Best Cheap Auto Insurance in Saint Marys, MD (2021)

The average Saint Marys, MD auto insurance rates are $355 per month. The minimum auto insurance in Saint Marys is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Saint Marys, Maryland, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Saint Marys, MD for senior drivers are $2,784 per year
  • The cheapest auto insurance company in Saint Marys is USAA
  • The minimum auto insurance required in Saint Marys, Maryland is 30/60/15

Saint Marys, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Saint Marys can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saint Marys, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Saint Marys to other Maryland cities, including Baltimore auto insurance rates, Hagers auto insurance rates, and Rockville auto insurance rates to see how Saint Marys, Maryland auto insurance rates stack up.

Before you buy Saint Marys, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saint Marys, Maryland auto insurance quotes.

Minimum Auto Insurance in Saint Marys, Maryland

Saint Marys, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saint Marys, Maryland.

Minimum Required Auto Insurance Coverage in Saint Marys, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Saint Marys, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saint Marys, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saint Marys, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,462 $3,333 $3,284 $3,379 $9,961 $11,711 $3,135 $3,173
GEICO $2,136 $2,331 $2,414 $2,766 $6,399 $7,361 $1,820 $1,941
Liberty Mutual $6,609 $6,609 $6,533 $6,533 $12,920 $19,193 $6,609 $8,935
Nationwide $1,892 $1,902 $1,711 $1,765 $4,364 $5,754 $2,184 $2,356
Progressive $2,019 $1,833 $1,767 $1,800 $7,041 $7,704 $2,350 $2,313
State Farm $2,070 $2,070 $1,895 $1,895 $6,492 $8,338 $2,308 $2,611
USAA $1,744 $1,719 $1,616 $1,624 $3,801 $4,507 $2,027 $2,267

Cheap Saint Marys, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saint Marys, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Saint Marys, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Saint Marys, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,961 $11,711
GEICO $6,399 $7,361
Liberty Mutual $12,920 $19,193
Nationwide $4,364 $5,754
Progressive $7,041 $7,704
State Farm $6,492 $8,338
USAA $3,801 $4,507

Cheap Saint Marys, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Saint Marys, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saint Marys, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,284 $3,379
GEICO $2,414 $2,766
Liberty Mutual $6,533 $6,533
Nationwide $1,711 $1,765
Progressive $1,767 $1,800
State Farm $1,895 $1,895
USAA $1,616 $1,624

Cheap Saint Marys, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saint Marys, Maryland compared to the annual auto insurance rates with a clean record in Saint Marys, Maryland.

Annual Saint Marys, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,593 $6,089 $4,593 $5,443
GEICO $2,414 $3,750 $4,545 $2,875
Liberty Mutual $6,707 $8,792 $13,050 $8,422
Nationwide $2,413 $3,235 $2,580 $2,734
Progressive $2,874 $3,780 $3,466 $3,293
State Farm $3,107 $3,891 $3,420 $3,420
USAA $1,903 $2,317 $3,384 $2,048

Cheap Saint Marys, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saint Marys, Maryland is not easy. Compare the annual rates for DUI auto insurance in Saint Marys, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Saint Marys, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,593
GEICO $4,545
Liberty Mutual $13,050
Nationwide $2,580
Progressive $3,466
State Farm $3,420
USAA $3,384

Cheap Saint Marys, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saint Marys, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saint Marys, Maryland

Insurance Company Poor Fair Good
Allstate $6,710 $4,681 $4,148
GEICO $3,848 $3,189 $3,151
Liberty Mutual $13,223 $8,510 $5,994
Nationwide $3,497 $2,480 $2,245
Progressive $4,232 $3,170 $2,659
State Farm $5,063 $3,002 $2,314
USAA $3,223 $2,203 $1,813

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Cheap Saint Marys, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Saint Marys, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Saint Marys, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Saint Marys, Maryland

ZIP Code Average Annual Rates
20686 $3,615

Cheap Saint Marys, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Saint Marys, Maryland auto insurance. Find the cheapest annual Saint Marys, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saint Marys, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,107 $5,253
GEICO $3,339 $3,453
Liberty Mutual $8,993 $9,492
Nationwide $2,741 $2,741
Progressive $3,353 $3,353
State Farm $3,372 $3,548
USAA $2,338 $2,488

Cheap Saint Marys, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saint Marys, Maryland? Check out the comparison of annual Saint Marys, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saint Marys, Maryland

Insurance Company Low Medium High
Allstate $5,050 $5,148 $5,342
GEICO $3,286 $3,377 $3,525
Liberty Mutual $8,961 $9,220 $9,547
Nationwide $2,622 $2,749 $2,853
Progressive $3,212 $3,356 $3,492
State Farm $3,282 $3,470 $3,627
USAA $2,302 $2,420 $2,518

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Best By Category: Cheapest Auto Insurance in Saint Marys, Maryland

Compare the cheapest auto insurance companies in Saint Marys, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saint Marys, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Saint Marys, Maryland Auto Insurance Companies

What auto insurance companies in Saint Marys, Maryland are the cheapest? Compare the top Saint Marys, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saint Marys, Maryland

Insurance Company Average Annual Rates
Allstate $5,180
GEICO $3,396
Liberty Mutual $9,243
Nationwide $2,741
Progressive $3,353
State Farm $3,460
USAA $2,413

Compare Saint Marys, Maryland Auto Insurance Quotes

Before you buy Saint Marys, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saint Marys, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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