Best Cheap Auto Insurance in Rumsey, KY (2021)

The average Rumsey, KY auto insurance rates are $348 per month. The minimum auto insurance in Rumsey is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Rumsey, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Rumsey, KY for senior drivers are $2,348 per year
  • The most expensive auto insurance company in Rumsey for teen drivers is Travelers
  • The cheapest auto insurance company in Rumsey is USAA

Rumsey, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Rumsey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rumsey, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Rumsey to other Kentucky cities, including Covington auto insurance rates, Hopkinsville auto insurance rates, and Owensboro auto insurance rates to see how Rumsey, Kentucky auto insurance rates stack up.

Before you buy Rumsey, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rumsey, Kentucky auto insurance quotes.

Minimum Auto Insurance in Rumsey, Kentucky

Rumsey, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rumsey, Kentucky.

Minimum Required Auto Insurance Coverage in Rumsey, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rumsey, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rumsey, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rumsey, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,145 $2,824 $3,014 $10,969 $12,323 $3,551 $3,778
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,741 $2,969 $2,321 $2,592 $11,513 $12,744 $2,875 $3,004
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,935 $1,856 $1,723 $1,738 $9,075 $10,274 $2,402 $2,474
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,152 $2,191 $2,110 $2,116 $10,254 $16,480 $2,246 $2,596
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Cheap Rumsey, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rumsey, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Rumsey, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Rumsey, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,969 $12,323
GEICO $6,831 $8,150
Liberty Mutual $11,513 $12,744
Nationwide $6,037 $7,550
Progressive $9,075 $10,274
State Farm $5,542 $6,928
Travelers $10,254 $16,480
USAA $4,875 $5,165

Cheap Rumsey, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Rumsey, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rumsey, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,824 $3,014
GEICO $3,608 $3,267
Liberty Mutual $2,321 $2,592
Nationwide $2,519 $2,640
Progressive $1,723 $1,738
State Farm $1,831 $1,831
Travelers $2,110 $2,116
USAA $1,693 $1,740

Cheap Rumsey, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rumsey, Kentucky compared to the annual auto insurance rates with a clean record in Rumsey, Kentucky.

Annual Rumsey, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,496 $5,773 $6,092 $5,018
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,248 $6,535 $5,082 $4,514
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,260 $4,792 $3,720 $3,965
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,380 $4,505 $6,494 $4,693
USAA $2,103 $2,980 $3,541 $2,530

Cheap Rumsey, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rumsey, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Rumsey, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Rumsey, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,092
GEICO $6,862
Liberty Mutual $5,082
Nationwide $4,997
Progressive $3,720
State Farm $3,140
Travelers $6,494
USAA $3,541

Cheap Rumsey, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rumsey, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rumsey, Kentucky

Insurance Company Poor Fair Good
Allstate $7,077 $4,875 $4,083
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,283 $4,473 $3,528
Nationwide $4,672 $3,666 $3,197
Progressive $4,411 $3,829 $3,564
State Farm $4,536 $2,742 $2,142
Travelers $5,596 $4,738 $4,720
USAA $4,165 $2,317 $1,884

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Cheap Rumsey, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rumsey, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Rumsey, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rumsey, Kentucky

ZIP Code Average Annual Rates
42371 $3,711

Cheap Rumsey, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Rumsey, Kentucky auto insurance. Find the cheapest annual Rumsey, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rumsey, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,345 $5,345
GEICO $4,191 $4,270
Liberty Mutual $5,095 $5,095
Nationwide $3,845 $3,845
Progressive $3,934 $3,934
State Farm $3,060 $3,220
Travelers $5,018 $5,018
USAA $2,683 $2,894

Cheap Rumsey, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rumsey, Kentucky? Check out the comparison of annual Rumsey, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rumsey, Kentucky

Insurance Company Low Medium High
Allstate $5,013 $5,326 $5,696
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,871 $5,066 $5,348
Nationwide $3,908 $3,801 $3,826
Progressive $3,674 $3,896 $4,233
State Farm $2,981 $3,134 $3,305
Travelers $4,757 $5,040 $5,257
USAA $2,673 $2,783 $2,910

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Best By Category: Cheapest Auto Insurance in Rumsey, Kentucky

Compare the cheapest auto insurance companies in Rumsey, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rumsey, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Rumsey, Kentucky Auto Insurance Companies

What auto insurance companies in Rumsey, Kentucky are the cheapest? Compare the top Rumsey, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rumsey, Kentucky

Insurance Company Average Annual Rates
Allstate $5,345
GEICO $4,231
Liberty Mutual $5,095
Nationwide $3,845
Progressive $3,934
State Farm $3,140
Travelers $5,018
USAA $2,789

Compare Rumsey, Kentucky Auto Insurance Quotes

Before you buy Rumsey, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rumsey, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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