Best Cheap Auto Insurance in Rutledge, AL (2021)

The average Rutledge, AL auto insurance rates are $298 per month. The minimum auto insurance in Rutledge is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Rutledge, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Rutledge is 19.9 minutes
  • The minimum auto insurance required in Rutledge, Alabama is 25/50/25
  • The cheapest auto insurance company in Rutledge is USAA

Rutledge, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Rutledge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rutledge, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Rutledge to other Alabama cities, including Decatur auto insurance rates, Tuscaloosa auto insurance rates, and Montgomery auto insurance rates to see how Rutledge, Alabama auto insurance rates stack up.

Before you buy Rutledge, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rutledge, Alabama auto insurance quotes.

Minimum Auto Insurance in Rutledge, Alabama

Rutledge, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rutledge, Alabama.

Minimum Required Auto Insurance Coverage in Rutledge, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rutledge, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rutledge, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rutledge, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,926 $1,851 $1,727 $1,764 $6,351 $6,831 $2,194 $2,256
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,097 $3,349 $2,545 $2,845 $10,926 $12,148 $3,306 $3,530
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,312 $2,182 $1,890 $2,015 $9,242 $10,337 $2,710 $2,891
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,597 $1,624 $1,487 $1,484 $8,335 $13,051 $1,514 $1,761
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

Cheap Rutledge, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rutledge, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Rutledge, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Rutledge, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,831
Farmers $8,282 $8,525
GEICO $4,936 $4,820
Liberty Mutual $10,926 $12,148
Nationwide $4,418 $5,752
Progressive $9,242 $10,337
State Farm $8,362 $10,517
Travelers $8,335 $13,051
USAA $3,940 $4,375

Cheap Rutledge, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Rutledge, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rutledge, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,764
Farmers $1,937 $2,056
GEICO $1,817 $1,864
Liberty Mutual $2,545 $2,845
Nationwide $1,577 $1,642
Progressive $1,890 $2,015
State Farm $2,624 $2,624
Travelers $1,487 $1,484
USAA $1,250 $1,232

Cheap Rutledge, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rutledge, Alabama compared to the annual auto insurance rates with a clean record in Rutledge, Alabama.

Annual Rutledge, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $3,130 $3,650 $2,994
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,095 $5,688 $5,579 $5,510
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,803 $4,755 $4,055 $4,176
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,213 $3,374 $4,920 $3,920
USAA $1,648 $2,063 $3,073 $1,783

Cheap Rutledge, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rutledge, Alabama is not easy. Compare the annual rates for DUI auto insurance in Rutledge, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Rutledge, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,650
Farmers $3,998
GEICO $3,506
Liberty Mutual $5,579
Nationwide $3,353
Progressive $4,055
State Farm $4,592
Travelers $4,920
USAA $3,073

Cheap Rutledge, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rutledge, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rutledge, Alabama

Insurance Company Poor Fair Good
Allstate $3,860 $3,014 $2,463
Farmers $4,224 $3,632 $3,443
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,484 $4,575 $3,595
Nationwide $3,171 $2,467 $2,229
Progressive $4,756 $4,056 $3,780
State Farm $7,514 $3,809 $2,592
Travelers $4,211 $3,646 $3,713
USAA $2,880 $1,873 $1,672

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Cheap Rutledge, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rutledge, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Rutledge, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rutledge, Alabama

ZIP Code Average Annual Rates
36071 $3,654

Cheap Rutledge, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Rutledge, Alabama auto insurance. Find the cheapest annual Rutledge, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rutledge, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,112 $3,112
Farmers $3,767 $3,767
GEICO $2,594 $2,694
Liberty Mutual $5,218 $5,218
Nationwide $2,623 $2,623
Progressive $4,197 $4,197
State Farm $4,528 $4,748
Travelers $3,857 $3,857
USAA $2,044 $2,240

Cheap Rutledge, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rutledge, Alabama? Check out the comparison of annual Rutledge, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rutledge, Alabama

Insurance Company Low Medium High
Allstate $3,021 $3,108 $3,208
Farmers $3,557 $3,718 $4,025
GEICO $2,433 $2,631 $2,867
Liberty Mutual $4,997 $5,195 $5,462
Nationwide $2,624 $2,595 $2,649
Progressive $3,789 $4,174 $4,629
State Farm $4,411 $4,630 $4,873
Travelers $3,690 $3,934 $3,947
USAA $2,065 $2,130 $2,231

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Best By Category: Cheapest Auto Insurance in Rutledge, Alabama

Compare the cheapest auto insurance companies in Rutledge, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rutledge, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Rutledge, Alabama Auto Insurance Companies

What auto insurance companies in Rutledge, Alabama are the cheapest? Compare the top Rutledge, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rutledge, Alabama

Insurance Company Average Annual Rates
Allstate $3,112
Farmers $3,767
GEICO $2,644
Liberty Mutual $5,218
Nationwide $2,623
Progressive $4,197
State Farm $4,638
Travelers $3,857
USAA $2,142

What affects auto insurance rates in Rutledge, Alabama?

There are a lot of reasons why auto insurance rates in Rutledge, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rutledge, Alabama. Many local factors may affect your Rutledge auto insurance rates.

Rutledge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rutledge, Alabama commute length is 19.9 minutes according to City-Data.

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Compare Rutledge, Alabama Auto Insurance Quotes

Before you buy Rutledge, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rutledge, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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