Best Cheap Auto Insurance in Rufus, OR (2021)

The average Rufus, OR auto insurance rates are $270 per month. The minimum auto insurance in Rufus is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Rufus, Oregon, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Rufus for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Rufus is State Farm
  • Average auto insurance rates in Rufus, OR for senior drivers are $1,892 per year

Rufus, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Rufus can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rufus, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Rufus to other Oregon cities, including Gresham auto insurance rates, Salem auto insurance rates, and Portland auto insurance rates to see how Rufus, Oregon auto insurance rates stack up.

Before you buy Rufus, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rufus, Oregon auto insurance quotes.

Minimum Auto Insurance in Rufus, Oregon

Rufus, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rufus, Oregon.

Minimum Required Auto Insurance Coverage in Rufus, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Rufus, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rufus, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rufus, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,876 $2,689 $2,604 $2,637 $8,525 $9,610 $3,062 $3,112
American Family $2,021 $2,021 $1,801 $1,801 $4,951 $7,723 $2,021 $2,123
Farmers $2,016 $1,975 $1,785 $1,894 $8,240 $8,436 $2,266 $2,335
GEICO $2,543 $2,474 $2,347 $2,348 $6,675 $6,159 $2,707 $2,379
Liberty Mutual $2,960 $3,125 $2,571 $2,861 $9,485 $10,243 $2,848 $2,873
Nationwide $1,971 $1,973 $1,756 $1,843 $4,401 $5,525 $2,285 $2,415
Progressive $1,772 $1,606 $1,538 $1,584 $7,610 $8,385 $2,117 $2,007
State Farm $1,382 $1,382 $1,255 $1,255 $4,259 $5,344 $1,565 $1,799
Travelers $1,697 $1,699 $1,498 $1,553 $4,399 $5,205 $1,770 $1,790
USAA $1,499 $1,457 $1,476 $1,429 $4,532 $4,879 $1,922 $2,003

Cheap Rufus, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rufus, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Rufus, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Rufus, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,525 $9,610
American Family $4,951 $7,723
Farmers $8,240 $8,436
GEICO $6,675 $6,159
Liberty Mutual $9,485 $10,243
Nationwide $4,401 $5,525
Progressive $7,610 $8,385
State Farm $4,259 $5,344
Travelers $4,399 $5,205
USAA $4,532 $4,879

Cheap Rufus, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Rufus, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rufus, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,604 $2,637
American Family $1,801 $1,801
Farmers $1,785 $1,894
GEICO $2,347 $2,348
Liberty Mutual $2,571 $2,861
Nationwide $1,756 $1,843
Progressive $1,538 $1,584
State Farm $1,255 $1,255
Travelers $1,498 $1,553
USAA $1,476 $1,429

Cheap Rufus, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rufus, Oregon compared to the annual auto insurance rates with a clean record in Rufus, Oregon.

Annual Rufus, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,546 $4,745 $4,942 $4,325
American Family $2,122 $3,288 $4,101 $2,720
Farmers $3,051 $3,929 $3,841 $3,653
GEICO $2,275 $3,601 $4,791 $3,149
Liberty Mutual $4,090 $4,578 $5,261 $4,554
Nationwide $2,351 $2,517 $3,558 $2,659
Progressive $2,520 $4,562 $3,236 $2,992
State Farm $2,031 $2,628 $2,230 $2,230
Travelers $1,991 $2,536 $2,846 $2,432
USAA $1,747 $2,432 $3,376 $2,042

Cheap Rufus, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rufus, Oregon is not easy. Compare the annual rates for DUI auto insurance in Rufus, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Rufus, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,942
American Family $4,101
Farmers $3,841
GEICO $4,791
Liberty Mutual $5,261
Nationwide $3,558
Progressive $3,236
State Farm $2,230
Travelers $2,846
USAA $3,376

Cheap Rufus, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rufus, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rufus, Oregon

Insurance Company Poor Fair Good
Allstate $5,758 $4,058 $3,352
American Family $3,888 $2,862 $2,424
Farmers $4,178 $3,427 $3,250
GEICO $4,169 $3,454 $2,740
Liberty Mutual $6,784 $3,995 $3,083
Nationwide $3,350 $2,656 $2,308
Progressive $3,738 $3,232 $3,012
State Farm $3,182 $2,032 $1,626
Travelers $3,103 $2,381 $1,870
USAA $3,596 $2,006 $1,597

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Cheap Rufus, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rufus, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Rufus, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rufus, Oregon

ZIP Code Average Annual Rates
97050 $3,021

Cheap Rufus, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Rufus, Oregon auto insurance. Find the cheapest annual Rufus, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rufus, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,389 $4,389
American Family $3,011 $3,105
Farmers $3,618 $3,618
GEICO $3,399 $3,510
Liberty Mutual $4,621 $4,621
Nationwide $2,771 $2,771
Progressive $3,328 $3,328
State Farm $2,223 $2,337
Travelers $2,354 $2,548
USAA $2,331 $2,468

Cheap Rufus, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rufus, Oregon? Check out the comparison of annual Rufus, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rufus, Oregon

Insurance Company Low Medium High
Allstate $4,273 $4,381 $4,513
American Family $3,055 $3,230 $2,890
Farmers $3,408 $3,574 $3,873
GEICO $3,232 $3,469 $3,661
Liberty Mutual $4,315 $4,607 $4,940
Nationwide $2,657 $2,842 $2,815
Progressive $3,223 $3,313 $3,447
State Farm $2,165 $2,282 $2,393
Travelers $2,321 $2,440 $2,593
USAA $2,302 $2,401 $2,496

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Best By Category: Cheapest Auto Insurance in Rufus, Oregon

Compare the cheapest auto insurance companies in Rufus, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rufus, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Rufus, Oregon Auto Insurance Companies

What auto insurance companies in Rufus, Oregon are the cheapest? Compare the top Rufus, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rufus, Oregon

Insurance Company Average Annual Rates
Allstate $4,389
American Family $3,058
Farmers $3,618
GEICO $3,454
Liberty Mutual $4,621
Nationwide $2,771
Progressive $3,328
State Farm $2,280
Travelers $2,451
USAA $2,400

What affects auto insurance rates in Rufus, Oregon?

There are a lot of reasons why auto insurance rates in Rufus, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rufus, Oregon. Many local factors may affect your Rufus auto insurance rates.

Rufus Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rufus, Oregon commute length is 24.1 minutes according to City-Data.

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Compare Rufus, Oregon Auto Insurance Quotes

Before you buy Rufus, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rufus, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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