Best Cheap Auto Insurance in Sandgap, KY (2021)

The average Sandgap, KY auto insurance rates are $513 per month. The minimum auto insurance in Sandgap is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Sandgap, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Sandgap is USAA
  • The minimum auto insurance required in Sandgap, Kentucky is 25/50/25
  • Average auto insurance rates in Sandgap, KY for senior drivers are $3,420 per year

Sandgap, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Sandgap can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sandgap, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Sandgap to other Kentucky cities, including Elizabeth auto insurance rates, Owensboro auto insurance rates, and Richmond auto insurance rates to see how Sandgap, Kentucky auto insurance rates stack up.

Before you buy Sandgap, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sandgap, Kentucky auto insurance quotes.

Minimum Auto Insurance in Sandgap, Kentucky

Sandgap, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sandgap, Kentucky.

Minimum Required Auto Insurance Coverage in Sandgap, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sandgap, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sandgap, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sandgap, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,170 $6,074 $5,664 $6,023 $23,229 $25,709 $6,689 $6,983
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,212 $3,492 $2,747 $3,079 $12,764 $14,122 $3,344 $3,460
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,549 $2,416 $2,287 $2,300 $12,491 $14,138 $3,162 $3,219
State Farm $2,834 $2,834 $2,538 $2,538 $7,571 $9,319 $3,155 $3,437
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,054 $2,057 $1,852 $1,882 $5,535 $5,819 $2,597 $2,843

Cheap Sandgap, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sandgap, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Sandgap, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Sandgap, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,229 $25,709
GEICO $7,942 $9,404
Liberty Mutual $12,764 $14,122
Nationwide $12,445 $15,350
Progressive $12,491 $14,138
State Farm $7,571 $9,319
Travelers $15,522 $25,211
USAA $5,535 $5,819

Cheap Sandgap, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Sandgap, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sandgap, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,664 $6,023
GEICO $4,003 $3,626
Liberty Mutual $2,747 $3,079
Nationwide $5,015 $5,208
Progressive $2,287 $2,300
State Farm $2,538 $2,538
Travelers $2,977 $2,976
USAA $1,852 $1,882

Cheap Sandgap, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sandgap, Kentucky compared to the annual auto insurance rates with a clean record in Sandgap, Kentucky.

Annual Sandgap, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,939 $11,690 $12,528 $10,112
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,819 $7,412 $5,757 $5,122
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $4,394 $6,526 $5,016 $5,344
State Farm $3,928 $4,628 $4,278 $4,278
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,318 $3,281 $3,931 $2,790

Cheap Sandgap, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sandgap, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Sandgap, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Sandgap, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,528
GEICO $7,717
Liberty Mutual $5,757
Nationwide $10,137
Progressive $5,016
State Farm $4,278
Travelers $9,692
USAA $3,931

Cheap Sandgap, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sandgap, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sandgap, Kentucky

Insurance Company Poor Fair Good
Allstate $14,578 $9,809 $8,066
GEICO $7,842 $3,915 $2,550
Liberty Mutual $8,282 $5,061 $3,990
Nationwide $9,500 $7,372 $6,351
Progressive $5,953 $5,184 $4,824
State Farm $6,145 $3,746 $2,943
Travelers $8,281 $7,017 $6,998
USAA $4,587 $2,565 $2,088

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Cheap Sandgap, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sandgap, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Sandgap, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sandgap, Kentucky

ZIP Code Average Annual Rates
40481 $5,549

Cheap Sandgap, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Sandgap, Kentucky auto insurance. Find the cheapest annual Sandgap, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sandgap, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,817 $10,817
GEICO $4,724 $4,814
Liberty Mutual $5,778 $5,778
Nationwide $7,741 $7,741
Progressive $5,320 $5,320
State Farm $4,167 $4,389
Travelers $7,432 $7,432
USAA $2,965 $3,195

Cheap Sandgap, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sandgap, Kentucky? Check out the comparison of annual Sandgap, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sandgap, Kentucky

Insurance Company Low Medium High
Allstate $9,361 $10,727 $12,364
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,452 $5,734 $6,147
Nationwide $7,713 $7,608 $7,902
Progressive $4,912 $5,242 $5,806
State Farm $4,023 $4,266 $4,545
Travelers $6,981 $7,454 $7,860
USAA $2,940 $3,072 $3,228

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Best By Category: Cheapest Auto Insurance in Sandgap, Kentucky

Compare the cheapest auto insurance companies in Sandgap, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sandgap, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sandgap, Kentucky Auto Insurance Companies

What auto insurance companies in Sandgap, Kentucky are the cheapest? Compare the top Sandgap, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sandgap, Kentucky

Insurance Company Average Annual Rates
Allstate $10,817
GEICO $4,769
Liberty Mutual $5,778
Nationwide $7,741
Progressive $5,320
State Farm $4,278
Travelers $7,432
USAA $3,080

Compare Sandgap, Kentucky Auto Insurance Quotes

Before you buy Sandgap, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sandgap, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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