Best Cheap Auto Insurance in Sachse, TX (2021)

The average Sachse, TX auto insurance rates are $347 per month. The minimum auto insurance in Sachse is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Sachse, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Sachse is USAA
  • Average auto insurance rates in Sachse, TX for senior drivers are $2,532 per year
  • The minimum auto insurance required in Sachse, Texas is 30/60/25

Sachse, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Sachse can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sachse, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Sachse to other Texas cities, including San Antonio auto insurance rates, Plano auto insurance rates, and Fort Worth auto insurance rates to see how Sachse, Texas auto insurance rates stack up.

Before you buy Sachse, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sachse, Texas auto insurance quotes.

Minimum Auto Insurance in Sachse, Texas

Sachse, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sachse, Texas.

Minimum Required Auto Insurance Coverage in Sachse, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sachse, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sachse, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sachse, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,583 $3,608 $3,535 $3,535 $9,544 $11,505 $4,427 $4,603
American Family $3,176 $3,560 $2,995 $3,456 $8,767 $11,425 $4,640 $5,286
GEICO $2,774 $3,001 $2,675 $3,050 $6,202 $6,416 $3,010 $2,999
Nationwide $2,444 $2,484 $2,158 $2,284 $7,010 $8,994 $2,879 $3,114
Progressive $2,438 $2,334 $2,158 $2,208 $9,859 $10,978 $2,893 $2,940
State Farm $2,388 $2,388 $2,136 $2,136 $5,852 $7,478 $2,606 $2,678
USAA $1,636 $1,633 $1,574 $1,548 $4,688 $5,064 $2,168 $2,294

Cheap Sachse, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sachse, Texas is a challenge. Take a look at the annual teen auto insurance rates in Sachse, Texas.

Annual Auto Insurance Rates for Teen Drivers in Sachse, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,544 $11,505
American Family $8,767 $11,425
GEICO $6,202 $6,416
Nationwide $7,010 $8,994
Progressive $9,859 $10,978
State Farm $5,852 $7,478
USAA $4,688 $5,064

Cheap Sachse, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Sachse, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sachse, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,535 $3,535
American Family $2,995 $3,456
GEICO $2,675 $3,050
Nationwide $2,158 $2,284
Progressive $2,158 $2,208
State Farm $2,136 $2,136
USAA $1,574 $1,548

Cheap Sachse, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sachse, Texas compared to the annual auto insurance rates with a clean record in Sachse, Texas.

Annual Sachse, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,279 $6,662 $6,950 $4,279
American Family $4,918 $6,303 $5,513 $4,918
GEICO $3,190 $4,242 $3,518 $4,113
Nationwide $3,400 $3,400 $5,042 $3,841
Progressive $3,907 $5,020 $4,566 $4,410
State Farm $3,057 $3,526 $4,192 $3,057
USAA $1,911 $2,844 $3,353 $2,194

Cheap Sachse, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sachse, Texas is not easy. Compare the annual rates for DUI auto insurance in Sachse, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Sachse, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,950
American Family $5,513
GEICO $3,518
Nationwide $5,042
Progressive $4,566
State Farm $4,192
USAA $3,353

Cheap Sachse, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sachse, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sachse, Texas

Insurance Company Poor Fair Good
Allstate $7,040 $5,164 $4,425
American Family $7,370 $4,742 $4,127
GEICO $5,830 $3,286 $2,181
Nationwide $4,703 $3,779 $3,281
Progressive $5,060 $4,347 $4,020
State Farm $4,888 $3,050 $2,435
USAA $3,759 $2,195 $1,773

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Cheap Sachse, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sachse, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Sachse, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sachse, Texas

ZIP Code Average Annual Rates
75048 $6,069

Cheap Sachse, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Sachse, Texas auto insurance. Find the cheapest annual Sachse, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sachse, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,405 $5,681
American Family $5,413 $5,413
GEICO $3,697 $3,835
Nationwide $3,921 $3,921
Progressive $4,476 $4,476
State Farm $3,458 $3,458
USAA $2,543 $2,608

Cheap Sachse, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sachse, Texas? Check out the comparison of annual Sachse, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sachse, Texas

Insurance Company Low Medium High
Allstate $5,416 $5,495 $5,717
American Family $5,008 $5,196 $6,036
GEICO $3,566 $3,724 $4,008
Nationwide $4,230 $3,754 $3,778
Progressive $4,265 $4,456 $4,707
State Farm $3,254 $3,445 $3,674
USAA $2,474 $2,564 $2,689

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Best By Category: Cheapest Auto Insurance in Sachse, Texas

Compare the cheapest auto insurance companies in Sachse, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sachse, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sachse, Texas Auto Insurance Companies

What auto insurance companies in Sachse, Texas are the cheapest? Compare the top Sachse, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sachse, Texas

Insurance Company Average Annual Rates
Allstate $5,543
American Family $5,413
GEICO $3,766
Nationwide $3,921
Progressive $4,476
State Farm $3,458
USAA $2,576

What affects auto insurance rates in Sachse, Texas?

There are a lot of reasons why auto insurance rates in Sachse, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sachse, Texas. Many local factors may affect your Sachse auto insurance rates.

Sachse Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sachse, Texas auto theft statistics, there have been 15 auto thefts in the city.

Sachse Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sachse, Texas commute length is 32.7 minutes according to City-Data.

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Compare Sachse, Texas Auto Insurance Quotes

Before you buy Sachse, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sachse, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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