Best Cheap Auto Insurance in Saguache, CO (2021)

The average Saguache, CO auto insurance rates are $299 per month. The minimum auto insurance in Saguache is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Saguache, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Saguache is GEICO
  • The average commute length in Saguache is 14.2 minutes
  • The minimum auto insurance required in Saguache, Colorado is 25/50/15

Saguache, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Saguache can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saguache, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Saguache to other Colorado cities, including Aurora auto insurance rates, Thornton auto insurance rates, and Centennial auto insurance rates to see how Saguache, Colorado auto insurance rates stack up.

Before you buy Saguache, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saguache, Colorado auto insurance quotes.

Minimum Auto Insurance in Saguache, Colorado

Saguache, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saguache, Colorado.

Minimum Required Auto Insurance Coverage in Saguache, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Saguache, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saguache, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saguache, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,405 $3,193 $3,048 $3,083 $11,519 $12,057 $3,782 $3,821
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,953 $2,925 $2,677 $2,874 $10,972 $11,055 $3,270 $3,335
GEICO $1,602 $1,745 $1,663 $1,859 $4,973 $5,296 $1,475 $1,517
Liberty Mutual $1,843 $1,830 $1,545 $1,692 $5,156 $5,636 $1,870 $1,924
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,281 $2,136 $1,968 $1,966 $7,606 $8,515 $2,578 $2,514
State Farm $1,809 $1,809 $1,620 $1,620 $5,166 $6,534 $2,023 $2,404
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Saguache, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saguache, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Saguache, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Saguache, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,519 $12,057
American Family $5,833 $7,813
Farmers $10,972 $11,055
GEICO $4,973 $5,296
Liberty Mutual $5,156 $5,636
Nationwide $5,513 $7,064
Progressive $7,606 $8,515
State Farm $5,166 $6,534
USAA $5,325 $6,108

Cheap Saguache, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Saguache, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saguache, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,048 $3,083
American Family $2,169 $2,169
Farmers $2,677 $2,874
GEICO $1,663 $1,859
Liberty Mutual $1,545 $1,692
Nationwide $1,977 $2,093
Progressive $1,968 $1,966
State Farm $1,620 $1,620
USAA $2,042 $2,056

Cheap Saguache, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saguache, Colorado compared to the annual auto insurance rates with a clean record in Saguache, Colorado.

Annual Saguache, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,693 $5,384 $6,570 $5,307
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,223 $5,425 $5,357 $5,025
GEICO $1,790 $2,757 $3,179 $2,339
Liberty Mutual $2,343 $2,747 $2,877 $2,781
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,213 $4,436 $3,389 $3,744
State Farm $2,646 $3,100 $2,873 $2,873
USAA $2,344 $2,849 $4,987 $2,642

Cheap Saguache, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saguache, Colorado is not easy. Compare the annual rates for DUI auto insurance in Saguache, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Saguache, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,570
American Family $4,827
Farmers $5,357
GEICO $3,179
Liberty Mutual $2,877
Nationwide $4,398
Progressive $3,389
State Farm $2,873
USAA $4,987

Cheap Saguache, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saguache, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saguache, Colorado

Insurance Company Poor Fair Good
Allstate $7,009 $5,386 $4,070
American Family $4,580 $3,253 $2,724
Farmers $5,819 $4,719 $4,484
GEICO $3,020 $2,516 $2,013
Liberty Mutual $3,857 $2,337 $1,867
Nationwide $3,990 $3,154 $2,751
Progressive $4,204 $3,587 $3,295
State Farm $3,990 $2,564 $2,066
USAA $4,757 $2,700 $2,160

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Cheap Saguache, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Saguache, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Saguache, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Saguache, Colorado

ZIP Code Average Annual Rates
81149 $3,306

Cheap Saguache, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Saguache, Colorado auto insurance. Find the cheapest annual Saguache, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saguache, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,488 $5,488
American Family $3,444 $3,594
Farmers $5,007 $5,007
GEICO $2,464 $2,568
Liberty Mutual $2,687 $2,687
Nationwide $3,298 $3,298
Progressive $3,695 $3,695
State Farm $2,804 $2,942
USAA $3,115 $3,296

Cheap Saguache, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saguache, Colorado? Check out the comparison of annual Saguache, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saguache, Colorado

Insurance Company Low Medium High
Allstate $5,203 $5,470 $5,792
American Family $3,354 $3,592 $3,610
Farmers $4,461 $4,945 $5,616
GEICO $2,329 $2,485 $2,735
Liberty Mutual $2,567 $2,679 $2,815
Nationwide $3,323 $3,295 $3,276
Progressive $3,465 $3,705 $3,916
State Farm $2,700 $2,874 $3,046
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Saguache, Colorado

Compare the cheapest auto insurance companies in Saguache, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saguache, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Saguache, Colorado Auto Insurance Companies

What auto insurance companies in Saguache, Colorado are the cheapest? Compare the top Saguache, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saguache, Colorado

Insurance Company Average Annual Rates
Allstate $5,488
American Family $3,519
Farmers $5,007
GEICO $2,516
Liberty Mutual $2,687
Nationwide $3,298
Progressive $3,695
State Farm $2,873
USAA $3,206

What affects auto insurance rates in Saguache, Colorado?

There are a lot of reasons why auto insurance rates in Saguache, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Saguache, Colorado. Many local factors may affect your Saguache auto insurance rates.

Saguache Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Saguache, Colorado commute length is 14.2 minutes according to City-Data.

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Compare Saguache, Colorado Auto Insurance Quotes

Before you buy Saguache, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saguache, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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