Best Cheap Auto Insurance in Sanderson, TX (2021)

The average Sanderson, TX auto insurance rates are $291 per month. The minimum auto insurance in Sanderson is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Sanderson, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Sanderson, Texas is 30/60/25
  • The cheapest auto insurance company in Sanderson is USAA
  • The average commute length in Sanderson is 29.3 minutes

Sanderson, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Sanderson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sanderson, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Sanderson to other Texas cities, including Fort Worth auto insurance rates, Dallas auto insurance rates, and Plano auto insurance rates to see how Sanderson, Texas auto insurance rates stack up.

Before you buy Sanderson, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sanderson, Texas auto insurance quotes.

Minimum Auto Insurance in Sanderson, Texas

Sanderson, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sanderson, Texas.

Minimum Required Auto Insurance Coverage in Sanderson, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sanderson, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sanderson, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sanderson, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,964 $3,008 $2,928 $2,928 $7,650 $9,299 $3,689 $3,877
American Family $2,791 $3,094 $2,591 $2,955 $7,331 $9,730 $3,993 $4,584
GEICO $2,269 $2,391 $2,083 $2,267 $4,684 $4,944 $2,456 $2,514
Nationwide $2,358 $2,405 $2,086 $2,214 $6,421 $8,272 $2,744 $2,973
Progressive $2,186 $2,115 $1,925 $1,971 $8,511 $9,531 $2,609 $2,689
State Farm $1,701 $1,701 $1,500 $1,500 $3,840 $4,854 $1,833 $1,897
USAA $1,525 $1,557 $1,441 $1,460 $4,016 $4,444 $2,044 $2,243

Cheap Sanderson, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sanderson, Texas is a challenge. Take a look at the annual teen auto insurance rates in Sanderson, Texas.

Annual Auto Insurance Rates for Teen Drivers in Sanderson, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $9,299
American Family $7,331 $9,730
GEICO $4,684 $4,944
Nationwide $6,421 $8,272
Progressive $8,511 $9,531
State Farm $3,840 $4,854
USAA $4,016 $4,444

Cheap Sanderson, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Sanderson, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sanderson, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,928 $2,928
American Family $2,591 $2,955
GEICO $2,083 $2,267
Nationwide $2,086 $2,214
Progressive $1,925 $1,971
State Farm $1,500 $1,500
USAA $1,441 $1,460

Cheap Sanderson, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sanderson, Texas compared to the annual auto insurance rates with a clean record in Sanderson, Texas.

Annual Sanderson, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,585 $5,385 $5,616 $3,585
American Family $4,224 $5,377 $4,709 $4,224
GEICO $2,508 $3,228 $2,821 $3,247
Nationwide $3,196 $3,196 $4,733 $3,611
Progressive $3,448 $4,392 $4,036 $3,892
State Farm $2,116 $2,395 $2,787 $2,116
USAA $1,765 $2,561 $3,015 $2,025

Cheap Sanderson, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sanderson, Texas is not easy. Compare the annual rates for DUI auto insurance in Sanderson, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Sanderson, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,616
American Family $4,709
GEICO $2,821
Nationwide $4,733
Progressive $4,036
State Farm $2,787
USAA $3,015

Cheap Sanderson, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sanderson, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sanderson, Texas

Insurance Company Poor Fair Good
Allstate $5,777 $4,234 $3,618
American Family $6,431 $3,975 $3,495
GEICO $4,543 $2,581 $1,729
Nationwide $4,436 $3,539 $3,077
Progressive $4,480 $3,822 $3,524
State Farm $3,336 $2,074 $1,651
USAA $3,481 $1,970 $1,573

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Cheap Sanderson, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sanderson, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Sanderson, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sanderson, Texas

ZIP Code Average Annual Rates
79848 $5,059

Cheap Sanderson, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Sanderson, Texas auto insurance. Find the cheapest annual Sanderson, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sanderson, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,440 $4,645
American Family $4,634 $4,634
GEICO $2,888 $3,014
Nationwide $3,684 $3,684
Progressive $3,942 $3,942
State Farm $2,354 $2,354
USAA $2,311 $2,372

Cheap Sanderson, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sanderson, Texas? Check out the comparison of annual Sanderson, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sanderson, Texas

Insurance Company Low Medium High
Allstate $4,470 $4,516 $4,643
American Family $4,368 $4,500 $5,033
GEICO $2,858 $2,931 $3,063
Nationwide $3,970 $3,525 $3,557
Progressive $3,795 $3,928 $4,103
State Farm $2,251 $2,348 $2,462
USAA $2,280 $2,334 $2,410

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Best By Category: Cheapest Auto Insurance in Sanderson, Texas

Compare the cheapest auto insurance companies in Sanderson, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sanderson, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sanderson, Texas Auto Insurance Companies

What auto insurance companies in Sanderson, Texas are the cheapest? Compare the top Sanderson, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sanderson, Texas

Insurance Company Average Annual Rates
Allstate $4,543
American Family $4,634
GEICO $2,951
Nationwide $3,684
Progressive $3,942
State Farm $2,354
USAA $2,341

What affects auto insurance rates in Sanderson, Texas?

There are a lot of reasons why auto insurance rates in Sanderson, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sanderson, Texas. Many local factors may affect your Sanderson auto insurance rates.

Sanderson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sanderson, Texas commute length is 29.3 minutes according to City-Data.

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Compare Sanderson, Texas Auto Insurance Quotes

Before you buy Sanderson, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sanderson, Texas auto insurance quotes.

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