Best Cheap Auto Insurance in Samantha, AL (2021)

The average Samantha, AL auto insurance rates are $317 per month. The minimum auto insurance in Samantha is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Samantha, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Samantha, AL for senior drivers are $1,993 per year
  • The most expensive auto insurance company in Samantha for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Samantha is USAA

Samantha, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Samantha can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Samantha, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Samantha to other Alabama cities, including Birmingham auto insurance rates, Hoover auto insurance rates, and Dothan auto insurance rates to see how Samantha, Alabama auto insurance rates stack up.

Before you buy Samantha, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Samantha, Alabama auto insurance quotes.

Minimum Auto Insurance in Samantha, Alabama

Samantha, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Samantha, Alabama.

Minimum Required Auto Insurance Coverage in Samantha, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Samantha, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Samantha, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Samantha, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,414 $2,398 $2,159 $2,289 $9,213 $9,484 $2,748 $2,867
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $2,981 $3,218 $2,448 $2,737 $11,023 $12,248 $3,165 $3,361
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,422 $2,269 $1,995 $2,114 $10,336 $11,558 $2,859 $3,090
State Farm $3,026 $3,026 $2,754 $2,754 $9,397 $11,762 $3,426 $3,952
Travelers $1,593 $1,616 $1,499 $1,492 $8,661 $13,628 $1,505 $1,720
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Cheap Samantha, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Samantha, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Samantha, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Samantha, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,213 $9,484
GEICO $5,499 $5,390
Liberty Mutual $11,023 $12,248
Nationwide $4,521 $5,808
Progressive $10,336 $11,558
State Farm $9,397 $11,762
Travelers $8,661 $13,628
USAA $4,033 $4,467

Cheap Samantha, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Samantha, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Samantha, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,159 $2,289
GEICO $1,962 $2,039
Liberty Mutual $2,448 $2,737
Nationwide $1,560 $1,612
Progressive $1,995 $2,114
State Farm $2,754 $2,754
Travelers $1,499 $1,492
USAA $1,258 $1,231

Cheap Samantha, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Samantha, Alabama compared to the annual auto insurance rates with a clean record in Samantha, Alabama.

Annual Samantha, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,531 $4,563 $4,452 $4,240
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,035 $5,627 $5,491 $5,437
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,132 $5,221 $4,442 $4,526
State Farm $4,508 $5,628 $4,956 $4,956
Travelers $3,297 $3,460 $5,079 $4,021
USAA $1,667 $2,094 $3,108 $1,803

Cheap Samantha, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Samantha, Alabama is not easy. Compare the annual rates for DUI auto insurance in Samantha, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Samantha, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,372
Farmers $4,452
GEICO $3,917
Liberty Mutual $5,491
Nationwide $3,329
Progressive $4,442
State Farm $4,956
Travelers $5,079
USAA $3,108

Cheap Samantha, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Samantha, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Samantha, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,709 $4,046 $3,835
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,359 $4,529 $3,555
Nationwide $3,156 $2,467 $2,234
Progressive $5,147 $4,437 $4,157
State Farm $8,135 $4,112 $2,789
Travelers $4,322 $3,749 $3,822
USAA $2,911 $1,898 $1,695

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Cheap Samantha, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Samantha, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Samantha, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Samantha, Alabama

ZIP Code Average Annual Rates
35482 $3,922

Cheap Samantha, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Samantha, Alabama auto insurance. Find the cheapest annual Samantha, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Samantha, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,196 $4,196
GEICO $2,847 $2,948
Liberty Mutual $5,148 $5,148
Nationwide $2,619 $2,619
Progressive $4,580 $4,580
State Farm $4,889 $5,135
Travelers $3,964 $3,964
USAA $2,069 $2,267

Cheap Samantha, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Samantha, Alabama? Check out the comparison of annual Samantha, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Samantha, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $3,972 $4,144 $4,473
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,909 $5,123 $5,411
Nationwide $2,596 $2,598 $2,662
Progressive $4,164 $4,566 $5,011
State Farm $4,722 $5,008 $5,307
Travelers $3,766 $4,043 $4,083
USAA $2,089 $2,156 $2,258

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Best By Category: Cheapest Auto Insurance in Samantha, Alabama

Compare the cheapest auto insurance companies in Samantha, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Samantha, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Samantha, Alabama Auto Insurance Companies

What auto insurance companies in Samantha, Alabama are the cheapest? Compare the top Samantha, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Samantha, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,196
GEICO $2,897
Liberty Mutual $5,148
Nationwide $2,619
Progressive $4,580
State Farm $5,012
Travelers $3,964
USAA $2,168

Compare Samantha, Alabama Auto Insurance Quotes

Before you buy Samantha, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Samantha, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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