Best Cheap Auto Insurance in Sanford, ME (2021)

The average Sanford, ME auto insurance rates are $213 per month. The minimum auto insurance in Sanford is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Sanford, Maine, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Sanford is USAA
  • The average commute length in Sanford is 29.5 minutes
  • The most expensive auto insurance company in Sanford for teen drivers is Progressive

Sanford, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Sanford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sanford, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Sanford to other Maine cities, including Augusta auto insurance rates, Sanford auto insurance rates, and South Portland auto insurance rates to see how Sanford, Maine auto insurance rates stack up.

Before you buy Sanford, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sanford, Maine auto insurance quotes.

Minimum Auto Insurance in Sanford, Maine

Sanford, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sanford, Maine.

Minimum Required Auto Insurance Coverage in Sanford, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sanford, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sanford, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sanford, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,823 $1,874 $1,645 $1,782 $4,675 $6,255 $1,975 $2,206
Farmers $1,679 $1,691 $1,583 $1,688 $5,537 $6,068 $1,993 $2,061
GEICO $945 $979 $945 $945 $2,326 $3,021 $1,031 $1,099
Liberty Mutual $2,853 $2,853 $2,719 $2,719 $6,002 $8,957 $2,853 $3,996
Progressive $1,806 $1,770 $1,806 $1,770 $7,620 $8,557 $2,101 $2,372
State Farm $1,312 $1,312 $1,244 $1,244 $4,246 $5,311 $1,470 $1,603
Travelers $1,140 $1,175 $1,033 $1,056 $4,680 $6,313 $1,120 $1,275
USAA $827 $813 $822 $802 $2,718 $2,994 $1,048 $1,095

Cheap Sanford, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sanford, Maine is a challenge. Take a look at the annual teen auto insurance rates in Sanford, Maine.

Annual Auto Insurance Rates for Teen Drivers in Sanford, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,675 $6,255
Farmers $5,537 $6,068
GEICO $2,326 $3,021
Liberty Mutual $6,002 $8,957
Progressive $7,620 $8,557
State Farm $4,246 $5,311
Travelers $4,680 $6,313
USAA $2,718 $2,994

Cheap Sanford, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Sanford, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sanford, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,645 $1,782
Farmers $1,583 $1,688
GEICO $945 $945
Liberty Mutual $2,719 $2,719
Progressive $1,806 $1,770
State Farm $1,244 $1,244
Travelers $1,033 $1,056
USAA $822 $802

Cheap Sanford, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sanford, Maine compared to the annual auto insurance rates with a clean record in Sanford, Maine.

Annual Sanford, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,259 $3,078 $3,220 $2,560
Farmers $2,436 $3,108 $2,696 $2,910
GEICO $1,028 $1,445 $2,145 $1,028
Liberty Mutual $3,145 $3,715 $6,186 $3,430
Progressive $2,782 $4,713 $3,099 $3,306
State Farm $2,010 $2,426 $2,218 $2,218
Travelers $1,852 $2,058 $2,587 $2,399
USAA $1,054 $1,390 $1,955 $1,160

Cheap Sanford, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sanford, Maine is not easy. Compare the annual rates for DUI auto insurance in Sanford, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Sanford, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,220
Farmers $2,696
GEICO $2,145
Liberty Mutual $6,186
Progressive $3,099
State Farm $2,218
Travelers $2,587
USAA $1,955

Cheap Sanford, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sanford, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sanford, Maine

Insurance Company Poor Fair Good
Allstate $3,491 $2,665 $2,183
Farmers $3,236 $2,667 $2,460
GEICO $1,899 $1,260 $1,075
Liberty Mutual $5,734 $3,716 $2,907
Progressive $3,921 $3,371 $3,134
State Farm $3,230 $1,929 $1,494
Travelers $2,618 $2,144 $1,909
USAA $1,819 $1,256 $1,095

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sanford, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sanford, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Sanford, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sanford, Maine

ZIP Code Average Annual Rates
4073 $2,207

Cheap Sanford, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Sanford, Maine auto insurance. Find the cheapest annual Sanford, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sanford, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,779 $2,779
Farmers $2,788 $2,788
GEICO $1,388 $1,434
Liberty Mutual $4,035 $4,202
Progressive $3,475 $3,475
State Farm $2,145 $2,291
Travelers $2,224 $2,224
USAA $1,351 $1,429

Cheap Sanford, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sanford, Maine? Check out the comparison of annual Sanford, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sanford, Maine

Insurance Company Low Medium High
Allstate $2,744 $2,746 $2,848
Farmers $2,674 $2,694 $2,994
GEICO $1,382 $1,391 $1,462
Liberty Mutual $4,061 $4,061 $4,234
Progressive $3,398 $3,406 $3,622
State Farm $2,152 $2,191 $2,311
Travelers $2,185 $2,189 $2,298
USAA $1,359 $1,371 $1,439

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Sanford, Maine

Compare the cheapest auto insurance companies in Sanford, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sanford, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Sanford, Maine Auto Insurance Companies

What auto insurance companies in Sanford, Maine are the cheapest? Compare the top Sanford, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sanford, Maine

Insurance Company Average Annual Rates
Allstate $2,779
Farmers $2,788
GEICO $1,411
Liberty Mutual $4,119
Progressive $3,475
State Farm $2,218
Travelers $2,224
USAA $1,390

What affects auto insurance rates in Sanford, Maine?

There are a lot of reasons why auto insurance rates in Sanford, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sanford, Maine. Many local factors may affect your Sanford auto insurance rates.

Sanford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sanford, Maine commute length is 29.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Sanford, Maine Auto Insurance Quotes

Before you buy Sanford, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sanford, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption