Best Cheap Auto Insurance in Saint John, ND (2021)

The average Saint John, ND auto insurance rates are $358 per month. The minimum auto insurance in Saint John is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Saint John, North Dakota, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Saint John, North Dakota is 25/50/25
  • Average auto insurance rates in Saint John, ND for senior drivers are $2,332 per year
  • The cheapest auto insurance company in Saint John is USAA

Saint John, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Saint John can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saint John, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Saint John to other North Dakota cities, including Williston auto insurance rates, Fargo auto insurance rates, and Bismarck auto insurance rates to see how Saint John, North Dakota auto insurance rates stack up.

Before you buy Saint John, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saint John, North Dakota auto insurance quotes.

Minimum Auto Insurance in Saint John, North Dakota

Saint John, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saint John, North Dakota.

Minimum Required Auto Insurance Coverage in Saint John, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Saint John, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saint John, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saint John, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,419 $2,423 $2,144 $2,270 $9,282 $10,904 $2,653 $2,862
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,882 $1,844 $1,681 $1,750 $6,815 $6,976 $2,145 $2,267
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,886 $1,936 $1,689 $1,805 $4,197 $5,200 $2,146 $2,282
Progressive $2,136 $2,033 $1,724 $1,795 $7,909 $8,839 $2,616 $2,652
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Saint John, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saint John, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Saint John, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Saint John, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,282 $10,904
American Family $6,100 $8,820
Farmers $6,815 $6,976
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $4,197 $5,200
Progressive $7,909 $8,839
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheap Saint John, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Saint John, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saint John, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,270
American Family $2,612 $2,612
Farmers $1,681 $1,750
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,689 $1,805
Progressive $1,724 $1,795
State Farm $1,575 $1,575
USAA $927 $930

Cheap Saint John, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saint John, North Dakota compared to the annual auto insurance rates with a clean record in Saint John, North Dakota.

Annual Saint John, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,543 $3,901 $5,920 $4,115
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,666 $3,408 $3,368 $3,238
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,944 $2,690 $3,722 $2,214
Progressive $3,426 $4,221 $3,466 $3,739
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheap Saint John, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saint John, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Saint John, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Saint John, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,920
American Family $5,597
Farmers $3,368
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,722
Progressive $3,466
State Farm $2,757
USAA $2,854

Cheap Saint John, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saint John, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saint John, North Dakota

Insurance Company Poor Fair Good
Allstate $5,504 $4,192 $3,413
American Family $5,292 $3,681 $3,115
Farmers $3,671 $2,995 $2,844
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,222 $2,504 $2,201
Progressive $4,289 $3,583 $3,268
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Saint John, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Saint John, North Dakota auto insurance. Find the cheapest annual Saint John, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saint John, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,263 $4,476
American Family $3,979 $4,079
Farmers $3,170 $3,170
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,643 $2,643
Progressive $3,713 $3,713
State Farm $2,683 $2,831
USAA $2,008 $2,049

Cheap Saint John, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saint John, North Dakota? Check out the comparison of annual Saint John, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saint John, North Dakota

Insurance Company Low Medium High
Allstate $4,284 $4,368 $4,457
American Family $4,159 $4,230 $3,699
Farmers $3,101 $3,157 $3,252
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,580 $2,629 $2,719
Progressive $3,603 $3,698 $3,838
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Best By Category: Cheapest Auto Insurance in Saint John, North Dakota

Compare the cheapest auto insurance companies in Saint John, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saint John, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Saint John, North Dakota Auto Insurance Companies

What auto insurance companies in Saint John, North Dakota are the cheapest? Compare the top Saint John, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saint John, North Dakota

Insurance Company Average Annual Rates
Allstate $4,370
American Family $4,029
Farmers $3,170
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,643
Progressive $3,713
State Farm $2,757
USAA $2,028

Compare Saint John, North Dakota Auto Insurance Quotes

Before you buy Saint John, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saint John, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption