Best Cheap Auto Insurance in Rusk, TX (2021)

The average Rusk, TX auto insurance rates are $323 per month. The minimum auto insurance in Rusk is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Rusk, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Rusk is USAA
  • The minimum auto insurance required in Rusk, Texas is 30/60/25
  • Average auto insurance rates in Rusk, TX for senior drivers are $2,345 per year

Rusk, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Rusk can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rusk, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Rusk to other Texas cities, including Plano auto insurance rates, San Antonio auto insurance rates, and Corpus Christi auto insurance rates to see how Rusk, Texas auto insurance rates stack up.

Before you buy Rusk, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rusk, Texas auto insurance quotes.

Minimum Auto Insurance in Rusk, Texas

Rusk, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rusk, Texas.

Minimum Required Auto Insurance Coverage in Rusk, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Rusk, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rusk, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rusk, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,465 $3,490 $3,420 $3,420 $9,258 $11,160 $4,284 $4,456
American Family $2,432 $2,702 $2,275 $2,599 $6,393 $8,378 $3,477 $3,964
GEICO $2,578 $2,779 $2,488 $2,800 $5,607 $5,895 $2,787 $2,803
Nationwide $2,366 $2,407 $2,090 $2,213 $6,727 $8,637 $2,781 $3,009
Progressive $2,753 $2,615 $2,444 $2,491 $11,591 $12,956 $3,270 $3,323
State Farm $2,050 $2,050 $1,817 $1,817 $4,806 $6,108 $2,222 $2,294
USAA $1,553 $1,565 $1,481 $1,473 $4,353 $4,751 $2,073 $2,230

Cheap Rusk, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rusk, Texas is a challenge. Take a look at the annual teen auto insurance rates in Rusk, Texas.

Annual Auto Insurance Rates for Teen Drivers in Rusk, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,258 $11,160
American Family $6,393 $8,378
GEICO $5,607 $5,895
Nationwide $6,727 $8,637
Progressive $11,591 $12,956
State Farm $4,806 $6,108
USAA $4,353 $4,751

Cheap Rusk, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Rusk, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rusk, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,420 $3,420
American Family $2,275 $2,599
GEICO $2,488 $2,800
Nationwide $2,090 $2,213
Progressive $2,444 $2,491
State Farm $1,817 $1,817
USAA $1,481 $1,473

Cheap Rusk, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rusk, Texas compared to the annual auto insurance rates with a clean record in Rusk, Texas.

Annual Rusk, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,147 $6,445 $6,737 $4,147
American Family $3,679 $4,658 $4,094 $3,679
GEICO $2,943 $3,890 $3,248 $3,787
Nationwide $3,278 $3,278 $4,858 $3,702
Progressive $4,510 $5,847 $5,280 $5,084
State Farm $2,585 $2,949 $3,464 $2,585
USAA $1,817 $2,677 $3,159 $2,086

Cheap Rusk, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rusk, Texas is not easy. Compare the annual rates for DUI auto insurance in Rusk, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Rusk, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,737
American Family $4,094
GEICO $3,248
Nationwide $4,858
Progressive $5,280
State Farm $3,464
USAA $3,159

Cheap Rusk, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rusk, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rusk, Texas

Insurance Company Poor Fair Good
Allstate $6,817 $5,004 $4,286
American Family $5,541 $3,486 $3,056
GEICO $5,358 $3,028 $2,015
Nationwide $4,535 $3,640 $3,162
Progressive $5,839 $5,038 $4,664
State Farm $4,105 $2,551 $2,031
USAA $3,583 $2,063 $1,658

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Rusk, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rusk, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Rusk, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rusk, Texas

ZIP Code Average Annual Rates
75785 $5,813

Cheap Rusk, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Rusk, Texas auto insurance. Find the cheapest annual Rusk, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rusk, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,239 $5,499
American Family $4,028 $4,028
GEICO $3,403 $3,531
Nationwide $3,779 $3,779
Progressive $5,180 $5,180
State Farm $2,896 $2,896
USAA $2,404 $2,465

Cheap Rusk, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rusk, Texas? Check out the comparison of annual Rusk, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rusk, Texas

Insurance Company Low Medium High
Allstate $5,246 $5,323 $5,538
American Family $3,747 $3,881 $4,455
GEICO $3,301 $3,425 $3,675
Nationwide $4,069 $3,614 $3,653
Progressive $4,924 $5,156 $5,461
State Farm $2,756 $2,887 $3,044
USAA $2,357 $2,425 $2,522

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Rusk, Texas

Compare the cheapest auto insurance companies in Rusk, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rusk, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Rusk, Texas Auto Insurance Companies

What auto insurance companies in Rusk, Texas are the cheapest? Compare the top Rusk, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rusk, Texas

Insurance Company Average Annual Rates
Allstate $5,369
American Family $4,028
GEICO $3,467
Nationwide $3,779
Progressive $5,180
State Farm $2,896
USAA $2,435

What affects auto insurance rates in Rusk, Texas?

There are a lot of reasons why auto insurance rates in Rusk, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rusk, Texas. Many local factors may affect your Rusk auto insurance rates.

Rusk Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Rusk, Texas auto theft statistics, there have been 6 auto thefts in the city.

Rusk Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rusk, Texas commute length is 24.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Rusk, Texas Auto Insurance Quotes

Before you buy Rusk, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rusk, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption