Best Cheap Auto Insurance in Saginaw, AL (2021)

The average Saginaw, AL auto insurance rates are $311 per month. The minimum auto insurance in Saginaw is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Saginaw, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Saginaw is USAA
  • Average auto insurance rates in Saginaw, AL for senior drivers are $1,950 per year
  • The most expensive auto insurance company in Saginaw for teen drivers is Liberty Mutual

Saginaw, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Saginaw can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saginaw, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Saginaw to other Alabama cities, including Auburn auto insurance rates, Huntsville auto insurance rates, and Dothan auto insurance rates to see how Saginaw, Alabama auto insurance rates stack up.

Before you buy Saginaw, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saginaw, Alabama auto insurance quotes.

Minimum Auto Insurance in Saginaw, Alabama

Saginaw, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saginaw, Alabama.

Minimum Required Auto Insurance Coverage in Saginaw, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Saginaw, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saginaw, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saginaw, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,004 $1,907 $1,817 $1,851 $7,054 $7,576 $2,235 $2,282
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,980 $3,216 $2,434 $2,725 $11,332 $12,607 $3,167 $3,364
Nationwide $1,678 $1,696 $1,532 $1,583 $4,422 $5,679 $1,861 $2,076
Progressive $2,266 $2,112 $1,871 $1,985 $9,842 $10,989 $2,667 $2,873
State Farm $3,160 $3,160 $2,876 $2,876 $9,869 $12,339 $3,579 $4,141
Travelers $1,455 $1,477 $1,369 $1,365 $7,923 $12,521 $1,377 $1,567
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

Cheap Saginaw, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saginaw, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Saginaw, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Saginaw, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,054 $7,576
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $11,332 $12,607
Nationwide $4,422 $5,679
Progressive $9,842 $10,989
State Farm $9,869 $12,339
Travelers $7,923 $12,521
USAA $4,035 $4,473

Cheap Saginaw, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Saginaw, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saginaw, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,817 $1,851
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,434 $2,725
Nationwide $1,532 $1,583
Progressive $1,871 $1,985
State Farm $2,876 $2,876
Travelers $1,369 $1,365
USAA $1,267 $1,241

Cheap Saginaw, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saginaw, Alabama compared to the annual auto insurance rates with a clean record in Saginaw, Alabama.

Annual Saginaw, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,834 $3,345 $3,977 $3,208
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,099 $5,719 $5,572 $5,522
Nationwide $2,249 $2,249 $3,259 $2,507
Progressive $3,891 $4,935 $4,218 $4,260
State Farm $4,718 $5,900 $5,191 $5,191
Travelers $3,026 $3,174 $4,648 $3,680
USAA $1,675 $2,102 $3,126 $1,812

Cheap Saginaw, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saginaw, Alabama is not easy. Compare the annual rates for DUI auto insurance in Saginaw, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Saginaw, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,977
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,572
Nationwide $3,259
Progressive $4,218
State Farm $5,191
Travelers $4,648
USAA $3,126

Cheap Saginaw, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saginaw, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saginaw, Alabama

Insurance Company Poor Fair Good
Allstate $4,123 $3,245 $2,655
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,465 $4,605 $3,614
Nationwide $3,092 $2,418 $2,189
Progressive $4,847 $4,195 $3,935
State Farm $8,524 $4,306 $2,920
Travelers $3,958 $3,435 $3,502
USAA $2,933 $1,904 $1,699

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Cheap Saginaw, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Saginaw, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Saginaw, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Saginaw, Alabama

ZIP Code Average Annual Rates
35137 $3,831

Cheap Saginaw, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Saginaw, Alabama auto insurance. Find the cheapest annual Saginaw, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saginaw, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,341 $3,341
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,228 $5,228
Nationwide $2,566 $2,566
Progressive $4,326 $4,326
State Farm $5,122 $5,378
Travelers $3,632 $3,632
USAA $2,079 $2,279

Cheap Saginaw, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saginaw, Alabama? Check out the comparison of annual Saginaw, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saginaw, Alabama

Insurance Company Low Medium High
Allstate $3,219 $3,335 $3,468
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,976 $5,202 $5,506
Nationwide $2,541 $2,546 $2,611
Progressive $3,893 $4,313 $4,771
State Farm $4,955 $5,246 $5,549
Travelers $3,435 $3,704 $3,756
USAA $2,104 $2,168 $2,265

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Best By Category: Cheapest Auto Insurance in Saginaw, Alabama

Compare the cheapest auto insurance companies in Saginaw, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saginaw, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Saginaw, Alabama Auto Insurance Companies

What auto insurance companies in Saginaw, Alabama are the cheapest? Compare the top Saginaw, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saginaw, Alabama

Insurance Company Average Annual Rates
Allstate $3,341
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,228
Nationwide $2,566
Progressive $4,326
State Farm $5,250
Travelers $3,632
USAA $2,179

What affects auto insurance rates in Saginaw, Alabama?

There are a lot of reasons why auto insurance rates in Saginaw, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Saginaw, Alabama. Many local factors may affect your Saginaw auto insurance rates.

Saginaw Traffic

How does Saginaw, Alabama rank for traffic? According to Inrix Saginaw, Alabama is the 939th most congested worldwide.

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Compare Saginaw, Alabama Auto Insurance Quotes

Before you buy Saginaw, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saginaw, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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