Best Cheap Auto Insurance in San Antonio, FL (2021)

The average San Antonio, FL auto insurance rates are $432 per month. The minimum auto insurance in San Antonio is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in San Antonio, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in San Antonio, Florida is 10/20/10
  • The cheapest auto insurance company in San Antonio is USAA
  • The most expensive auto insurance company in San Antonio for teen drivers is Allstate

San Antonio, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in San Antonio can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in San Antonio, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in San Antonio to other Florida cities, including Hialeah auto insurance rates, Port St. Lucie auto insurance rates, and St. Petersburg auto insurance rates to see how San Antonio, Florida auto insurance rates stack up.

Before you buy San Antonio, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free San Antonio, Florida auto insurance quotes.

Minimum Auto Insurance in San Antonio, Florida

San Antonio, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in San Antonio, Florida.

Minimum Required Auto Insurance Coverage in San Antonio, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap San Antonio, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in San Antonio, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Antonio, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,928 $4,771 $4,349 $4,444 $17,594 $19,323 $4,927 $5,024
GEICO $3,280 $3,296 $3,068 $3,068 $5,769 $7,181 $3,606 $3,652
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,388 $3,344 $3,020 $3,125 $8,239 $10,157 $3,737 $3,891
Progressive $3,963 $3,718 $3,386 $3,631 $11,187 $12,154 $4,762 $4,509
State Farm $2,534 $2,534 $2,294 $2,294 $7,533 $9,648 $2,830 $3,020
USAA $1,786 $1,756 $1,677 $1,660 $6,160 $7,111 $2,231 $2,404

Cheap San Antonio, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in San Antonio, Florida is a challenge. Take a look at the annual teen auto insurance rates in San Antonio, Florida.

Annual Auto Insurance Rates for Teen Drivers in San Antonio, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,594 $19,323
GEICO $5,769 $7,181
Liberty Mutual $8,929 $13,837
Nationwide $8,239 $10,157
Progressive $11,187 $12,154
State Farm $7,533 $9,648
USAA $6,160 $7,111

Cheap San Antonio, Florida Auto Insurance for Seniors

What are senior auto insurance rates in San Antonio, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in San Antonio, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,349 $4,444
GEICO $3,068 $3,068
Liberty Mutual $3,790 $3,790
Nationwide $3,020 $3,125
Progressive $3,386 $3,631
State Farm $2,294 $2,294
USAA $1,677 $1,660

Cheap San Antonio, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in San Antonio, Florida compared to the annual auto insurance rates with a clean record in San Antonio, Florida.

Annual San Antonio, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,018 $8,431 $9,415 $7,817
GEICO $2,887 $3,671 $5,431 $4,471
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,139 $4,550 $6,155 $4,606
Progressive $4,664 $6,908 $5,818 $6,266
State Farm $3,729 $4,443 $4,086 $4,086
USAA $2,425 $2,997 $4,428 $2,543

Cheap San Antonio, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in San Antonio, Florida is not easy. Compare the annual rates for DUI auto insurance in San Antonio, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in San Antonio, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,415
GEICO $5,431
Liberty Mutual $8,346
Nationwide $6,155
Progressive $5,818
State Farm $4,086
USAA $4,428

Cheap San Antonio, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how San Antonio, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in San Antonio, Florida

Insurance Company Poor Fair Good
Allstate $11,443 $7,222 $5,845
GEICO $5,956 $3,637 $2,752
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,089 $4,464 $4,035
Progressive $7,703 $5,480 $4,558
State Farm $5,615 $3,657 $2,986
USAA $5,038 $2,467 $1,789

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Cheap San Antonio, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in San Antonio, Florida can vary. Compare the annual cost of auto insurance by ZIP code in San Antonio, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in San Antonio, Florida

ZIP Code Average Annual Rates
33576 $3,998

Cheap San Antonio, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect San Antonio, Florida auto insurance. Find the cheapest annual San Antonio, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in San Antonio, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,936 $8,404
GEICO $4,095 $4,135
Liberty Mutual $5,859 $6,261
Nationwide $4,863 $4,863
Progressive $5,914 $5,914
State Farm $3,941 $4,231
USAA $3,063 $3,134

Cheap San Antonio, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in San Antonio, Florida? Check out the comparison of annual San Antonio, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Antonio, Florida

Insurance Company Low Medium High
Allstate $5,905 $8,682 $9,923
GEICO $3,306 $4,264 $4,774
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,747 $5,071 $5,770
Progressive $4,882 $6,060 $6,799
State Farm $3,440 $4,199 $4,619
USAA $2,621 $3,223 $3,451

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Best By Category: Cheapest Auto Insurance in San Antonio, Florida

Compare the cheapest auto insurance companies in San Antonio, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in San Antonio, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest San Antonio, Florida Auto Insurance Companies

What auto insurance companies in San Antonio, Florida are the cheapest? Compare the top San Antonio, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in San Antonio, Florida

Insurance Company Average Annual Rates
Allstate $8,170
GEICO $4,115
Liberty Mutual $6,060
Nationwide $4,863
Progressive $5,914
State Farm $4,086
USAA $3,098

What affects auto insurance rates in San Antonio, Florida?

There are a lot of reasons why auto insurance rates in San Antonio, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in San Antonio, Florida. Many local factors may affect your San Antonio auto insurance rates.

San Antonio Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average San Antonio, Florida commute length is 26.2 minutes according to City-Data.

San Antonio Traffic

How does San Antonio, Florida rank for traffic? According to Inrix San Antonio, Florida is the 389th most congested worldwide.

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Compare San Antonio, Florida Auto Insurance Quotes

Before you buy San Antonio, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free San Antonio, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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