Best Cheap Auto Insurance in Saint Mary, KY (2021)

The average Saint Mary, KY auto insurance rates are $450 per month. The minimum auto insurance in Saint Mary is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Saint Mary, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Saint Mary, KY for senior drivers are $2,889 per year
  • The cheapest auto insurance company in Saint Mary is USAA
  • The minimum auto insurance required in Saint Mary, Kentucky is 25/50/25

Saint Mary, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Saint Mary can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saint Mary, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Saint Mary to other Kentucky cities, including George auto insurance rates, Richmond auto insurance rates, and Covington auto insurance rates to see how Saint Mary, Kentucky auto insurance rates stack up.

Before you buy Saint Mary, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saint Mary, Kentucky auto insurance quotes.

Minimum Auto Insurance in Saint Mary, Kentucky

Saint Mary, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saint Mary, Kentucky.

Minimum Required Auto Insurance Coverage in Saint Mary, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Saint Mary, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saint Mary, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saint Mary, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,080 $2,827 $3,011 $11,592 $12,992 $3,438 $3,627
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,678 $2,899 $2,281 $2,547 $11,392 $12,598 $2,791 $2,888
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $2,112 $2,112 $1,880 $1,880 $5,922 $7,391 $2,361 $2,592
Travelers $2,687 $2,738 $2,631 $2,640 $13,093 $21,113 $2,806 $3,258
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

Cheap Saint Mary, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saint Mary, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Saint Mary, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Saint Mary, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,592 $12,992
GEICO $8,260 $9,795
Liberty Mutual $11,392 $12,598
Nationwide $7,618 $9,461
Progressive $24,595 $27,972
State Farm $5,922 $7,391
Travelers $13,093 $21,113
USAA $5,340 $5,620

Cheap Saint Mary, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Saint Mary, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saint Mary, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,827 $3,011
GEICO $4,219 $3,821
Liberty Mutual $2,281 $2,547
Nationwide $3,031 $3,157
Progressive $4,345 $4,341
State Farm $1,880 $1,880
Travelers $2,631 $2,640
USAA $1,791 $1,819

Cheap Saint Mary, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saint Mary, Kentucky compared to the annual auto insurance rates with a clean record in Saint Mary, Kentucky.

Annual Saint Mary, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,521 $5,906 $6,310 $5,106
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,172 $6,431 $4,996 $4,438
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $3,006 $3,557 $3,281 $3,281
Travelers $5,551 $5,713 $8,266 $5,952
USAA $2,238 $3,167 $3,791 $2,697

Cheap Saint Mary, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saint Mary, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Saint Mary, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Saint Mary, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,310
GEICO $8,093
Liberty Mutual $4,996
Nationwide $6,153
Progressive $9,734
State Farm $3,281
Travelers $8,266
USAA $3,791

Cheap Saint Mary, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saint Mary, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saint Mary, Kentucky

Insurance Company Poor Fair Good
Allstate $7,235 $4,992 $4,155
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,150 $4,405 $3,472
Nationwide $5,732 $4,513 $3,919
Progressive $11,547 $10,089 $9,405
State Farm $4,755 $2,861 $2,227
Travelers $7,111 $6,012 $5,989
USAA $4,419 $2,480 $2,021

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Cheap Saint Mary, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Saint Mary, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Saint Mary, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Saint Mary, Kentucky

ZIP Code Average Annual Rates
40063 $4,986

Cheap Saint Mary, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Saint Mary, Kentucky auto insurance. Find the cheapest annual Saint Mary, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saint Mary, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,461 $5,461
GEICO $4,955 $5,049
Liberty Mutual $5,009 $5,009
Nationwide $4,721 $4,721
Progressive $10,347 $10,347
State Farm $3,195 $3,368
Travelers $6,371 $6,371
USAA $2,863 $3,084

Cheap Saint Mary, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saint Mary, Kentucky? Check out the comparison of annual Saint Mary, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saint Mary, Kentucky

Insurance Company Low Medium High
Allstate $5,056 $5,438 $5,888
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,751 $4,975 $5,301
Nationwide $4,750 $4,668 $4,746
Progressive $9,463 $10,162 $11,416
State Farm $3,103 $3,281 $3,460
Travelers $6,045 $6,398 $6,668
USAA $2,836 $2,966 $3,118

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Best By Category: Cheapest Auto Insurance in Saint Mary, Kentucky

Compare the cheapest auto insurance companies in Saint Mary, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saint Mary, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Saint Mary, Kentucky Auto Insurance Companies

What auto insurance companies in Saint Mary, Kentucky are the cheapest? Compare the top Saint Mary, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saint Mary, Kentucky

Insurance Company Average Annual Rates
Allstate $5,461
GEICO $5,002
Liberty Mutual $5,009
Nationwide $4,721
Progressive $10,347
State Farm $3,281
Travelers $6,371
USAA $2,973

Compare Saint Mary, Kentucky Auto Insurance Quotes

Before you buy Saint Mary, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saint Mary, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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