Best Cheap Auto Insurance in Saint Elmo, AL (2021)

The average Saint Elmo, AL auto insurance rates are $351 per month. The minimum auto insurance in Saint Elmo is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Saint Elmo, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Saint Elmo, AL for senior drivers are $2,208 per year
  • The minimum auto insurance required in Saint Elmo, Alabama is 25/50/25
  • The most expensive auto insurance company in Saint Elmo for teen drivers is Liberty Mutual

Saint Elmo, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Saint Elmo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saint Elmo, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Saint Elmo to other Alabama cities, including Birmingham auto insurance rates, Auburn auto insurance rates, and Hoover auto insurance rates to see how Saint Elmo, Alabama auto insurance rates stack up.

Before you buy Saint Elmo, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saint Elmo, Alabama auto insurance quotes.

Minimum Auto Insurance in Saint Elmo, Alabama

Saint Elmo, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saint Elmo, Alabama.

Minimum Required Auto Insurance Coverage in Saint Elmo, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Saint Elmo, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saint Elmo, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saint Elmo, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,183 $2,073 $1,987 $2,024 $7,836 $8,430 $2,420 $2,465
Farmers $2,817 $2,801 $2,519 $2,677 $10,860 $11,179 $3,191 $3,312
GEICO $2,301 $2,296 $2,193 $2,280 $6,173 $6,059 $2,434 $2,260
Liberty Mutual $3,280 $3,543 $2,689 $3,014 $12,294 $13,676 $3,478 $3,688
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,984 $2,789 $2,440 $2,633 $12,035 $13,387 $3,461 $3,621
State Farm $3,188 $3,188 $2,900 $2,900 $9,929 $12,423 $3,609 $4,170
Travelers $1,706 $1,731 $1,608 $1,601 $9,518 $15,077 $1,609 $1,830
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

Cheap Saint Elmo, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saint Elmo, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Saint Elmo, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Saint Elmo, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,836 $8,430
Farmers $10,860 $11,179
GEICO $6,173 $6,059
Liberty Mutual $12,294 $13,676
Nationwide $5,017 $6,468
Progressive $12,035 $13,387
State Farm $9,929 $12,423
Travelers $9,518 $15,077
USAA $4,597 $5,096

Cheap Saint Elmo, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Saint Elmo, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saint Elmo, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,987 $2,024
Farmers $2,519 $2,677
GEICO $2,193 $2,280
Liberty Mutual $2,689 $3,014
Nationwide $1,705 $1,765
Progressive $2,440 $2,633
State Farm $2,900 $2,900
Travelers $1,608 $1,601
USAA $1,416 $1,390

Cheap Saint Elmo, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saint Elmo, Alabama compared to the annual auto insurance rates with a clean record in Saint Elmo, Alabama.

Annual Saint Elmo, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,110 $3,681 $4,391 $3,529
Farmers $4,143 $5,356 $5,225 $4,954
GEICO $2,178 $3,528 $4,391 $2,901
Liberty Mutual $4,474 $6,240 $6,088 $6,029
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,891 $6,145 $5,266 $5,374
State Farm $4,755 $5,941 $5,229 $5,229
Travelers $3,605 $3,782 $5,562 $4,390
USAA $1,886 $2,373 $3,525 $2,041

Cheap Saint Elmo, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saint Elmo, Alabama is not easy. Compare the annual rates for DUI auto insurance in Saint Elmo, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Saint Elmo, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,391
Farmers $5,225
GEICO $4,391
Liberty Mutual $6,088
Nationwide $3,692
Progressive $5,266
State Farm $5,229
Travelers $5,562
USAA $3,525

Cheap Saint Elmo, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saint Elmo, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saint Elmo, Alabama

Insurance Company Poor Fair Good
Allstate $4,532 $3,577 $2,924
Farmers $5,519 $4,743 $4,496
GEICO $4,137 $2,947 $2,665
Liberty Mutual $8,160 $5,023 $3,940
Nationwide $3,490 $2,724 $2,465
Progressive $6,124 $5,243 $4,890
State Farm $8,587 $4,337 $2,941
Travelers $4,722 $4,101 $4,182
USAA $3,288 $2,154 $1,927

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Saint Elmo, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Saint Elmo, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Saint Elmo, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Saint Elmo, Alabama

ZIP Code Average Annual Rates
36568 $4,358

Cheap Saint Elmo, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Saint Elmo, Alabama auto insurance. Find the cheapest annual Saint Elmo, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saint Elmo, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,677 $3,677
Farmers $4,920 $4,920
GEICO $3,191 $3,308
Liberty Mutual $5,708 $5,708
Nationwide $2,893 $2,893
Progressive $5,419 $5,419
State Farm $5,159 $5,418
Travelers $4,335 $4,335
USAA $2,343 $2,569

Cheap Saint Elmo, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saint Elmo, Alabama? Check out the comparison of annual Saint Elmo, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saint Elmo, Alabama

Insurance Company Low Medium High
Allstate $3,531 $3,670 $3,831
Farmers $4,629 $4,851 $5,279
GEICO $2,989 $3,236 $3,523
Liberty Mutual $5,417 $5,678 $6,029
Nationwide $2,872 $2,870 $2,937
Progressive $4,784 $5,377 $6,096
State Farm $4,987 $5,284 $5,594
Travelers $4,103 $4,422 $4,480
USAA $2,361 $2,442 $2,566

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Saint Elmo, Alabama

Compare the cheapest auto insurance companies in Saint Elmo, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saint Elmo, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Saint Elmo, Alabama Auto Insurance Companies

What auto insurance companies in Saint Elmo, Alabama are the cheapest? Compare the top Saint Elmo, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saint Elmo, Alabama

Insurance Company Average Annual Rates
Allstate $3,677
Farmers $4,920
GEICO $3,249
Liberty Mutual $5,708
Nationwide $2,893
Progressive $5,419
State Farm $5,288
Travelers $4,335
USAA $2,456

Compare Saint Elmo, Alabama Auto Insurance Quotes

Before you buy Saint Elmo, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saint Elmo, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption