Best Cheap Auto Insurance in Rutland, VT (2021)

The average Rutland, VT auto insurance rates are $260 per month. The minimum auto insurance in Rutland is at least 25/50/10 in coverage to comply with Vermont auto insurance laws. To find the best cheap auto insurance in Rutland, Vermont, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Rutland for teen drivers is Progressive
  • Average auto insurance rates in Rutland, VT for senior drivers are $1,834 per year
  • The average commute length in Rutland is 18.6 minutes

Rutland, Vermont auto insurance requirements are 25/50/10 according to Vermont auto insurance laws. Finding cheap auto insurance in Rutland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rutland, Vermont, including driving record, credit, commute time, and more.

Compare auto insurance in Rutland to other Vermont cities, including Rutland auto insurance rates, Montpelier auto insurance rates, and Essex Junction auto insurance rates to see how Rutland, Vermont auto insurance rates stack up.

Before you buy Rutland, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rutland, Vermont auto insurance quotes.

Minimum Auto Insurance in Rutland, Vermont

Rutland, Vermont auto insurance laws require that you have at least the Vermont minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rutland, Vermont.

Minimum Required Auto Insurance Coverage in Rutland, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Rutland, Vermont Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rutland, Vermont are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rutland, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,110 $2,110 $2,013 $2,013 $5,053 $6,669 $2,397 $2,631
GEICO $1,629 $1,514 $1,600 $1,458 $3,721 $4,335 $1,373 $1,347
Liberty Mutual $1,739 $1,882 $1,540 $1,731 $7,342 $8,170 $1,987 $2,100
Nationwide $1,525 $1,552 $1,370 $1,446 $3,748 $4,771 $1,753 $1,889
Progressive $3,253 $3,225 $2,912 $2,925 $10,085 $11,035 $3,326 $3,539
State Farm $2,507 $2,507 $2,242 $2,242 $7,456 $9,563 $2,795 $3,116
USAA $1,169 $1,171 $1,095 $1,087 $3,806 $3,967 $1,601 $1,667

Cheap Rutland, Vermont Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rutland, Vermont is a challenge. Take a look at the annual teen auto insurance rates in Rutland, Vermont.

Annual Auto Insurance Rates for Teen Drivers in Rutland, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,053 $6,669
GEICO $3,721 $4,335
Liberty Mutual $7,342 $8,170
Nationwide $3,748 $4,771
Progressive $10,085 $11,035
State Farm $7,456 $9,563
USAA $3,806 $3,967

Cheap Rutland, Vermont Auto Insurance for Seniors

What are senior auto insurance rates in Rutland, Vermont? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rutland, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,013 $2,013
GEICO $1,600 $1,458
Liberty Mutual $1,540 $1,731
Nationwide $1,370 $1,446
Progressive $2,912 $2,925
State Farm $2,242 $2,242
USAA $1,095 $1,087

Cheap Rutland, Vermont Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rutland, Vermont compared to the annual auto insurance rates with a clean record in Rutland, Vermont.

Annual Rutland, Vermont Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,590 $3,420 $3,532 $2,956
GEICO $1,366 $2,274 $3,164 $1,684
Liberty Mutual $2,914 $3,481 $3,700 $3,150
Nationwide $1,805 $2,320 $2,919 $1,984
Progressive $4,246 $6,146 $4,769 $4,988
State Farm $3,684 $4,422 $4,053 $4,053
USAA $1,480 $1,873 $2,783 $1,645

Cheap Rutland, Vermont Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rutland, Vermont is not easy. Compare the annual rates for DUI auto insurance in Rutland, Vermont to find the best deal.

Annual Auto Insurance Rates After a DUI in Rutland, Vermont

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,532
GEICO $3,164
Liberty Mutual $3,700
Nationwide $2,919
Progressive $4,769
State Farm $4,053
USAA $2,783

Cheap Rutland, Vermont Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rutland, Vermont annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rutland, Vermont

Insurance Company Poor Fair Good
Allstate $3,828 $2,929 $2,616
GEICO $3,433 $1,807 $1,126
Liberty Mutual $4,949 $2,838 $2,147
Nationwide $2,606 $2,161 $2,003
Progressive $5,788 $4,853 $4,471
State Farm $7,128 $3,041 $1,991
USAA $2,804 $1,681 $1,351

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Cheap Rutland, Vermont Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rutland, Vermont can vary. Compare the annual cost of auto insurance by ZIP code in Rutland, Vermont to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rutland, Vermont

ZIP Code Average Annual Rates
5701 $3,122

Cheap Rutland, Vermont Auto Insurance Rates By Commute

Commute length and annual mileage affect Rutland, Vermont auto insurance. Find the cheapest annual Rutland, Vermont auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rutland, Vermont

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,064 $3,185
GEICO $2,092 $2,152
Liberty Mutual $3,311 $3,311
Nationwide $2,257 $2,257
Progressive $5,037 $5,037
State Farm $3,926 $4,181
USAA $1,922 $1,968

Cheap Rutland, Vermont Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rutland, Vermont? Check out the comparison of annual Rutland, Vermont auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rutland, Vermont

Insurance Company Low Medium High
Allstate $3,061 $3,120 $3,192
GEICO $2,039 $2,124 $2,204
Liberty Mutual $3,107 $3,301 $3,526
Nationwide $2,308 $2,267 $2,195
Progressive $4,792 $4,976 $5,344
State Farm $3,845 $4,071 $4,244
USAA $1,874 $1,943 $2,019

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Best By Category: Cheapest Auto Insurance in Rutland, Vermont

Compare the cheapest auto insurance companies in Rutland, Vermont in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rutland, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Rutland, Vermont Auto Insurance Companies

What auto insurance companies in Rutland, Vermont are the cheapest? Compare the top Rutland, Vermont auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rutland, Vermont

Insurance Company Average Annual Rates
Allstate $3,124
GEICO $2,122
Liberty Mutual $3,311
Nationwide $2,257
Progressive $5,037
State Farm $4,053
USAA $1,945

What affects auto insurance rates in Rutland, Vermont?

There are a lot of reasons why auto insurance rates in Rutland, Vermont are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rutland, Vermont. Many local factors may affect your Rutland auto insurance rates.

Rutland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Rutland, Vermont auto theft statistics, there have been 15 auto thefts in the city.

Rutland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rutland, Vermont commute length is 18.6 minutes according to City-Data.

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Compare Rutland, Vermont Auto Insurance Quotes

Before you buy Rutland, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rutland, Vermont auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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