Best Cheap Auto Insurance in Sanford, MI (2021)

The average Sanford, MI auto insurance rates are $686 per month. The minimum auto insurance in Sanford is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Sanford, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Sanford, Michigan is 20/40/10
  • The most expensive auto insurance company in Sanford for teen drivers is Allstate
  • The cheapest auto insurance company in Sanford is USAA

Sanford, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Sanford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sanford, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Sanford to other Michigan cities, including Livonia auto insurance rates, Sterling Heights auto insurance rates, and Troy auto insurance rates to see how Sanford, Michigan auto insurance rates stack up.

Before you buy Sanford, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sanford, Michigan auto insurance quotes.

Minimum Auto Insurance in Sanford, Michigan

Sanford, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sanford, Michigan.

Minimum Required Auto Insurance Coverage in Sanford, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Sanford, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sanford, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sanford, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $13,857 $13,857 $12,872 $12,872 $34,172 $34,172 $14,595 $14,595
Farmers $3,580 $3,580 $3,342 $3,342 $8,169 $8,169 $4,022 $4,022
GEICO $3,513 $3,513 $3,602 $3,602 $9,910 $9,910 $3,357 $3,357
Liberty Mutual $9,771 $9,771 $9,675 $9,675 $22,878 $22,878 $9,771 $9,771
Nationwide $4,054 $4,054 $3,616 $3,616 $10,496 $10,496 $4,435 $4,435
Progressive $2,482 $2,313 $2,208 $2,450 $8,941 $9,527 $2,875 $2,665
State Farm $6,694 $6,694 $6,208 $6,208 $23,521 $23,521 $7,865 $7,865
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,530 $2,376 $2,384 $2,240 $6,033 $5,667 $3,051 $2,897

Cheap Sanford, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sanford, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Sanford, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Sanford, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,172 $34,172
Farmers $8,169 $8,169
GEICO $9,910 $9,910
Liberty Mutual $22,878 $22,878
Nationwide $10,496 $10,496
Progressive $8,941 $9,527
State Farm $23,521 $23,521
Travelers $16,180 $16,180
USAA $6,033 $5,667

Cheap Sanford, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Sanford, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sanford, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $12,872 $12,872
Farmers $3,342 $3,342
GEICO $3,602 $3,602
Liberty Mutual $9,675 $9,675
Nationwide $3,616 $3,616
Progressive $2,208 $2,450
State Farm $6,208 $6,208
Travelers $4,626 $4,626
USAA $2,384 $2,240

Cheap Sanford, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sanford, Michigan compared to the annual auto insurance rates with a clean record in Sanford, Michigan.

Annual Sanford, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,241 $12,335 $41,032 $12,888
Farmers $4,018 $5,119 $5,051 $4,924
GEICO $1,787 $3,801 $11,487 $3,307
Liberty Mutual $9,083 $10,987 $20,384 $11,642
Nationwide $4,835 $6,456 $5,866 $5,443
Progressive $3,563 $4,646 $4,189 $4,333
State Farm $7,022 $8,431 $18,292 $10,544
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,738 $3,415 $4,457 $2,980

Cheap Sanford, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sanford, Michigan is not easy. Compare the annual rates for DUI auto insurance in Sanford, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Sanford, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,032
Farmers $5,051
GEICO $11,487
Liberty Mutual $20,384
Nationwide $5,866
Progressive $4,189
State Farm $18,292
Travelers $12,473
USAA $4,457

Cheap Sanford, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sanford, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sanford, Michigan

Insurance Company Poor Fair Good
Allstate $28,676 $15,856 $12,091
Farmers $6,262 $4,194 $3,879
GEICO $6,545 $4,818 $3,924
Liberty Mutual $20,558 $11,906 $6,608
Nationwide $7,084 $5,333 $4,534
Progressive $4,811 $4,065 $3,673
State Farm $17,953 $9,088 $6,175
Travelers $8,206 $7,958 $7,858
USAA $5,072 $2,911 $2,209

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Cheap Sanford, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sanford, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Sanford, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sanford, Michigan

ZIP Code Average Annual Rates
48657 $5,897

Cheap Sanford, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Sanford, Michigan auto insurance. Find the cheapest annual Sanford, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sanford, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $18,874 $18,874
Farmers $4,778 $4,778
GEICO $4,981 $5,210
Liberty Mutual $12,578 $13,469
Nationwide $5,650 $5,650
Progressive $4,183 $4,183
State Farm $10,778 $11,366
Travelers $7,961 $8,053
USAA $3,358 $3,437

Cheap Sanford, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sanford, Michigan? Check out the comparison of annual Sanford, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sanford, Michigan

Insurance Company Low Medium High
Allstate $18,445 $18,912 $19,265
Farmers $4,636 $4,766 $4,933
GEICO $4,743 $5,048 $5,495
Liberty Mutual $12,668 $12,990 $13,414
Nationwide $5,916 $5,554 $5,480
Progressive $4,044 $4,189 $4,315
State Farm $10,538 $11,138 $11,540
Travelers $7,920 $8,016 $8,086
USAA $3,296 $3,406 $3,491

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Best By Category: Cheapest Auto Insurance in Sanford, Michigan

Compare the cheapest auto insurance companies in Sanford, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sanford, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Sanford, Michigan Auto Insurance Companies

What auto insurance companies in Sanford, Michigan are the cheapest? Compare the top Sanford, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sanford, Michigan

Insurance Company Average Annual Rates
Allstate $18,874
Farmers $4,778
GEICO $5,095
Liberty Mutual $13,024
Nationwide $5,650
Progressive $4,183
State Farm $11,072
Travelers $8,007
USAA $3,397

What affects auto insurance rates in Sanford, Michigan?

There are a lot of reasons why auto insurance rates in Sanford, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sanford, Michigan. Many local factors may affect your Sanford auto insurance rates.

Sanford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sanford, Michigan commute length is 24.8 minutes according to City-Data.

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Compare Sanford, Michigan Auto Insurance Quotes

Before you buy Sanford, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sanford, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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