Best Cheap Auto Insurance in Ruskin, NE (2021)

The average Ruskin, NE auto insurance rates are $272 per month. The minimum auto insurance in Ruskin is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Ruskin, Nebraska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ruskin, Nebraska is 25/50/25
  • The average commute length in Ruskin is 16.6 minutes
  • Average auto insurance rates in Ruskin, NE for senior drivers are $1,878 per year

Ruskin, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Ruskin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ruskin, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Ruskin to other Nebraska cities, including Columbus auto insurance rates, Kearney auto insurance rates, and North Platte auto insurance rates to see how Ruskin, Nebraska auto insurance rates stack up.

Before you buy Ruskin, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ruskin, Nebraska auto insurance quotes.

Minimum Auto Insurance in Ruskin, Nebraska

Ruskin, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ruskin, Nebraska.

Minimum Required Auto Insurance Coverage in Ruskin, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ruskin, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ruskin, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ruskin, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,746 $1,746 $1,588 $1,588 $2,906 $4,252 $1,708 $1,844
Farmers $2,149 $2,139 $1,928 $2,031 $8,169 $8,418 $2,429 $2,541
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,101 $3,368 $2,450 $2,983 $13,109 $14,737 $3,259 $3,611
Nationwide $1,655 $1,710 $1,483 $1,588 $3,762 $4,696 $1,900 $2,056
Progressive $2,069 $2,008 $1,697 $1,758 $7,766 $8,774 $2,482 $2,661
State Farm $1,612 $1,612 $1,397 $1,397 $4,143 $5,324 $1,775 $2,008
USAA $1,414 $1,412 $1,282 $1,324 $4,410 $5,293 $1,833 $2,049

Cheap Ruskin, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ruskin, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Ruskin, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Ruskin, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,906 $4,252
Farmers $8,169 $8,418
GEICO $6,043 $7,918
Liberty Mutual $13,109 $14,737
Nationwide $3,762 $4,696
Progressive $7,766 $8,774
State Farm $4,143 $5,324
USAA $4,410 $5,293

Cheap Ruskin, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Ruskin, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ruskin, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,588 $1,588
Farmers $1,928 $2,031
GEICO $2,841 $2,734
Liberty Mutual $2,450 $2,983
Nationwide $1,483 $1,588
Progressive $1,697 $1,758
State Farm $1,397 $1,397
USAA $1,282 $1,324

Cheap Ruskin, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ruskin, Nebraska compared to the annual auto insurance rates with a clean record in Ruskin, Nebraska.

Annual Ruskin, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,126 $2,310 $2,126 $2,126
Farmers $3,154 $4,039 $3,940 $3,767
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,003 $5,884 $6,386 $6,036
Nationwide $1,673 $2,414 $3,442 $1,896
Progressive $3,109 $4,542 $3,474 $3,483
State Farm $2,255 $2,562 $2,408 $2,408
USAA $1,804 $2,270 $3,391 $2,044

Cheap Ruskin, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ruskin, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Ruskin, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Ruskin, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,630
American Family $2,126
Farmers $3,940
GEICO $5,286
Liberty Mutual $6,386
Nationwide $3,442
Progressive $3,474
State Farm $2,408
USAA $3,391

Cheap Ruskin, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ruskin, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ruskin, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,907 $1,991 $1,618
Farmers $4,272 $3,537 $3,367
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,415 $5,075 $3,992
Nationwide $2,832 $2,253 $1,983
Progressive $4,203 $3,514 $3,238
State Farm $3,499 $2,098 $1,628
USAA $3,172 $2,143 $1,817

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Cheap Ruskin, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Ruskin, Nebraska auto insurance. Find the cheapest annual Ruskin, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ruskin, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,154 $2,190
Farmers $3,725 $3,725
GEICO $3,746 $3,863
Liberty Mutual $5,827 $5,827
Nationwide $2,356 $2,356
Progressive $3,652 $3,652
State Farm $2,346 $2,471
USAA $2,349 $2,405

Cheap Ruskin, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ruskin, Nebraska? Check out the comparison of annual Ruskin, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ruskin, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,160 $2,237 $2,119
Farmers $3,570 $3,673 $3,934
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,664 $5,796 $6,022
Nationwide $2,394 $2,346 $2,329
Progressive $3,499 $3,644 $3,813
State Farm $2,323 $2,405 $2,497
USAA $2,305 $2,374 $2,453

Best By Category: Cheapest Auto Insurance in Ruskin, Nebraska

Compare the cheapest auto insurance companies in Ruskin, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ruskin, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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The Cheapest Ruskin, Nebraska Auto Insurance Companies

What auto insurance companies in Ruskin, Nebraska are the cheapest? Compare the top Ruskin, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ruskin, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,172
Farmers $3,725
GEICO $3,805
Liberty Mutual $5,827
Nationwide $2,356
Progressive $3,652
State Farm $2,408
USAA $2,377

What affects auto insurance rates in Ruskin, Nebraska?

There are a lot of reasons why auto insurance rates in Ruskin, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ruskin, Nebraska. Many local factors may affect your Ruskin auto insurance rates.

Ruskin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ruskin, Nebraska commute length is 16.6 minutes according to City-Data.

Compare Ruskin, Nebraska Auto Insurance Quotes

Before you buy Ruskin, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ruskin, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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