Best Cheap Auto Insurance in Salem, NJ (2021)

The average Salem, NJ auto insurance rates are $424 per month. The minimum auto insurance in Salem is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Salem, New Jersey, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Salem, New Jersey is 15/30/5
  • Average auto insurance rates in Salem, NJ for senior drivers are $3,170 per year
  • The cheapest auto insurance company in Salem is GEICO

Salem, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Salem can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Salem, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Salem to other New Jersey cities, including Passaic auto insurance rates, Camden auto insurance rates, and Trenton auto insurance rates to see how Salem, New Jersey auto insurance rates stack up.

Before you buy Salem, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Salem, New Jersey auto insurance quotes.

Minimum Auto Insurance in Salem, New Jersey

Salem, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Salem, New Jersey.

Minimum Required Auto Insurance Coverage in Salem, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Salem, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Salem, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salem, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,268 $3,253 $3,174 $3,174 $10,224 $12,474 $3,842 $3,948
Farmers $4,109 $4,151 $3,995 $3,915 $12,046 $13,862 $4,882 $5,004
GEICO $2,090 $2,046 $2,033 $2,033 $3,754 $3,774 $2,389 $2,345
Liberty Mutual $4,456 $4,456 $4,892 $4,892 $11,485 $13,025 $4,892 $5,608
Progressive $1,819 $1,685 $1,645 $1,687 $8,179 $9,047 $2,148 $2,068
State Farm $4,094 $4,094 $3,706 $3,706 $13,378 $17,175 $4,665 $5,211
Travelers $2,971 $2,884 $2,750 $2,772 $6,665 $7,495 $2,889 $2,863

Cheap Salem, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Salem, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Salem, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Salem, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,224 $12,474
Farmers $12,046 $13,862
GEICO $3,754 $3,774
Liberty Mutual $11,485 $13,025
Progressive $8,179 $9,047
State Farm $13,378 $17,175
Travelers $6,665 $7,495

Cheap Salem, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Salem, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Salem, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,174 $3,174
Farmers $3,995 $3,915
GEICO $2,033 $2,033
Liberty Mutual $4,892 $4,892
Progressive $1,645 $1,687
State Farm $3,706 $3,706
Travelers $2,750 $2,772

Cheap Salem, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Salem, New Jersey compared to the annual auto insurance rates with a clean record in Salem, New Jersey.

Annual Salem, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,068 $6,766 $5,898 $4,947
Farmers $5,036 $8,541 $6,933 $5,471
GEICO $1,992 $2,615 $3,633 $1,992
Liberty Mutual $6,447 $7,380 $6,579 $6,447
Progressive $3,050 $4,066 $3,475 $3,549
State Farm $3,811 $6,929 $11,135 $6,140
Travelers $3,012 $4,468 $4,312 $3,852

Cheap Salem, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Salem, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Salem, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Salem, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,898
Farmers $6,933
GEICO $3,633
Liberty Mutual $6,579
Progressive $3,475
State Farm $11,135
Travelers $4,312

Cheap Salem, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Salem, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Salem, New Jersey

Insurance Company Poor Fair Good
Allstate $7,558 $4,861 $3,841
Farmers $7,715 $6,054 $5,718
GEICO $3,844 $2,218 $1,611
Liberty Mutual $8,507 $6,308 $5,325
Progressive $3,950 $3,456 $3,198
State Farm $10,129 $6,114 $4,769
Travelers $5,252 $3,850 $2,632

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Cheap Salem, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Salem, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Salem, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Salem, New Jersey

ZIP Code Average Annual Rates
8079 $4,801

Cheap Salem, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Salem, New Jersey auto insurance. Find the cheapest annual Salem, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Salem, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,410 $5,430
Farmers $6,495 $6,495
GEICO $2,537 $2,579
Liberty Mutual $6,648 $6,778
Progressive $3,535 $3,535
State Farm $6,824 $7,183
Travelers $3,911 $3,911

Cheap Salem, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Salem, New Jersey? Check out the comparison of annual Salem, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salem, New Jersey

Insurance Company Low Medium High
Allstate $4,978 $5,503 $5,779
Farmers $5,867 $6,461 $7,159
GEICO $2,285 $2,606 $2,783
Liberty Mutual $5,975 $6,924 $7,241
Progressive $3,217 $3,584 $3,803
State Farm $6,515 $7,094 $7,401
Travelers $3,588 $3,911 $4,234

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Best By Category: Cheapest Auto Insurance in Salem, New Jersey

Compare the cheapest auto insurance companies in Salem, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Salem, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Salem, New Jersey Auto Insurance Companies

What auto insurance companies in Salem, New Jersey are the cheapest? Compare the top Salem, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Salem, New Jersey

Insurance Company Average Annual Rates
Allstate $5,420
Farmers $6,495
GEICO $2,558
Liberty Mutual $6,713
Progressive $3,535
State Farm $7,004
Travelers $3,911

What affects auto insurance rates in Salem, New Jersey?

There are a lot of reasons why auto insurance rates in Salem, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Salem, New Jersey. Many local factors may affect your Salem auto insurance rates.

Salem Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Salem, New Jersey commute length is 26.1 minutes according to City-Data.

Salem Traffic

How does Salem, New Jersey rank for traffic? According to Inrix Salem, New Jersey is the 737th most congested worldwide.

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Compare Salem, New Jersey Auto Insurance Quotes

Before you buy Salem, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Salem, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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