Best Cheap Auto Insurance in Salina, KS (2021)

The average Salina, KS auto insurance rates are $246 per month. The minimum auto insurance in Salina is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Salina, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Salina, KS for senior drivers are $1,722 per year
  • The cheapest auto insurance company in Salina is American Family
  • The most expensive auto insurance company in Salina for teen drivers is Liberty Mutual

Salina, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Salina can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Salina, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Salina to other Kansas cities, including Wichita auto insurance rates, Lenexa auto insurance rates, and Salina auto insurance rates to see how Salina, Kansas auto insurance rates stack up.

Before you buy Salina, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Salina, Kansas auto insurance quotes.

Minimum Auto Insurance in Salina, Kansas

Salina, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Salina, Kansas.

Minimum Required Auto Insurance Coverage in Salina, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Salina, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Salina, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salina, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,507 $1,507 $1,361 $1,361 $2,914 $3,491 $1,507 $1,693
Farmers $2,266 $2,247 $2,021 $2,115 $6,302 $6,524 $2,545 $2,664
GEICO $2,041 $1,995 $2,060 $1,917 $3,764 $5,072 $2,369 $1,722
Liberty Mutual $2,109 $2,277 $2,022 $2,257 $9,860 $11,012 $2,297 $2,482
Nationwide $1,583 $1,627 $1,414 $1,519 $3,361 $4,106 $1,855 $1,972
Progressive $2,056 $1,964 $1,662 $1,730 $7,439 $8,389 $2,426 $2,589
State Farm $1,557 $1,557 $1,369 $1,369 $4,225 $5,374 $1,751 $1,983
Travelers $1,668 $1,698 $1,620 $1,642 $6,605 $10,278 $1,705 $2,014
USAA $1,180 $1,201 $1,086 $1,095 $4,017 $4,209 $1,555 $1,622

Cheap Salina, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Salina, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Salina, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Salina, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $2,914 $3,491
Farmers $6,302 $6,524
GEICO $3,764 $5,072
Liberty Mutual $9,860 $11,012
Nationwide $3,361 $4,106
Progressive $7,439 $8,389
State Farm $4,225 $5,374
Travelers $6,605 $10,278
USAA $4,017 $4,209

Cheap Salina, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Salina, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Salina, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,361 $1,361
Farmers $2,021 $2,115
GEICO $2,060 $1,917
Liberty Mutual $2,022 $2,257
Nationwide $1,414 $1,519
Progressive $1,662 $1,730
State Farm $1,369 $1,369
Travelers $1,620 $1,642
USAA $1,086 $1,095

Cheap Salina, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Salina, Kansas compared to the annual auto insurance rates with a clean record in Salina, Kansas.

Annual Salina, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $1,880 $2,030 $1,880 $1,880
Farmers $2,811 $3,623 $3,531 $3,376
GEICO $1,650 $2,698 $4,158 $1,964
Liberty Mutual $3,232 $4,868 $4,780 $4,278
Nationwide $1,654 $1,894 $3,289 $1,882
Progressive $3,261 $3,818 $3,407 $3,641
State Farm $2,219 $2,576 $2,398 $2,398
Travelers $2,493 $3,237 $4,449 $3,436
USAA $1,460 $1,967 $2,885 $1,671

Cheap Salina, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Salina, Kansas is not easy. Compare the annual rates for DUI auto insurance in Salina, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Salina, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $1,880
Farmers $3,531
GEICO $4,158
Liberty Mutual $4,780
Nationwide $3,289
Progressive $3,407
State Farm $2,398
Travelers $4,449
USAA $2,885

Cheap Salina, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Salina, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Salina, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,503 $1,771 $1,478
Farmers $3,918 $3,133 $2,955
GEICO $4,068 $2,152 $1,634
Liberty Mutual $4,290 $4,290 $4,290
Nationwide $2,408 $2,138 $1,993
Progressive $4,058 $3,400 $3,137
State Farm $3,491 $2,087 $1,616
Travelers $3,938 $3,201 $3,073
USAA $2,711 $1,794 $1,482

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Cheap Salina, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Salina, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Salina, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Salina, Kansas

ZIP Code Average Annual Rates
67401 $3,122

Cheap Salina, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Salina, Kansas auto insurance. Find the cheapest annual Salina, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Salina, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $1,893 $1,942
Farmers $3,335 $3,335
GEICO $2,562 $2,673
Liberty Mutual $4,290 $4,290
Nationwide $2,180 $2,180
Progressive $3,532 $3,532
State Farm $2,338 $2,458
Travelers $3,404 $3,404
USAA $1,938 $2,053

Cheap Salina, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Salina, Kansas? Check out the comparison of annual Salina, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salina, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $1,936 $2,014 $1,802
Farmers $3,189 $3,316 $3,501
GEICO $2,543 $2,614 $2,696
Liberty Mutual $4,182 $4,279 $4,408
Nationwide $2,291 $2,157 $2,091
Progressive $3,345 $3,503 $3,748
State Farm $2,308 $2,405 $2,481
Travelers $3,235 $3,408 $3,568
USAA $1,919 $1,990 $2,078

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Best By Category: Cheapest Auto Insurance in Salina, Kansas

Compare the cheapest auto insurance companies in Salina, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Salina, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Salina, Kansas Auto Insurance Companies

What auto insurance companies in Salina, Kansas are the cheapest? Compare the top Salina, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Salina, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $1,918
Farmers $3,335
GEICO $2,618
Liberty Mutual $4,290
Nationwide $2,180
Progressive $3,532
State Farm $2,398
Travelers $3,404
USAA $1,996

What affects auto insurance rates in Salina, Kansas?

There are a lot of reasons why auto insurance rates in Salina, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Salina, Kansas. Many local factors may affect your Salina auto insurance rates.

Salina Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Salina, Kansas commute length is 14.1 minutes according to City-Data.

Salina Traffic

How does Salina, Kansas rank for traffic? According to Inrix Salina, Kansas is the 902nd most congested worldwide.

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Compare Salina, Kansas Auto Insurance Quotes

Before you buy Salina, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Salina, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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