Best Cheap Auto Insurance in Ruby, VA (2021)

The average Ruby, VA auto insurance rates are $209 per month. The minimum auto insurance in Ruby is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Ruby, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Ruby is USAA
  • Average auto insurance rates in Ruby, VA for senior drivers are $1,435 per year
  • The minimum auto insurance required in Ruby, Virginia is 25/50/20

Ruby, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Ruby can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ruby, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Ruby to other Virginia cities, including Roanoke auto insurance rates, Suffolk auto insurance rates, and Alexandria auto insurance rates to see how Ruby, Virginia auto insurance rates stack up.

Before you buy Ruby, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ruby, Virginia auto insurance quotes.

Minimum Auto Insurance in Ruby, Virginia

Ruby, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ruby, Virginia.

Minimum Required Auto Insurance Coverage in Ruby, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Ruby, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ruby, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ruby, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,131 $2,013 $2,120 $2,120 $6,595 $7,577 $2,767 $2,772
GEICO $1,506 $1,496 $1,430 $1,430 $3,285 $4,386 $1,753 $1,724
Nationwide $1,495 $1,504 $1,326 $1,362 $3,589 $4,628 $1,651 $1,797
Progressive $1,321 $1,248 $1,198 $1,199 $6,246 $7,023 $1,602 $1,634
State Farm $1,526 $1,526 $1,390 $1,390 $4,789 $6,004 $1,730 $1,992
USAA $1,198 $1,178 $1,126 $1,129 $3,737 $4,439 $1,539 $1,688

Cheap Ruby, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ruby, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Ruby, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Ruby, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,595 $7,577
GEICO $3,285 $4,386
Nationwide $3,589 $4,628
Progressive $6,246 $7,023
State Farm $4,789 $6,004
USAA $3,737 $4,439

Cheap Ruby, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Ruby, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ruby, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,120 $2,120
GEICO $1,430 $1,430
Nationwide $1,326 $1,362
Progressive $1,198 $1,199
State Farm $1,390 $1,390
USAA $1,126 $1,129

Cheap Ruby, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ruby, Virginia compared to the annual auto insurance rates with a clean record in Ruby, Virginia.

Annual Ruby, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,636 $4,189 $3,835 $3,388
GEICO $1,619 $2,096 $3,170 $1,619
Nationwide $1,885 $1,885 $2,766 $2,140
Progressive $2,280 $3,052 $2,740 $2,663
State Farm $2,311 $2,776 $2,543 $2,543
USAA $1,551 $2,019 $2,660 $1,787

Cheap Ruby, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ruby, Virginia is not easy. Compare the annual rates for DUI auto insurance in Ruby, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Ruby, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,835
GEICO $3,170
Nationwide $2,766
Progressive $2,740
State Farm $2,543
USAA $2,660

Cheap Ruby, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ruby, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ruby, Virginia

Insurance Company Poor Fair Good
Allstate $4,281 $3,422 $2,833
GEICO $2,362 $2,008 $2,008
Nationwide $2,570 $2,064 $1,874
Progressive $2,982 $2,619 $2,450
State Farm $3,619 $2,242 $1,770
USAA $2,679 $1,827 $1,508

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Cheap Ruby, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ruby, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Ruby, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ruby, Virginia

ZIP Code Average Annual Rates
22545 $2,168

Cheap Ruby, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Ruby, Virginia auto insurance. Find the cheapest annual Ruby, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ruby, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,405 $3,619
GEICO $2,087 $2,165
Nationwide $2,169 $2,169
Progressive $2,684 $2,684
State Farm $2,479 $2,607
USAA $1,930 $2,078

Cheap Ruby, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ruby, Virginia? Check out the comparison of annual Ruby, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ruby, Virginia

Insurance Company Low Medium High
Allstate $3,404 $3,513 $3,620
GEICO $2,041 $2,124 $2,213
Nationwide $2,279 $2,148 $2,080
Progressive $2,567 $2,655 $2,830
State Farm $2,377 $2,541 $2,712
USAA $1,923 $2,008 $2,081

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Best By Category: Cheapest Auto Insurance in Ruby, Virginia

Compare the cheapest auto insurance companies in Ruby, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ruby, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Ruby, Virginia Auto Insurance Companies

What auto insurance companies in Ruby, Virginia are the cheapest? Compare the top Ruby, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ruby, Virginia

Insurance Company Average Annual Rates
Allstate $3,512
GEICO $2,126
Nationwide $2,169
Progressive $2,684
State Farm $2,543
USAA $2,004

Compare Ruby, Virginia Auto Insurance Quotes

Before you buy Ruby, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ruby, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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