Best Cheap Auto Insurance in Salem, AL (2021)

The average Salem, AL auto insurance rates are $317 per month. The minimum auto insurance in Salem is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Salem, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Salem is USAA
  • The most expensive auto insurance company in Salem for teen drivers is Liberty Mutual
  • Average auto insurance rates in Salem, AL for senior drivers are $2,015 per year

Salem, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Salem can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Salem, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Salem to other Alabama cities, including Madison auto insurance rates, Tuscaloosa auto insurance rates, and Decatur auto insurance rates to see how Salem, Alabama auto insurance rates stack up.

Before you buy Salem, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Salem, Alabama auto insurance quotes.

Minimum Auto Insurance in Salem, Alabama

Salem, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Salem, Alabama.

Minimum Required Auto Insurance Coverage in Salem, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Salem, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Salem, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salem, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,422 $2,407 $2,166 $2,299 $9,250 $9,522 $2,745 $2,854
GEICO $2,007 $1,985 $1,897 $1,951 $5,231 $5,122 $2,121 $1,968
Liberty Mutual $3,183 $3,438 $2,603 $2,912 $11,687 $12,998 $3,396 $3,621
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,615 $2,456 $2,149 $2,289 $10,653 $11,893 $3,062 $3,253
State Farm $3,246 $3,246 $2,943 $2,943 $9,867 $12,376 $3,669 $4,215
Travelers $1,449 $1,473 $1,354 $1,350 $7,522 $11,742 $1,376 $1,592
USAA $1,491 $1,514 $1,396 $1,369 $4,522 $5,017 $1,952 $2,109

Cheap Salem, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Salem, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Salem, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Salem, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,250 $9,522
GEICO $5,231 $5,122
Liberty Mutual $11,687 $12,998
Nationwide $4,596 $5,937
Progressive $10,653 $11,893
State Farm $9,867 $12,376
Travelers $7,522 $11,742
USAA $4,522 $5,017

Cheap Salem, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Salem, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Salem, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,166 $2,299
GEICO $1,897 $1,951
Liberty Mutual $2,603 $2,912
Nationwide $1,600 $1,658
Progressive $2,149 $2,289
State Farm $2,943 $2,943
Travelers $1,354 $1,350
USAA $1,396 $1,369

Cheap Salem, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Salem, Alabama compared to the annual auto insurance rates with a clean record in Salem, Alabama.

Annual Salem, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,545 $4,579 $4,467 $4,242
GEICO $1,885 $3,026 $3,713 $2,517
Liberty Mutual $4,296 $5,985 $5,850 $5,787
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $4,330 $5,439 $4,663 $4,753
State Farm $4,793 $5,949 $5,255 $5,255
Travelers $2,901 $3,046 $4,442 $3,539
USAA $1,859 $2,337 $3,477 $2,012

Cheap Salem, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Salem, Alabama is not easy. Compare the annual rates for DUI auto insurance in Salem, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Salem, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,610
Farmers $4,467
GEICO $3,713
Liberty Mutual $5,850
Nationwide $3,420
Progressive $4,663
State Farm $5,255
Travelers $4,442
USAA $3,477

Cheap Salem, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Salem, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Salem, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,719 $4,058 $3,847
GEICO $3,543 $2,527 $2,286
Liberty Mutual $7,846 $4,814 $3,779
Nationwide $3,234 $2,526 $2,287
Progressive $5,417 $4,640 $4,332
State Farm $8,618 $4,360 $2,961
Travelers $3,802 $3,292 $3,353
USAA $3,249 $2,121 $1,895

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Cheap Salem, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Salem, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Salem, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Salem, Alabama

ZIP Code Average Annual Rates
36874 $3,884

Cheap Salem, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Salem, Alabama auto insurance. Find the cheapest annual Salem, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Salem, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,208 $4,208
GEICO $2,734 $2,836
Liberty Mutual $5,480 $5,480
Nationwide $2,682 $2,682
Progressive $4,796 $4,796
State Farm $5,182 $5,444
Travelers $3,482 $3,482
USAA $2,310 $2,532

Cheap Salem, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Salem, Alabama? Check out the comparison of annual Salem, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salem, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,973 $4,154 $4,498
GEICO $2,572 $2,773 $3,010
Liberty Mutual $5,241 $5,455 $5,743
Nationwide $2,658 $2,662 $2,728
Progressive $4,303 $4,772 $5,314
State Farm $5,004 $5,307 $5,628
Travelers $3,330 $3,552 $3,565
USAA $2,332 $2,408 $2,524

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Best By Category: Cheapest Auto Insurance in Salem, Alabama

Compare the cheapest auto insurance companies in Salem, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Salem, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Salem, Alabama Auto Insurance Companies

What auto insurance companies in Salem, Alabama are the cheapest? Compare the top Salem, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Salem, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,208
GEICO $2,785
Liberty Mutual $5,480
Nationwide $2,682
Progressive $4,796
State Farm $5,313
Travelers $3,482
USAA $2,421

What affects auto insurance rates in Salem, Alabama?

There are a lot of reasons why auto insurance rates in Salem, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Salem, Alabama. Many local factors may affect your Salem auto insurance rates.

Salem Traffic

How does Salem, Alabama rank for traffic? According to Inrix Salem, Alabama is the 737th most congested worldwide.

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Compare Salem, Alabama Auto Insurance Quotes

Before you buy Salem, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Salem, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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