Best Cheap Auto Insurance in Ruckersville, VA (2021)

The average Ruckersville, VA auto insurance rates are $195 per month. The minimum auto insurance in Ruckersville is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Ruckersville, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Ruckersville is USAA
  • The most expensive auto insurance company in Ruckersville for teen drivers is Allstate
  • Average auto insurance rates in Ruckersville, VA for senior drivers are $1,354 per year

Ruckersville, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Ruckersville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ruckersville, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Ruckersville to other Virginia cities, including Hampton auto insurance rates, Norfolk auto insurance rates, and Alexandria auto insurance rates to see how Ruckersville, Virginia auto insurance rates stack up.

Before you buy Ruckersville, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ruckersville, Virginia auto insurance quotes.

Minimum Auto Insurance in Ruckersville, Virginia

Ruckersville, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ruckersville, Virginia.

Minimum Required Auto Insurance Coverage in Ruckersville, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Ruckersville, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ruckersville, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ruckersville, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,061 $1,948 $2,049 $2,049 $6,403 $7,375 $2,676 $2,684
GEICO $1,463 $1,464 $1,386 $1,386 $3,070 $4,128 $1,701 $1,688
Nationwide $1,459 $1,468 $1,294 $1,330 $3,487 $4,496 $1,610 $1,753
Progressive $1,208 $1,150 $1,092 $1,095 $5,528 $6,216 $1,465 $1,502
State Farm $1,456 $1,456 $1,307 $1,307 $4,322 $5,428 $1,645 $1,895
USAA $1,037 $1,021 $971 $977 $3,183 $3,782 $1,332 $1,464

Cheap Ruckersville, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ruckersville, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Ruckersville, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Ruckersville, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,403 $7,375
GEICO $3,070 $4,128
Nationwide $3,487 $4,496
Progressive $5,528 $6,216
State Farm $4,322 $5,428
USAA $3,183 $3,782

Cheap Ruckersville, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Ruckersville, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ruckersville, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,049 $2,049
GEICO $1,386 $1,386
Nationwide $1,294 $1,330
Progressive $1,092 $1,095
State Farm $1,307 $1,307
USAA $971 $977

Cheap Ruckersville, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ruckersville, Virginia compared to the annual auto insurance rates with a clean record in Ruckersville, Virginia.

Annual Ruckersville, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,559 $4,048 $3,729 $3,286
GEICO $1,542 $2,007 $3,052 $1,542
Nationwide $1,836 $1,836 $2,693 $2,084
Progressive $2,057 $2,724 $2,453 $2,395
State Farm $2,152 $2,552 $2,352 $2,352
USAA $1,334 $1,732 $2,283 $1,534

Cheap Ruckersville, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ruckersville, Virginia is not easy. Compare the annual rates for DUI auto insurance in Ruckersville, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Ruckersville, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,729
GEICO $3,052
Nationwide $2,693
Progressive $2,453
State Farm $2,352
USAA $2,283

Cheap Ruckersville, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ruckersville, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ruckersville, Virginia

Insurance Company Poor Fair Good
Allstate $4,147 $3,325 $2,745
GEICO $2,262 $1,923 $1,923
Nationwide $2,504 $2,009 $1,824
Progressive $2,684 $2,346 $2,191
State Farm $3,346 $2,073 $1,638
USAA $2,296 $1,569 $1,297

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Cheap Ruckersville, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ruckersville, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Ruckersville, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ruckersville, Virginia

ZIP Code Average Annual Rates
22968 $2,024

Cheap Ruckersville, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Ruckersville, Virginia auto insurance. Find the cheapest annual Ruckersville, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ruckersville, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,304 $3,507
GEICO $1,998 $2,074
Nationwide $2,112 $2,112
Progressive $2,407 $2,407
State Farm $2,295 $2,409
USAA $1,658 $1,784

Cheap Ruckersville, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ruckersville, Virginia? Check out the comparison of annual Ruckersville, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ruckersville, Virginia

Insurance Company Low Medium High
Allstate $3,317 $3,407 $3,493
GEICO $1,969 $2,035 $2,104
Nationwide $2,223 $2,091 $2,023
Progressive $2,314 $2,384 $2,523
State Farm $2,225 $2,349 $2,483
USAA $1,647 $1,724 $1,792

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Best By Category: Cheapest Auto Insurance in Ruckersville, Virginia

Compare the cheapest auto insurance companies in Ruckersville, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ruckersville, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Ruckersville, Virginia Auto Insurance Companies

What auto insurance companies in Ruckersville, Virginia are the cheapest? Compare the top Ruckersville, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ruckersville, Virginia

Insurance Company Average Annual Rates
Allstate $3,406
GEICO $2,036
Nationwide $2,112
Progressive $2,407
State Farm $2,352
USAA $1,721

What affects auto insurance rates in Ruckersville, Virginia?

There are a lot of reasons why auto insurance rates in Ruckersville, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ruckersville, Virginia. Many local factors may affect your Ruckersville auto insurance rates.

Ruckersville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ruckersville, Virginia commute length is 30.7 minutes according to City-Data.

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Compare Ruckersville, Virginia Auto Insurance Quotes

Before you buy Ruckersville, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ruckersville, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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