Best Cheap Auto Insurance in Salem, MA (2021)

The average Salem, MA auto insurance rates are $302 per month. The minimum auto insurance in Salem is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Salem, Massachusetts, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Salem is 31.3 minutes
  • The most expensive auto insurance company in Salem for teen drivers is Progressive
  • The minimum auto insurance required in Salem, Massachusetts is 20/40/5

Salem, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Salem can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Salem, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Salem to other Massachusetts cities, including Quincy auto insurance rates, Fall River auto insurance rates, and Springfield auto insurance rates to see how Salem, Massachusetts auto insurance rates stack up.

Before you buy Salem, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Salem, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Salem, Massachusetts

Salem, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Salem, Massachusetts.

Minimum Required Auto Insurance Coverage in Salem, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Salem, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Salem, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salem, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,552 $2,552 $2,552 $2,552 $7,625 $7,625 $2,862 $2,862
GEICO $2,520 $2,520 $2,344 $2,344 $6,533 $6,533 $2,603 $2,603
Liberty Mutual $3,562 $3,562 $3,101 $3,101 $9,922 $9,922 $3,727 $3,727
Progressive $2,662 $2,662 $2,554 $2,554 $10,223 $10,223 $2,883 $2,883
State Farm $1,205 $1,205 $1,205 $1,205 $3,081 $3,081 $1,205 $1,205
Travelers $3,316 $3,316 $2,919 $2,919 $6,834 $6,834 $3,684 $3,684
USAA $1,775 $1,775 $1,748 $1,748 $4,199 $4,199 $1,964 $1,964

Cheap Salem, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Salem, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Salem, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Salem, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,625 $7,625
GEICO $6,533 $6,533
Liberty Mutual $9,922 $9,922
Progressive $10,223 $10,223
State Farm $3,081 $3,081
Travelers $6,834 $6,834
USAA $4,199 $4,199

Cheap Salem, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Salem, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Salem, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,552 $2,552
GEICO $2,344 $2,344
Liberty Mutual $3,101 $3,101
Progressive $2,554 $2,554
State Farm $1,205 $1,205
Travelers $2,919 $2,919
USAA $1,748 $1,748

Cheap Salem, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Salem, Massachusetts compared to the annual auto insurance rates with a clean record in Salem, Massachusetts.

Annual Salem, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,999 $4,519 $5,074 $2,999
GEICO $2,789 $3,859 $4,401 $2,950
Liberty Mutual $3,973 $5,481 $6,591 $4,267
Progressive $3,839 $5,434 $4,299 $4,749
State Farm $1,319 $1,809 $2,151 $1,417
Travelers $3,248 $4,518 $4,845 $4,142
USAA $1,716 $2,237 $3,810 $1,922

Cheap Salem, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Salem, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Salem, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Salem, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,074
GEICO $4,401
Liberty Mutual $6,591
Progressive $4,299
State Farm $2,151
Travelers $4,845
USAA $3,810

Cheap Salem, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Salem, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Salem, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Salem, Massachusetts

ZIP Code Average Annual Rates
1970 $3,620

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Cheap Salem, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Salem, Massachusetts auto insurance. Find the cheapest annual Salem, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Salem, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,770 $4,026
GEICO $3,432 $3,568
Liberty Mutual $4,880 $5,276
Progressive $4,580 $4,580
State Farm $1,635 $1,713
Travelers $3,987 $4,390
USAA $2,354 $2,489

Cheap Salem, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Salem, Massachusetts? Check out the comparison of annual Salem, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salem, Massachusetts

Insurance Company Low Medium High
Allstate $3,589 $3,961 $4,143
GEICO $3,215 $3,563 $3,721
Liberty Mutual $4,736 $5,146 $5,352
Progressive $4,193 $4,667 $4,882
State Farm $1,517 $1,704 $1,801
Travelers $3,769 $4,272 $4,523
USAA $2,243 $2,461 $2,560

Best By Category: Cheapest Auto Insurance in Salem, Massachusetts

Compare the cheapest auto insurance companies in Salem, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Salem, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Salem, Massachusetts Auto Insurance Companies

What auto insurance companies in Salem, Massachusetts are the cheapest? Compare the top Salem, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Salem, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,898
GEICO $3,500
Liberty Mutual $5,078
Progressive $4,580
State Farm $1,674
Travelers $4,188
USAA $2,421

What affects auto insurance rates in Salem, Massachusetts?

There are a lot of reasons why auto insurance rates in Salem, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Salem, Massachusetts. Many local factors may affect your Salem auto insurance rates.

Salem Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Salem, Massachusetts commute length is 31.3 minutes according to City-Data.

Salem Traffic

How does Salem, Massachusetts rank for traffic? According to Inrix Salem, Massachusetts is the 737th most congested worldwide.

Compare Salem, Massachusetts Auto Insurance Quotes

Before you buy Salem, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Salem, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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