Best Cheap Auto Insurance in Saint Jo, TX (2021)

The average Saint Jo, TX auto insurance rates are $302 per month. The minimum auto insurance in Saint Jo is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Saint Jo, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Saint Jo, Texas is 30/60/25
  • Average auto insurance rates in Saint Jo, TX for senior drivers are $2,209 per year
  • The cheapest auto insurance company in Saint Jo is USAA

Saint Jo, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Saint Jo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saint Jo, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Saint Jo to other Texas cities, including Fort Worth auto insurance rates, Corpus Christi auto insurance rates, and Plano auto insurance rates to see how Saint Jo, Texas auto insurance rates stack up.

Before you buy Saint Jo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saint Jo, Texas auto insurance quotes.

Minimum Auto Insurance in Saint Jo, Texas

Saint Jo, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saint Jo, Texas.

Minimum Required Auto Insurance Coverage in Saint Jo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Saint Jo, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saint Jo, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saint Jo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,363 $3,390 $3,323 $3,323 $8,891 $10,724 $4,155 $4,321
American Family $2,821 $3,094 $2,478 $2,800 $6,396 $8,453 $3,848 $4,373
GEICO $2,277 $2,445 $2,176 $2,446 $4,903 $5,122 $2,463 $2,473
Nationwide $2,449 $2,494 $2,158 $2,290 $6,987 $8,998 $2,880 $3,123
Progressive $2,159 $2,059 $1,928 $1,961 $9,069 $10,127 $2,565 $2,616
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,462 $1,473 $1,394 $1,386 $4,080 $4,452 $1,948 $2,095

Cheap Saint Jo, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saint Jo, Texas is a challenge. Take a look at the annual teen auto insurance rates in Saint Jo, Texas.

Annual Auto Insurance Rates for Teen Drivers in Saint Jo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,891 $10,724
American Family $6,396 $8,453
GEICO $4,903 $5,122
Nationwide $6,987 $8,998
Progressive $9,069 $10,127
State Farm $4,319 $5,493
USAA $4,080 $4,452

Cheap Saint Jo, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Saint Jo, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saint Jo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,323 $3,323
American Family $2,478 $2,800
GEICO $2,176 $2,446
Nationwide $2,158 $2,290
Progressive $1,928 $1,961
State Farm $1,629 $1,629
USAA $1,394 $1,386

Cheap Saint Jo, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saint Jo, Texas compared to the annual auto insurance rates with a clean record in Saint Jo, Texas.

Annual Saint Jo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,019 $6,228 $6,480 $4,019
American Family $3,929 $4,935 $4,338 $3,929
GEICO $2,581 $3,389 $2,858 $3,324
Nationwide $3,394 $3,394 $5,059 $3,842
Progressive $3,545 $4,577 $4,133 $3,987
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,708 $2,512 $2,965 $1,960

Cheap Saint Jo, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saint Jo, Texas is not easy. Compare the annual rates for DUI auto insurance in Saint Jo, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Saint Jo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,480
American Family $4,338
GEICO $2,858
Nationwide $5,059
Progressive $4,133
State Farm $3,111
USAA $2,965

Cheap Saint Jo, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saint Jo, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saint Jo, Texas

Insurance Company Poor Fair Good
Allstate $6,607 $4,825 $4,127
American Family $6,039 $3,643 $3,166
GEICO $4,680 $2,657 $1,777
Nationwide $4,708 $3,777 $3,283
Progressive $4,563 $3,952 $3,666
State Farm $3,680 $2,290 $1,825
USAA $3,364 $1,938 $1,557

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Saint Jo, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Saint Jo, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Saint Jo, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Saint Jo, Texas

ZIP Code Average Annual Rates
76265 $5,298

Cheap Saint Jo, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Saint Jo, Texas auto insurance. Find the cheapest annual Saint Jo, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saint Jo, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,061 $5,311
American Family $4,283 $4,283
GEICO $2,980 $3,096
Nationwide $3,922 $3,922
Progressive $4,061 $4,061
State Farm $2,598 $2,598
USAA $2,258 $2,315

Cheap Saint Jo, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saint Jo, Texas? Check out the comparison of annual Saint Jo, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saint Jo, Texas

Insurance Company Low Medium High
Allstate $5,051 $5,136 $5,372
American Family $4,075 $4,175 $4,599
GEICO $2,892 $3,002 $3,220
Nationwide $4,246 $3,753 $3,768
Progressive $3,894 $4,045 $4,242
State Farm $2,476 $2,592 $2,727
USAA $2,215 $2,278 $2,366

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Saint Jo, Texas

Compare the cheapest auto insurance companies in Saint Jo, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saint Jo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Saint Jo, Texas Auto Insurance Companies

What auto insurance companies in Saint Jo, Texas are the cheapest? Compare the top Saint Jo, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saint Jo, Texas

Insurance Company Average Annual Rates
Allstate $5,186
American Family $4,283
GEICO $3,038
Nationwide $3,922
Progressive $4,061
State Farm $2,598
USAA $2,286

Compare Saint Jo, Texas Auto Insurance Quotes

Before you buy Saint Jo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saint Jo, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption