Best Cheap Auto Insurance in Rutherford, NJ (2021)

The average Rutherford, NJ auto insurance rates are $522 per month. The minimum auto insurance in Rutherford is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Rutherford, New Jersey, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Rutherford is 30.9 minutes
  • Average auto insurance rates in Rutherford, NJ for senior drivers are $3,866 per year
  • The minimum auto insurance required in Rutherford, New Jersey is 15/30/5

Rutherford, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Rutherford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rutherford, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Rutherford to other New Jersey cities, including Passaic auto insurance rates, Paterson auto insurance rates, and Newark auto insurance rates to see how Rutherford, New Jersey auto insurance rates stack up.

Before you buy Rutherford, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rutherford, New Jersey auto insurance quotes.

Minimum Auto Insurance in Rutherford, New Jersey

Rutherford, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rutherford, New Jersey.

Minimum Required Auto Insurance Coverage in Rutherford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Rutherford, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rutherford, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rutherford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,281 $4,264 $4,178 $4,178 $13,285 $15,878 $5,071 $5,127
Farmers $5,096 $5,138 $4,960 $4,847 $14,909 $17,129 $6,055 $6,159
GEICO $2,322 $2,285 $2,273 $2,273 $4,227 $4,187 $2,676 $2,589
Liberty Mutual $4,976 $4,976 $5,466 $5,466 $12,910 $14,650 $5,466 $6,276
Progressive $2,155 $1,990 $1,944 $2,003 $9,821 $10,773 $2,550 $2,430
State Farm $5,566 $5,566 $5,056 $5,056 $18,523 $23,768 $6,366 $7,113
Travelers $3,463 $3,352 $3,202 $3,228 $7,823 $8,813 $3,364 $3,325

Cheap Rutherford, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rutherford, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Rutherford, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Rutherford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,285 $15,878
Farmers $14,909 $17,129
GEICO $4,227 $4,187
Liberty Mutual $12,910 $14,650
Progressive $9,821 $10,773
State Farm $18,523 $23,768
Travelers $7,823 $8,813

Cheap Rutherford, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Rutherford, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rutherford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,178 $4,178
Farmers $4,960 $4,847
GEICO $2,273 $2,273
Liberty Mutual $5,466 $5,466
Progressive $1,944 $2,003
State Farm $5,056 $5,056
Travelers $3,202 $3,228

Cheap Rutherford, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rutherford, New Jersey compared to the annual auto insurance rates with a clean record in Rutherford, New Jersey.

Annual Rutherford, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,282 $8,793 $7,634 $6,422
Farmers $6,220 $10,570 $8,617 $6,740
GEICO $2,218 $2,918 $4,060 $2,218
Liberty Mutual $7,223 $8,273 $7,373 $7,223
Progressive $3,612 $4,864 $4,138 $4,218
State Farm $5,206 $9,528 $15,339 $8,434
Travelers $3,507 $5,230 $5,052 $4,496

Cheap Rutherford, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rutherford, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Rutherford, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Rutherford, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,634
Farmers $8,617
GEICO $4,060
Liberty Mutual $7,373
Progressive $4,138
State Farm $15,339
Travelers $5,052

Cheap Rutherford, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rutherford, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rutherford, New Jersey

Insurance Company Poor Fair Good
Allstate $9,911 $6,264 $4,923
Farmers $9,575 $7,481 $7,055
GEICO $4,300 $2,471 $1,789
Liberty Mutual $9,543 $7,066 $5,960
Progressive $4,714 $4,113 $3,797
State Farm $13,955 $8,394 $6,531
Travelers $6,156 $4,498 $3,060

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Cheap Rutherford, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rutherford, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Rutherford, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rutherford, New Jersey

ZIP Code Average Annual Rates
7070 $5,887

Cheap Rutherford, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Rutherford, New Jersey auto insurance. Find the cheapest annual Rutherford, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rutherford, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,020 $7,046
Farmers $8,037 $8,037
GEICO $2,830 $2,878
Liberty Mutual $7,450 $7,596
Progressive $4,208 $4,208
State Farm $9,372 $9,882
Travelers $4,571 $4,571

Cheap Rutherford, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rutherford, New Jersey? Check out the comparison of annual Rutherford, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rutherford, New Jersey

Insurance Company Low Medium High
Allstate $6,416 $7,147 $7,535
Farmers $7,231 $7,998 $8,881
GEICO $2,528 $2,911 $3,122
Liberty Mutual $6,732 $7,751 $8,087
Progressive $3,801 $4,277 $4,546
State Farm $8,888 $9,762 $10,230
Travelers $4,180 $4,571 $4,964

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Best By Category: Cheapest Auto Insurance in Rutherford, New Jersey

Compare the cheapest auto insurance companies in Rutherford, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rutherford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Rutherford, New Jersey Auto Insurance Companies

What auto insurance companies in Rutherford, New Jersey are the cheapest? Compare the top Rutherford, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rutherford, New Jersey

Insurance Company Average Annual Rates
Allstate $7,033
Farmers $8,037
GEICO $2,854
Liberty Mutual $7,523
Progressive $4,208
State Farm $9,627
Travelers $4,571

What affects auto insurance rates in Rutherford, New Jersey?

There are a lot of reasons why auto insurance rates in Rutherford, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rutherford, New Jersey. Many local factors may affect your Rutherford auto insurance rates.

Rutherford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rutherford, New Jersey commute length is 30.9 minutes according to City-Data.

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Compare Rutherford, New Jersey Auto Insurance Quotes

Before you buy Rutherford, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rutherford, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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