Best Cheap Auto Insurance in Sandia, TX (2021)

The average Sandia, TX auto insurance rates are $328 per month. The minimum auto insurance in Sandia is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Sandia, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Sandia, TX for senior drivers are $2,386 per year
  • The cheapest auto insurance company in Sandia is USAA
  • The most expensive auto insurance company in Sandia for teen drivers is Progressive

Sandia, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Sandia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sandia, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Sandia to other Texas cities, including Arlington auto insurance rates, San Antonio auto insurance rates, and El Paso auto insurance rates to see how Sandia, Texas auto insurance rates stack up.

Before you buy Sandia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sandia, Texas auto insurance quotes.

Minimum Auto Insurance in Sandia, Texas

Sandia, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sandia, Texas.

Minimum Required Auto Insurance Coverage in Sandia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sandia, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sandia, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sandia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,585 $3,619 $3,540 $3,540 $9,449 $11,414 $4,436 $4,626
American Family $2,781 $3,107 $2,631 $3,023 $7,638 $10,004 $4,046 $4,622
GEICO $2,486 $2,666 $2,372 $2,662 $5,314 $5,552 $2,685 $2,695
Nationwide $2,798 $2,844 $2,471 $2,616 $7,951 $10,217 $3,291 $3,563
Progressive $2,395 $2,256 $2,142 $2,178 $10,216 $11,380 $2,820 $2,836
State Farm $1,899 $1,899 $1,682 $1,682 $4,410 $5,595 $2,055 $2,122
USAA $1,497 $1,510 $1,436 $1,431 $4,170 $4,544 $1,999 $2,148

Cheap Sandia, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sandia, Texas is a challenge. Take a look at the annual teen auto insurance rates in Sandia, Texas.

Annual Auto Insurance Rates for Teen Drivers in Sandia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,449 $11,414
American Family $7,638 $10,004
GEICO $5,314 $5,552
Nationwide $7,951 $10,217
Progressive $10,216 $11,380
State Farm $4,410 $5,595
USAA $4,170 $4,544

Cheap Sandia, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Sandia, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sandia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,540 $3,540
American Family $2,631 $3,023
GEICO $2,372 $2,662
Nationwide $2,471 $2,616
Progressive $2,142 $2,178
State Farm $1,682 $1,682
USAA $1,436 $1,431

Cheap Sandia, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sandia, Texas compared to the annual auto insurance rates with a clean record in Sandia, Texas.

Annual Sandia, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,296 $6,614 $6,898 $4,296
American Family $4,311 $5,490 $4,815 $4,311
GEICO $2,804 $3,675 $3,114 $3,623
Nationwide $3,872 $3,872 $5,753 $4,378
Progressive $3,946 $5,127 $4,604 $4,434
State Farm $2,385 $2,717 $3,185 $2,385
USAA $1,747 $2,580 $3,035 $2,005

Cheap Sandia, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sandia, Texas is not easy. Compare the annual rates for DUI auto insurance in Sandia, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Sandia, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,898
American Family $4,815
GEICO $3,114
Nationwide $5,753
Progressive $4,604
State Farm $3,185
USAA $3,035

Cheap Sandia, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sandia, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sandia, Texas

Insurance Company Poor Fair Good
Allstate $7,025 $5,147 $4,406
American Family $6,468 $4,118 $3,609
GEICO $5,101 $2,887 $1,925
Nationwide $5,373 $4,301 $3,732
Progressive $5,082 $4,409 $4,092
State Farm $3,781 $2,351 $1,872
USAA $3,421 $1,994 $1,611

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Cheap Sandia, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sandia, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Sandia, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sandia, Texas

ZIP Code Average Annual Rates
78383 $5,872

Cheap Sandia, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Sandia, Texas auto insurance. Find the cheapest annual Sandia, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sandia, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,394 $5,658
American Family $4,732 $4,732
GEICO $3,238 $3,370
Nationwide $4,469 $4,469
Progressive $4,528 $4,528
State Farm $2,668 $2,668
USAA $2,312 $2,372

Cheap Sandia, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sandia, Texas? Check out the comparison of annual Sandia, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sandia, Texas

Insurance Company Low Medium High
Allstate $5,403 $5,480 $5,696
American Family $4,374 $4,542 $5,278
GEICO $3,140 $3,262 $3,511
Nationwide $4,767 $4,275 $4,365
Progressive $4,268 $4,503 $4,813
State Farm $2,538 $2,659 $2,807
USAA $2,251 $2,329 $2,445

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Best By Category: Cheapest Auto Insurance in Sandia, Texas

Compare the cheapest auto insurance companies in Sandia, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sandia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sandia, Texas Auto Insurance Companies

What auto insurance companies in Sandia, Texas are the cheapest? Compare the top Sandia, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sandia, Texas

Insurance Company Average Annual Rates
Allstate $5,526
American Family $4,732
GEICO $3,304
Nationwide $4,469
Progressive $4,528
State Farm $2,668
USAA $2,342

Compare Sandia, Texas Auto Insurance Quotes

Before you buy Sandia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sandia, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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