Best Cheap Auto Insurance in Salida, CO (2021)

The average Salida, CO auto insurance rates are $295 per month. The minimum auto insurance in Salida is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Salida, Colorado, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Salida, CO for senior drivers are $2,091 per year
  • The cheapest auto insurance company in Salida is GEICO
  • The average commute length in Salida is 17.2 minutes

Salida, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Salida can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Salida, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Salida to other Colorado cities, including Arvada auto insurance rates, Aurora auto insurance rates, and Thornton auto insurance rates to see how Salida, Colorado auto insurance rates stack up.

Before you buy Salida, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Salida, Colorado auto insurance quotes.

Minimum Auto Insurance in Salida, Colorado

Salida, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Salida, Colorado.

Minimum Required Auto Insurance Coverage in Salida, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Salida, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Salida, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salida, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,468 $3,248 $3,106 $3,141 $11,904 $12,493 $3,846 $3,881
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,761 $2,741 $2,504 $2,689 $10,202 $10,291 $3,039 $3,088
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,828 $1,814 $1,534 $1,680 $5,076 $5,548 $1,854 $1,907
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,284 $2,141 $1,976 $1,974 $7,546 $8,440 $2,576 $2,511
State Farm $1,672 $1,672 $1,493 $1,493 $4,708 $5,955 $1,867 $2,219
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Salida, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Salida, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Salida, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Salida, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,904 $12,493
American Family $5,833 $7,813
Farmers $10,202 $10,291
GEICO $5,010 $5,334
Liberty Mutual $5,076 $5,548
Nationwide $5,513 $7,064
Progressive $7,546 $8,440
State Farm $4,708 $5,955
USAA $5,325 $6,108

Cheap Salida, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Salida, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Salida, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,106 $3,141
American Family $2,169 $2,169
Farmers $2,504 $2,689
GEICO $1,674 $1,875
Liberty Mutual $1,534 $1,680
Nationwide $1,977 $2,093
Progressive $1,976 $1,974
State Farm $1,493 $1,493
USAA $2,042 $2,056

Cheap Salida, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Salida, Colorado compared to the annual auto insurance rates with a clean record in Salida, Colorado.

Annual Salida, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,811 $5,527 $6,758 $5,447
American Family $2,601 $3,699 $4,827 $2,949
Farmers $3,945 $5,056 $4,987 $4,670
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,315 $2,715 $2,844 $2,748
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,199 $4,423 $3,374 $3,728
State Farm $2,432 $2,838 $2,635 $2,635
USAA $2,344 $2,849 $4,987 $2,642

Cheap Salida, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Salida, Colorado is not easy. Compare the annual rates for DUI auto insurance in Salida, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Salida, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,758
American Family $4,827
Farmers $4,987
GEICO $3,204
Liberty Mutual $2,844
Nationwide $4,398
Progressive $3,374
State Farm $2,635
USAA $4,987

Cheap Salida, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Salida, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Salida, Colorado

Insurance Company Poor Fair Good
Allstate $7,190 $5,536 $4,181
American Family $4,580 $3,253 $2,724
Farmers $5,420 $4,395 $4,178
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,811 $2,310 $1,846
Nationwide $3,990 $3,154 $2,751
Progressive $4,194 $3,573 $3,277
State Farm $3,656 $2,352 $1,897
USAA $4,757 $2,700 $2,160

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Salida, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Salida, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Salida, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Salida, Colorado

ZIP Code Average Annual Rates
81201 $3,258

Cheap Salida, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Salida, Colorado auto insurance. Find the cheapest annual Salida, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Salida, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,636 $5,636
American Family $3,444 $3,594
Farmers $4,664 $4,664
GEICO $2,481 $2,586
Liberty Mutual $2,655 $2,655
Nationwide $3,298 $3,298
Progressive $3,681 $3,681
State Farm $2,573 $2,697
USAA $3,115 $3,296

Cheap Salida, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Salida, Colorado? Check out the comparison of annual Salida, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salida, Colorado

Insurance Company Low Medium High
Allstate $5,356 $5,618 $5,932
American Family $3,354 $3,592 $3,610
Farmers $4,126 $4,602 $5,265
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,536 $2,647 $2,783
Nationwide $3,323 $3,295 $3,276
Progressive $3,428 $3,691 $3,924
State Farm $2,484 $2,634 $2,787
USAA $3,077 $3,205 $3,334

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Salida, Colorado

Compare the cheapest auto insurance companies in Salida, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Salida, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Salida, Colorado Auto Insurance Companies

What auto insurance companies in Salida, Colorado are the cheapest? Compare the top Salida, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Salida, Colorado

Insurance Company Average Annual Rates
Allstate $5,636
American Family $3,519
Farmers $4,664
GEICO $2,533
Liberty Mutual $2,655
Nationwide $3,298
Progressive $3,681
State Farm $2,635
USAA $3,206

What affects auto insurance rates in Salida, Colorado?

There are a lot of reasons why auto insurance rates in Salida, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Salida, Colorado. Many local factors may affect your Salida auto insurance rates.

Salida Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Salida, Colorado commute length is 17.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Salida, Colorado Auto Insurance Quotes

Before you buy Salida, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Salida, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption