Best Cheap Auto Insurance in Saint Elizabeth, MO (2021)

The average Saint Elizabeth, MO auto insurance rates are $272 per month. The minimum auto insurance in Saint Elizabeth is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Saint Elizabeth, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Saint Elizabeth, Missouri is 25/50/25
  • The cheapest auto insurance company in Saint Elizabeth is Nationwide
  • Average auto insurance rates in Saint Elizabeth, MO for senior drivers are $1,828 per year

Saint Elizabeth, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Saint Elizabeth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saint Elizabeth, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Saint Elizabeth to other Missouri cities, including O’Fallon auto insurance rates, Lee’s Summit auto insurance rates, and St. Peters auto insurance rates to see how Saint Elizabeth, Missouri auto insurance rates stack up.

Before you buy Saint Elizabeth, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saint Elizabeth, Missouri auto insurance quotes.

Minimum Auto Insurance in Saint Elizabeth, Missouri

Saint Elizabeth, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saint Elizabeth, Missouri.

Minimum Required Auto Insurance Coverage in Saint Elizabeth, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Saint Elizabeth, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saint Elizabeth, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saint Elizabeth, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $1,987 $1,987 $1,772 $1,772 $5,488 $7,118 $1,987 $2,318
Farmers $2,311 $2,304 $2,065 $2,188 $9,483 $9,806 $2,635 $2,756
GEICO $1,817 $2,028 $1,414 $1,795 $5,580 $5,907 $1,678 $1,692
Liberty Mutual $2,679 $2,904 $2,205 $2,473 $9,277 $10,303 $2,823 $3,014
Nationwide $1,476 $1,508 $1,320 $1,399 $3,782 $4,847 $1,689 $1,827
Progressive $2,170 $2,032 $1,776 $1,825 $6,935 $7,813 $2,656 $2,731
State Farm $1,663 $1,663 $1,474 $1,474 $4,621 $5,829 $1,864 $2,129
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Cheap Saint Elizabeth, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saint Elizabeth, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Saint Elizabeth, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Saint Elizabeth, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,488 $7,118
Farmers $9,483 $9,806
GEICO $5,580 $5,907
Liberty Mutual $9,277 $10,303
Nationwide $3,782 $4,847
Progressive $6,935 $7,813
State Farm $4,621 $5,829
USAA $5,002 $6,115

Cheap Saint Elizabeth, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Saint Elizabeth, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saint Elizabeth, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,772 $1,772
Farmers $2,065 $2,188
GEICO $1,414 $1,795
Liberty Mutual $2,205 $2,473
Nationwide $1,320 $1,399
Progressive $1,776 $1,825
State Farm $1,474 $1,474
USAA $1,491 $1,518

Cheap Saint Elizabeth, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saint Elizabeth, Missouri compared to the annual auto insurance rates with a clean record in Saint Elizabeth, Missouri.

Annual Saint Elizabeth, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,264 $3,312 $4,043 $2,595
Farmers $3,635 $4,505 $4,407 $4,227
GEICO $2,152 $2,769 $3,706 $2,328
Liberty Mutual $3,238 $4,650 $4,794 $5,156
Nationwide $1,752 $2,250 $3,004 $1,918
Progressive $3,039 $4,032 $3,357 $3,542
State Farm $2,392 $2,787 $2,589 $2,589
USAA $2,179 $2,649 $3,694 $2,385

Cheap Saint Elizabeth, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saint Elizabeth, Missouri is not easy. Compare the annual rates for DUI auto insurance in Saint Elizabeth, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Saint Elizabeth, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,637
American Family $4,043
Farmers $4,407
GEICO $3,706
Liberty Mutual $4,794
Nationwide $3,004
Progressive $3,357
State Farm $2,589
USAA $3,694

Cheap Saint Elizabeth, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saint Elizabeth, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saint Elizabeth, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $3,983 $2,810 $2,368
Farmers $4,795 $3,990 $3,795
GEICO $3,781 $2,464 $1,972
Liberty Mutual $6,404 $3,903 $3,071
Nationwide $2,630 $2,174 $1,890
Progressive $4,045 $3,346 $3,086
State Farm $3,497 $2,331 $1,940
USAA $4,567 $2,109 $1,505

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Cheap Saint Elizabeth, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Saint Elizabeth, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Saint Elizabeth, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Saint Elizabeth, Missouri

ZIP Code Average Annual Rates
65075 $2,686

Cheap Saint Elizabeth, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Saint Elizabeth, Missouri auto insurance. Find the cheapest annual Saint Elizabeth, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saint Elizabeth, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,024 $3,084
Farmers $4,193 $4,193
GEICO $2,686 $2,792
Liberty Mutual $4,460 $4,460
Nationwide $2,231 $2,231
Progressive $3,492 $3,492
State Farm $2,528 $2,651
USAA $2,630 $2,824

Cheap Saint Elizabeth, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saint Elizabeth, Missouri? Check out the comparison of annual Saint Elizabeth, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saint Elizabeth, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $2,958 $3,150 $3,053
Farmers $3,923 $4,152 $4,505
GEICO $2,567 $2,758 $2,892
Liberty Mutual $4,207 $4,480 $4,692
Nationwide $2,096 $2,253 $2,343
Progressive $3,154 $3,498 $3,824
State Farm $2,451 $2,595 $2,723
USAA $2,627 $2,720 $2,834

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Best By Category: Cheapest Auto Insurance in Saint Elizabeth, Missouri

Compare the cheapest auto insurance companies in Saint Elizabeth, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saint Elizabeth, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Saint Elizabeth, Missouri Auto Insurance Companies

What auto insurance companies in Saint Elizabeth, Missouri are the cheapest? Compare the top Saint Elizabeth, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saint Elizabeth, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,054
Farmers $4,193
GEICO $2,739
Liberty Mutual $4,460
Nationwide $2,231
Progressive $3,492
State Farm $2,589
USAA $2,727

Compare Saint Elizabeth, Missouri Auto Insurance Quotes

Before you buy Saint Elizabeth, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saint Elizabeth, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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