Best Cheap Auto Insurance in Royalton, KY (2021)

The average Royalton, KY auto insurance rates are $586 per month. The minimum auto insurance in Royalton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Royalton, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Royalton, KY for senior drivers are $3,815 per year
  • The most expensive auto insurance company in Royalton for teen drivers is Travelers
  • The cheapest auto insurance company in Royalton is USAA

Royalton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Royalton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Royalton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Royalton to other Kentucky cities, including George auto insurance rates, Nicholasville auto insurance rates, and Independence auto insurance rates to see how Royalton, Kentucky auto insurance rates stack up.

Before you buy Royalton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Royalton, Kentucky auto insurance quotes.

Minimum Auto Insurance in Royalton, Kentucky

Royalton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Royalton, Kentucky.

Minimum Required Auto Insurance Coverage in Royalton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Royalton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Royalton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Royalton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,027 $5,918 $5,552 $5,899 $22,969 $25,415 $6,494 $6,761
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,617 $5,030 $3,906 $4,400 $19,378 $21,509 $4,811 $4,996
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $3,287 $3,107 $2,977 $2,979 $16,631 $18,868 $4,083 $4,119
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,027 $2,032 $1,830 $1,861 $5,444 $5,721 $2,563 $2,808

Cheap Royalton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Royalton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Royalton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Royalton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,969 $25,415
GEICO $8,902 $10,417
Liberty Mutual $19,378 $21,509
Nationwide $12,445 $15,350
Progressive $16,631 $18,868
State Farm $7,103 $8,745
Travelers $20,555 $33,336
USAA $5,444 $5,721

Cheap Royalton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Royalton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Royalton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,552 $5,899
GEICO $4,595 $4,158
Liberty Mutual $3,906 $4,400
Nationwide $5,015 $5,208
Progressive $2,977 $2,979
State Farm $2,371 $2,371
Travelers $3,958 $3,963
USAA $1,830 $1,861

Cheap Royalton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Royalton, Kentucky compared to the annual auto insurance rates with a clean record in Royalton, Kentucky.

Annual Royalton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,756 $11,488 $12,345 $9,929
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,127 $11,050 $8,554 $7,592
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $5,774 $8,649 $6,579 $7,023
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,286 $3,234 $3,872 $2,750

Cheap Royalton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Royalton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Royalton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Royalton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,345
GEICO $8,597
Liberty Mutual $8,554
Nationwide $10,137
Progressive $6,579
State Farm $4,000
Travelers $12,875
USAA $3,872

Cheap Royalton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Royalton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Royalton, Kentucky

Insurance Company Poor Fair Good
Allstate $14,327 $9,643 $7,919
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,353 $7,506 $5,884
Nationwide $9,500 $7,372 $6,351
Progressive $7,822 $6,831 $6,366
State Farm $5,740 $3,505 $2,756
Travelers $11,031 $9,310 $9,279
USAA $4,518 $2,529 $2,060

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Cheap Royalton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Royalton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Royalton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Royalton, Kentucky

ZIP Code Average Annual Rates
41464 $6,405

Cheap Royalton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Royalton, Kentucky auto insurance. Find the cheapest annual Royalton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Royalton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,630 $10,630
GEICO $5,341 $5,438
Liberty Mutual $8,581 $8,581
Nationwide $7,741 $7,741
Progressive $7,006 $7,006
State Farm $3,895 $4,105
Travelers $9,873 $9,873
USAA $2,922 $3,149

Cheap Royalton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Royalton, Kentucky? Check out the comparison of annual Royalton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Royalton, Kentucky

Insurance Company Low Medium High
Allstate $9,166 $10,538 $12,184
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,038 $8,511 $9,194
Nationwide $7,713 $7,608 $7,902
Progressive $6,260 $6,839 $7,920
State Farm $3,743 $3,988 $4,270
Travelers $9,335 $9,905 $10,380
USAA $2,890 $3,028 $3,189

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Best By Category: Cheapest Auto Insurance in Royalton, Kentucky

Compare the cheapest auto insurance companies in Royalton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Royalton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Royalton, Kentucky Auto Insurance Companies

What auto insurance companies in Royalton, Kentucky are the cheapest? Compare the top Royalton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Royalton, Kentucky

Insurance Company Average Annual Rates
Allstate $10,630
GEICO $5,390
Liberty Mutual $8,581
Nationwide $7,741
Progressive $7,006
State Farm $4,000
Travelers $9,873
USAA $3,036

Compare Royalton, Kentucky Auto Insurance Quotes

Before you buy Royalton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Royalton, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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