Best Cheap Auto Insurance in Sanford, CO (2021)

The average Sanford, CO auto insurance rates are $297 per month. The minimum auto insurance in Sanford is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Sanford, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Sanford, CO for senior drivers are $2,109 per year
  • The cheapest auto insurance company in Sanford is GEICO
  • The most expensive auto insurance company in Sanford for teen drivers is Allstate

Sanford, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Sanford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sanford, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Sanford to other Colorado cities, including Lakewood auto insurance rates, Fort Collins auto insurance rates, and Arvada auto insurance rates to see how Sanford, Colorado auto insurance rates stack up.

Before you buy Sanford, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sanford, Colorado auto insurance quotes.

Minimum Auto Insurance in Sanford, Colorado

Sanford, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sanford, Colorado.

Minimum Required Auto Insurance Coverage in Sanford, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Sanford, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sanford, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sanford, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,424 $2,424 $2,188 $2,188 $5,878 $7,883 $2,424 $2,977
Farmers $2,901 $2,878 $2,631 $2,832 $10,837 $10,914 $3,193 $3,238
GEICO $1,596 $1,740 $1,657 $1,854 $4,950 $5,273 $1,469 $1,513
Liberty Mutual $1,759 $1,725 $1,497 $1,643 $5,202 $5,666 $1,777 $1,797
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,305 $2,162 $2,000 $1,997 $7,642 $8,553 $2,598 $2,534
State Farm $1,822 $1,822 $1,631 $1,631 $5,153 $6,538 $2,036 $2,409
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Sanford, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sanford, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Sanford, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Sanford, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,878 $7,883
Farmers $10,837 $10,914
GEICO $4,950 $5,273
Liberty Mutual $5,202 $5,666
Nationwide $5,513 $7,064
Progressive $7,642 $8,553
State Farm $5,153 $6,538
USAA $5,325 $6,108

Cheap Sanford, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Sanford, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sanford, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,188 $2,188
Farmers $2,631 $2,832
GEICO $1,657 $1,854
Liberty Mutual $1,497 $1,643
Nationwide $1,977 $2,093
Progressive $2,000 $1,997
State Farm $1,631 $1,631
USAA $2,042 $2,056

Cheap Sanford, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sanford, Colorado compared to the annual auto insurance rates with a clean record in Sanford, Colorado.

Annual Sanford, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,623 $3,729 $4,868 $2,974
Farmers $4,162 $5,344 $5,274 $4,932
GEICO $1,784 $2,745 $3,166 $2,331
Liberty Mutual $2,306 $2,700 $2,804 $2,722
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,234 $4,482 $3,412 $3,768
State Farm $2,656 $3,104 $2,880 $2,880
USAA $2,344 $2,849 $4,987 $2,642

Cheap Sanford, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sanford, Colorado is not easy. Compare the annual rates for DUI auto insurance in Sanford, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Sanford, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,868
Farmers $5,274
GEICO $3,166
Liberty Mutual $2,804
Nationwide $4,398
Progressive $3,412
State Farm $2,880
USAA $4,987

Cheap Sanford, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sanford, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sanford, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,613 $3,282 $2,750
Farmers $5,730 $4,643 $4,412
GEICO $3,008 $2,506 $2,005
Liberty Mutual $3,763 $2,302 $1,834
Nationwide $3,990 $3,154 $2,751
Progressive $4,244 $3,614 $3,314
State Farm $4,000 $2,570 $2,071
USAA $4,757 $2,700 $2,160

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Cheap Sanford, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sanford, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Sanford, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sanford, Colorado

ZIP Code Average Annual Rates
81151 $3,290

Cheap Sanford, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Sanford, Colorado auto insurance. Find the cheapest annual Sanford, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sanford, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,472 $3,624
Farmers $4,928 $4,928
GEICO $2,454 $2,559
Liberty Mutual $2,633 $2,633
Nationwide $3,298 $3,298
Progressive $3,724 $3,724
State Farm $2,809 $2,951
USAA $3,115 $3,296

Cheap Sanford, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sanford, Colorado? Check out the comparison of annual Sanford, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sanford, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,381 $3,622 $3,642
Farmers $4,337 $4,859 $5,588
GEICO $2,316 $2,473 $2,731
Liberty Mutual $2,487 $2,623 $2,789
Nationwide $3,323 $3,295 $3,276
Progressive $3,453 $3,734 $3,985
State Farm $2,698 $2,881 $3,061
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Sanford, Colorado

Compare the cheapest auto insurance companies in Sanford, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sanford, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Sanford, Colorado Auto Insurance Companies

What auto insurance companies in Sanford, Colorado are the cheapest? Compare the top Sanford, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sanford, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,548
Farmers $4,928
GEICO $2,507
Liberty Mutual $2,633
Nationwide $3,298
Progressive $3,724
State Farm $2,880
USAA $3,206

What affects auto insurance rates in Sanford, Colorado?

There are a lot of reasons why auto insurance rates in Sanford, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sanford, Colorado. Many local factors may affect your Sanford auto insurance rates.

Sanford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sanford, Colorado commute length is 23.0 minutes according to City-Data.

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Compare Sanford, Colorado Auto Insurance Quotes

Before you buy Sanford, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sanford, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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