Best Cheap Auto Insurance in Saluda, NC (2021)

The average Saluda, NC auto insurance rates are $258 per month. The minimum auto insurance in Saluda is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Saluda, North Carolina, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Saluda is 24.0 minutes
  • The minimum auto insurance required in Saluda, North Carolina is 30/60/25
  • Average auto insurance rates in Saluda, NC for senior drivers are $2,329 per year

Saluda, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Saluda can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saluda, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Saluda to other North Carolina cities, including Fayetteville auto insurance rates, Greensboro auto insurance rates, and Winston-Salem auto insurance rates to see how Saluda, North Carolina auto insurance rates stack up.

Before you buy Saluda, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saluda, North Carolina auto insurance quotes.

Minimum Auto Insurance in Saluda, North Carolina

Saluda, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saluda, North Carolina.

Minimum Required Auto Insurance Coverage in Saluda, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Saluda, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saluda, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saluda, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,141 $5,141 $4,222 $4,222 $12,336 $12,336 $5,242 $5,242
GEICO $2,385 $2,339 $2,340 $2,297 $4,309 $4,272 $2,083 $2,071
Liberty Mutual $1,652 $1,652 $1,711 $1,711 $2,886 $2,886 $1,652 $1,652
Nationwide $2,223 $2,223 $2,223 $2,223 $3,725 $3,725 $2,223 $2,223
Progressive $1,632 $1,632 $1,477 $1,477 $3,775 $3,775 $1,822 $1,822
State Farm $2,228 $2,228 $1,927 $1,927 $3,277 $3,277 $2,753 $2,753
Travelers $2,444 $2,444 $2,424 $2,424 $4,108 $4,108 $2,509 $2,509

Cheap Saluda, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saluda, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Saluda, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Saluda, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,336 $12,336
GEICO $4,309 $4,272
Liberty Mutual $2,886 $2,886
Nationwide $3,725 $3,725
Progressive $3,775 $3,775
State Farm $3,277 $3,277
Travelers $4,108 $4,108

Cheap Saluda, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Saluda, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saluda, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,222 $4,222
GEICO $2,340 $2,297
Liberty Mutual $1,711 $1,711
Nationwide $2,223 $2,223
Progressive $1,477 $1,477
State Farm $1,927 $1,927
Travelers $2,424 $2,424

Cheap Saluda, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saluda, North Carolina compared to the annual auto insurance rates with a clean record in Saluda, North Carolina.

Annual Saluda, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,648 $6,405 $11,953 $4,935
GEICO $1,513 $2,216 $5,265 $2,053
Liberty Mutual $1,174 $1,509 $3,708 $1,509
Nationwide $1,524 $1,974 $4,922 $1,974
Progressive $1,020 $1,492 $4,752 $1,442
State Farm $1,362 $1,962 $4,899 $1,962
Travelers $1,706 $2,238 $5,336 $2,205

Cheap Saluda, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saluda, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Saluda, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Saluda, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,953
GEICO $5,265
Liberty Mutual $3,708
Nationwide $4,922
Progressive $4,752
State Farm $4,899
Travelers $5,336

Cheap Saluda, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saluda, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saluda, North Carolina

Insurance Company Poor Fair Good
Allstate $9,128 $5,918 $5,160
GEICO $2,997 $2,747 $2,542
Liberty Mutual $1,975 $1,975 $1,975
Nationwide $2,598 $2,598 $2,598
Progressive $2,461 $2,123 $1,945
State Farm $3,577 $2,286 $1,775
Travelers $3,065 $2,790 $2,759

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Cheap Saluda, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Saluda, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Saluda, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Saluda, North Carolina

ZIP Code Average Annual Rates
28773 $2,804

Cheap Saluda, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Saluda, North Carolina auto insurance. Find the cheapest annual Saluda, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saluda, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,735 $6,735
GEICO $2,762 $2,762
Liberty Mutual $1,975 $1,975
Nationwide $2,598 $2,598
Progressive $2,176 $2,176
State Farm $2,534 $2,558
Travelers $2,871 $2,871

Cheap Saluda, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saluda, North Carolina? Check out the comparison of annual Saluda, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saluda, North Carolina

Insurance Company Low Medium High
Allstate $6,536 $6,714 $6,956
GEICO $2,651 $2,753 $2,882
Liberty Mutual $1,891 $1,964 $2,071
Nationwide $2,505 $2,587 $2,703
Progressive $2,080 $2,164 $2,284
State Farm $2,463 $2,534 $2,642
Travelers $2,765 $2,858 $2,991

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Best By Category: Cheapest Auto Insurance in Saluda, North Carolina

Compare the cheapest auto insurance companies in Saluda, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saluda, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Saluda, North Carolina Auto Insurance Companies

What auto insurance companies in Saluda, North Carolina are the cheapest? Compare the top Saluda, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saluda, North Carolina

Insurance Company Average Annual Rates
Allstate $6,735
GEICO $2,762
Liberty Mutual $1,975
Nationwide $2,598
Progressive $2,176
State Farm $2,546
Travelers $2,871

What affects auto insurance rates in Saluda, North Carolina?

There are a lot of reasons why auto insurance rates in Saluda, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Saluda, North Carolina. Many local factors may affect your Saluda auto insurance rates.

Saluda Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Saluda, North Carolina commute length is 24.0 minutes according to City-Data.

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Compare Saluda, North Carolina Auto Insurance Quotes

Before you buy Saluda, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saluda, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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