Best Cheap Auto Insurance in Saline, MI (2021)

The average Saline, MI auto insurance rates are $747 per month. The minimum auto insurance in Saline is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Saline, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Saline is 24.9 minutes
  • Average auto insurance rates in Saline, MI for senior drivers are $5,942 per year
  • The minimum auto insurance required in Saline, Michigan is 20/40/10

Saline, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Saline can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saline, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Saline to other Michigan cities, including Dearborn auto insurance rates, Troy auto insurance rates, and Lansing auto insurance rates to see how Saline, Michigan auto insurance rates stack up.

Before you buy Saline, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saline, Michigan auto insurance quotes.

Minimum Auto Insurance in Saline, Michigan

Saline, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saline, Michigan.

Minimum Required Auto Insurance Coverage in Saline, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Saline, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saline, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saline, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,476 $16,476 $15,308 $15,308 $41,024 $41,024 $17,359 $17,359
Farmers $3,671 $3,671 $3,428 $3,428 $8,195 $8,195 $4,119 $4,119
GEICO $3,934 $3,934 $4,051 $4,051 $11,584 $11,584 $3,768 $3,768
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,958 $2,958 $2,669 $2,669 $7,055 $7,055 $3,203 $3,203
Progressive $2,736 $2,543 $2,431 $2,699 $10,235 $10,952 $3,180 $2,949
State Farm $5,672 $5,672 $5,255 $5,255 $19,890 $19,890 $6,666 $6,666
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,418 $2,297 $2,274 $2,151 $5,941 $5,670 $2,951 $2,841

Cheap Saline, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saline, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Saline, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Saline, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,024 $41,024
Farmers $8,195 $8,195
GEICO $11,584 $11,584
Liberty Mutual $31,726 $31,726
Nationwide $7,055 $7,055
Progressive $10,235 $10,952
State Farm $19,890 $19,890
Travelers $16,180 $16,180
USAA $5,941 $5,670

Cheap Saline, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Saline, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saline, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,308 $15,308
Farmers $3,428 $3,428
GEICO $4,051 $4,051
Liberty Mutual $13,369 $13,369
Nationwide $2,669 $2,669
Progressive $2,431 $2,699
State Farm $5,255 $5,255
Travelers $4,626 $4,626
USAA $2,274 $2,151

Cheap Saline, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saline, Michigan compared to the annual auto insurance rates with a clean record in Saline, Michigan.

Annual Saline, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,605 $49,330 $15,324
Farmers $4,087 $5,195 $5,129 $5,002
GEICO $1,995 $4,341 $13,239 $3,762
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $3,414 $4,524 $4,119 $3,829
Progressive $4,010 $5,251 $4,717 $4,884
State Farm $5,937 $7,131 $15,492 $8,923
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,673 $3,329 $4,357 $2,912

Cheap Saline, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saline, Michigan is not easy. Compare the annual rates for DUI auto insurance in Saline, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Saline, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,330
Farmers $5,129
GEICO $13,239
Liberty Mutual $28,276
Nationwide $4,119
Progressive $4,717
State Farm $15,492
Travelers $12,473
USAA $4,357

Cheap Saline, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saline, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saline, Michigan

Insurance Company Poor Fair Good
Allstate $34,184 $18,942 $14,499
Farmers $6,387 $4,247 $3,925
GEICO $7,502 $5,515 $4,486
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $4,964 $3,747 $3,203
Progressive $5,413 $4,585 $4,148
State Farm $15,170 $7,699 $5,244
Travelers $8,206 $7,958 $7,858
USAA $4,952 $2,833 $2,168

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Cheap Saline, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Saline, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Saline, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Saline, Michigan

ZIP Code Average Annual Rates
48176 $6,317

Cheap Saline, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Saline, Michigan auto insurance. Find the cheapest annual Saline, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saline, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,542 $22,542
Farmers $4,853 $4,853
GEICO $5,705 $5,964
Liberty Mutual $17,405 $18,644
Nationwide $3,972 $3,972
Progressive $4,715 $4,715
State Farm $9,130 $9,612
Travelers $7,961 $8,053
USAA $3,280 $3,355

Cheap Saline, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saline, Michigan? Check out the comparison of annual Saline, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saline, Michigan

Insurance Company Low Medium High
Allstate $21,889 $22,600 $23,137
Farmers $4,719 $4,842 $4,999
GEICO $5,451 $5,782 $6,269
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $4,142 $3,909 $3,863
Progressive $4,563 $4,722 $4,861
State Farm $8,952 $9,422 $9,738
Travelers $7,920 $8,016 $8,086
USAA $3,222 $3,325 $3,406

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Best By Category: Cheapest Auto Insurance in Saline, Michigan

Compare the cheapest auto insurance companies in Saline, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saline, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Saline, Michigan Auto Insurance Companies

What auto insurance companies in Saline, Michigan are the cheapest? Compare the top Saline, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saline, Michigan

Insurance Company Average Annual Rates
Allstate $22,542
Farmers $4,853
GEICO $5,834
Liberty Mutual $18,025
Nationwide $3,972
Progressive $4,715
State Farm $9,371
Travelers $8,007
USAA $3,318

What affects auto insurance rates in Saline, Michigan?

There are a lot of reasons why auto insurance rates in Saline, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Saline, Michigan. Many local factors may affect your Saline auto insurance rates.

Saline Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Saline, Michigan auto theft statistics, there have been 2 auto thefts in the city.

Saline Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Saline, Michigan commute length is 24.9 minutes according to City-Data.

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Compare Saline, Michigan Auto Insurance Quotes

Before you buy Saline, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saline, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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