Best Cheap Auto Insurance in Sandy Ridge, PA (2021)

The average Sandy Ridge, PA auto insurance rates are $295 per month. The minimum auto insurance in Sandy Ridge is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Sandy Ridge, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Sandy Ridge is USAA
  • Average auto insurance rates in Sandy Ridge, PA for senior drivers are $1,796 per year
  • The average commute length in Sandy Ridge is 26.5 minutes

Sandy Ridge, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Sandy Ridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sandy Ridge, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Sandy Ridge to other Pennsylvania cities, including Harrisburg auto insurance rates, Lancaster auto insurance rates, and Pittsburgh auto insurance rates to see how Sandy Ridge, Pennsylvania auto insurance rates stack up.

Before you buy Sandy Ridge, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sandy Ridge, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Sandy Ridge, Pennsylvania

Sandy Ridge, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sandy Ridge, Pennsylvania.

Minimum Required Auto Insurance Coverage in Sandy Ridge, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Sandy Ridge, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sandy Ridge, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sandy Ridge, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,214 $2,214 $2,034 $2,034 $7,190 $7,190 $2,442 $2,442
GEICO $1,759 $1,524 $1,624 $1,408 $4,331 $3,757 $1,788 $1,549
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,657 $1,657 $1,567 $1,567 $4,663 $4,663 $1,857 $1,857
Progressive $2,678 $2,678 $2,386 $2,386 $8,410 $8,410 $3,439 $3,439
State Farm $1,254 $1,254 $1,108 $1,108 $4,503 $4,503 $1,384 $1,384
Travelers $1,656 $1,656 $1,770 $1,770 $23,267 $23,267 $2,011 $2,011
USAA $893 $893 $810 $810 $2,660 $2,660 $1,177 $1,177

Cheap Sandy Ridge, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sandy Ridge, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Sandy Ridge, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Sandy Ridge, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,190 $7,190
GEICO $4,331 $3,757
Liberty Mutual $10,156 $10,156
Nationwide $4,663 $4,663
Progressive $8,410 $8,410
State Farm $4,503 $4,503
Travelers $23,267 $23,267
USAA $2,660 $2,660

Cheap Sandy Ridge, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Sandy Ridge, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sandy Ridge, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,034 $2,034
GEICO $1,624 $1,408
Liberty Mutual $3,175 $3,175
Nationwide $1,567 $1,567
Progressive $2,386 $2,386
State Farm $1,108 $1,108
Travelers $1,770 $1,770
USAA $810 $810

Cheap Sandy Ridge, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sandy Ridge, Pennsylvania compared to the annual auto insurance rates with a clean record in Sandy Ridge, Pennsylvania.

Annual Sandy Ridge, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,326 $3,903 $3,326 $3,326
GEICO $1,642 $2,758 $2,195 $2,277
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,758 $2,348 $3,280 $2,358
Progressive $3,844 $5,264 $3,951 $3,854
State Farm $1,886 $2,239 $2,062 $2,062
Travelers $5,117 $7,250 $9,087 $7,250
USAA $1,118 $1,537 $1,640 $1,246

Cheap Sandy Ridge, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sandy Ridge, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Sandy Ridge, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Sandy Ridge, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,326
GEICO $2,195
Liberty Mutual $5,414
Nationwide $3,280
Progressive $3,951
State Farm $2,062
Travelers $9,087
USAA $1,640

Cheap Sandy Ridge, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sandy Ridge, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sandy Ridge, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,447 $3,301 $2,662
GEICO $3,321 $1,878 $1,454
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $2,858 $2,350 $2,100
Progressive $5,614 $3,923 $3,147
State Farm $2,935 $1,818 $1,435
Travelers $7,820 $7,048 $6,659
USAA $1,725 $1,287 $1,143

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Cheap Sandy Ridge, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sandy Ridge, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Sandy Ridge, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sandy Ridge, Pennsylvania

ZIP Code Average Annual Rates
16677 $4,396

Cheap Sandy Ridge, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Sandy Ridge, Pennsylvania auto insurance. Find the cheapest annual Sandy Ridge, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sandy Ridge, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,402 $3,538
GEICO $2,180 $2,255
Liberty Mutual $5,165 $5,438
Nationwide $2,436 $2,436
Progressive $4,228 $4,228
State Farm $2,002 $2,123
Travelers $7,176 $7,176
USAA $1,346 $1,424

Cheap Sandy Ridge, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sandy Ridge, Pennsylvania? Check out the comparison of annual Sandy Ridge, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sandy Ridge, Pennsylvania

Insurance Company Low Medium High
Allstate $3,330 $3,489 $3,591
GEICO $2,073 $2,232 $2,347
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,450 $2,466 $2,393
Progressive $3,926 $4,257 $4,501
State Farm $1,931 $2,089 $2,167
Travelers $7,363 $7,154 $7,010
USAA $1,275 $1,399 $1,482

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Best By Category: Cheapest Auto Insurance in Sandy Ridge, Pennsylvania

Compare the cheapest auto insurance companies in Sandy Ridge, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sandy Ridge, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sandy Ridge, Pennsylvania Auto Insurance Companies

What auto insurance companies in Sandy Ridge, Pennsylvania are the cheapest? Compare the top Sandy Ridge, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sandy Ridge, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,470
GEICO $2,218
Liberty Mutual $5,302
Nationwide $2,436
Progressive $4,228
State Farm $2,062
Travelers $7,176
USAA $1,385

What affects auto insurance rates in Sandy Ridge, Pennsylvania?

There are a lot of reasons why auto insurance rates in Sandy Ridge, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sandy Ridge, Pennsylvania. Many local factors may affect your Sandy Ridge auto insurance rates.

Sandy Ridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sandy Ridge, Pennsylvania commute length is 26.5 minutes according to City-Data.

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Compare Sandy Ridge, Pennsylvania Auto Insurance Quotes

Before you buy Sandy Ridge, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sandy Ridge, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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