Best Cheap Auto Insurance in Russellville, KY (2021)

The average Russellville, KY auto insurance rates are $324 per month. The minimum auto insurance in Russellville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Russellville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Russellville is 18.2 minutes
  • The minimum auto insurance required in Russellville, Kentucky is 25/50/25
  • The cheapest auto insurance company in Russellville is USAA

Russellville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Russellville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Russellville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Russellville to other Kentucky cities, including Covington auto insurance rates, Hopkinsville auto insurance rates, and Richmond auto insurance rates to see how Russellville, Kentucky auto insurance rates stack up.

Before you buy Russellville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Russellville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Russellville, Kentucky

Russellville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Russellville, Kentucky.

Minimum Required Auto Insurance Coverage in Russellville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Russellville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Russellville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Russellville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,509 $2,718 $2,162 $2,410 $9,879 $10,889 $2,608 $2,688
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,665 $1,580 $1,503 $1,506 $8,176 $9,259 $2,060 $2,098
State Farm $1,797 $1,797 $1,603 $1,603 $5,389 $6,820 $2,006 $2,249
Travelers $1,585 $1,613 $1,554 $1,558 $7,180 $11,443 $1,652 $1,900
USAA $1,864 $1,870 $1,680 $1,711 $4,929 $5,203 $2,356 $2,581

Cheap Russellville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Russellville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Russellville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Russellville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $9,879 $10,889
Nationwide $6,819 $8,506
Progressive $8,176 $9,259
State Farm $5,389 $6,820
Travelers $7,180 $11,443
USAA $4,929 $5,203

Cheap Russellville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Russellville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Russellville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,162 $2,410
Nationwide $2,800 $2,930
Progressive $1,503 $1,506
State Farm $1,603 $1,603
Travelers $1,554 $1,558
USAA $1,680 $1,711

Cheap Russellville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Russellville, Kentucky compared to the annual auto insurance rates with a clean record in Russellville, Kentucky.

Annual Russellville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,744 $5,739 $4,469 $3,979
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $2,881 $4,268 $3,281 $3,494
State Farm $2,657 $3,160 $2,908 $2,908
Travelers $3,118 $3,205 $4,583 $3,336
USAA $2,092 $2,958 $3,528 $2,519

Cheap Russellville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Russellville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Russellville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Russellville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,469
Nationwide $5,612
Progressive $3,281
State Farm $2,908
Travelers $4,583
USAA $3,528

Cheap Russellville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Russellville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Russellville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,400 $3,936 $3,112
Nationwide $5,239 $4,104 $3,569
Progressive $3,878 $3,395 $3,170
State Farm $4,211 $2,537 $1,976
Travelers $3,965 $3,365 $3,351
USAA $4,131 $2,310 $1,881

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Cheap Russellville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Russellville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Russellville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Russellville, Kentucky

ZIP Code Average Annual Rates
42276 $3,414

Cheap Russellville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Russellville, Kentucky auto insurance. Find the cheapest annual Russellville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Russellville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,483 $4,483
Nationwide $4,304 $4,304
Progressive $3,481 $3,481
State Farm $2,837 $2,979
Travelers $3,561 $3,561
USAA $2,671 $2,877

Cheap Russellville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Russellville, Kentucky? Check out the comparison of annual Russellville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Russellville, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,258 $4,452 $4,739
Nationwide $4,380 $4,252 $4,281
Progressive $3,184 $3,428 $3,830
State Farm $2,751 $2,907 $3,067
Travelers $3,378 $3,578 $3,726
USAA $2,655 $2,768 $2,900

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Best By Category: Cheapest Auto Insurance in Russellville, Kentucky

Compare the cheapest auto insurance companies in Russellville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Russellville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Russellville, Kentucky Auto Insurance Companies

What auto insurance companies in Russellville, Kentucky are the cheapest? Compare the top Russellville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Russellville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,483
Nationwide $4,304
Progressive $3,481
State Farm $2,908
Travelers $3,561
USAA $2,774

What affects auto insurance rates in Russellville, Kentucky?

There are a lot of reasons why auto insurance rates in Russellville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Russellville, Kentucky. Many local factors may affect your Russellville auto insurance rates.

Russellville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Russellville, Kentucky commute length is 18.2 minutes according to City-Data.

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Compare Russellville, Kentucky Auto Insurance Quotes

Before you buy Russellville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Russellville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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