Best Cheap Auto Insurance in Salem, CT (2021)

The average Salem, CT auto insurance rates are $341 per month. The minimum auto insurance in Salem is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Salem, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Salem, Connecticut is 25/50/20
  • The cheapest auto insurance company in Salem is State Farm
  • Average auto insurance rates in Salem, CT for senior drivers are $2,058 per year

Salem, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Salem can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Salem, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Salem to other Connecticut cities, including Norwalk auto insurance rates, Bristol auto insurance rates, and Danbury auto insurance rates to see how Salem, Connecticut auto insurance rates stack up.

Before you buy Salem, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Salem, Connecticut auto insurance quotes.

Minimum Auto Insurance in Salem, Connecticut

Salem, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Salem, Connecticut.

Minimum Required Auto Insurance Coverage in Salem, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Salem, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Salem, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salem, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $2,003 $2,009 $1,858 $1,873 $4,631 $5,481 $1,933 $1,876
Liberty Mutual $3,264 $3,539 $2,508 $3,077 $16,434 $18,488 $3,313 $3,619
Nationwide $2,151 $2,175 $1,935 $2,028 $5,929 $7,512 $2,492 $2,677
Progressive $2,306 $2,153 $1,968 $2,044 $9,596 $10,644 $2,639 $2,968
State Farm $1,649 $1,649 $1,516 $1,516 $4,952 $6,221 $1,851 $2,121
Travelers $1,456 $1,478 $1,445 $1,441 $10,754 $17,261 $1,579 $1,788
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Salem, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Salem, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Salem, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Salem, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,631 $5,481
Liberty Mutual $16,434 $18,488
Nationwide $5,929 $7,512
Progressive $9,596 $10,644
State Farm $4,952 $6,221
Travelers $10,754 $17,261
USAA $5,822 $6,120

Cheap Salem, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Salem, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Salem, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,858 $1,873
Liberty Mutual $2,508 $3,077
Nationwide $1,935 $2,028
Progressive $1,968 $2,044
State Farm $1,516 $1,516
Travelers $1,445 $1,441
USAA $1,727 $1,706

Cheap Salem, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Salem, Connecticut compared to the annual auto insurance rates with a clean record in Salem, Connecticut.

Annual Salem, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,713 $2,244 $4,774 $2,102
Liberty Mutual $5,938 $7,441 $7,360 $6,382
Nationwide $2,743 $3,570 $4,084 $3,052
Progressive $3,658 $5,312 $3,845 $4,344
State Farm $2,501 $2,745 $2,745 $2,745
Travelers $3,751 $4,060 $5,887 $4,903
USAA $2,343 $2,941 $4,435 $2,343

Cheap Salem, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Salem, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Salem, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Salem, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $4,774
Liberty Mutual $7,360
Nationwide $4,084
Progressive $3,845
State Farm $2,745
Travelers $5,887
USAA $4,435

Cheap Salem, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Salem, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Salem, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,937 $2,377 $1,811
Liberty Mutual $9,622 $6,000 $4,719
Nationwide $4,446 $2,991 $2,650
Progressive $4,668 $4,189 $4,012
State Farm $3,729 $2,394 $1,929
Travelers $5,281 $4,399 $4,271
USAA $3,987 $2,690 $2,369

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Cheap Salem, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Salem, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Salem, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Salem, Connecticut

ZIP Code Average Annual Rates
6420 $4,132

Cheap Salem, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Salem, Connecticut auto insurance. Find the cheapest annual Salem, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Salem, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,667 $2,750
Liberty Mutual $6,780 $6,780
Nationwide $3,362 $3,362
Progressive $4,290 $4,290
State Farm $2,618 $2,750
Travelers $4,650 $4,650
USAA $2,979 $3,051

Cheap Salem, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Salem, Connecticut? Check out the comparison of annual Salem, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salem, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,514 $2,676 $2,934
Liberty Mutual $6,549 $6,738 $7,055
Nationwide $3,424 $3,388 $3,276
Progressive $4,009 $4,253 $4,606
State Farm $2,519 $2,688 $2,845
Travelers $4,329 $4,620 $5,002
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Salem, Connecticut

Compare the cheapest auto insurance companies in Salem, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Salem, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Salem, Connecticut Auto Insurance Companies

What auto insurance companies in Salem, Connecticut are the cheapest? Compare the top Salem, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Salem, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,708
Liberty Mutual $6,780
Nationwide $3,362
Progressive $4,290
State Farm $2,684
Travelers $4,650
USAA $3,015

What affects auto insurance rates in Salem, Connecticut?

There are a lot of reasons why auto insurance rates in Salem, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Salem, Connecticut. Many local factors may affect your Salem auto insurance rates.

Salem Traffic

How does Salem, Connecticut rank for traffic? According to Inrix Salem, Connecticut is the 737th most congested worldwide.

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Compare Salem, Connecticut Auto Insurance Quotes

Before you buy Salem, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Salem, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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