Best Cheap Auto Insurance in Royal Palm Beach, FL (2021)

The average Royal Palm Beach, FL auto insurance rates are $500 per month. The minimum auto insurance in Royal Palm Beach is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Royal Palm Beach, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Royal Palm Beach is 26.8 minutes
  • The most expensive auto insurance company in Royal Palm Beach for teen drivers is Allstate
  • The cheapest auto insurance company in Royal Palm Beach is USAA

Royal Palm Beach, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Royal Palm Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Royal Palm Beach, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Royal Palm Beach to other Florida cities, including Port St. Lucie auto insurance rates, Fort Lauderdale auto insurance rates, and Tampa auto insurance rates to see how Royal Palm Beach, Florida auto insurance rates stack up.

Before you buy Royal Palm Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Royal Palm Beach, Florida auto insurance quotes.

Minimum Auto Insurance in Royal Palm Beach, Florida

Royal Palm Beach, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Royal Palm Beach, Florida.

Minimum Required Auto Insurance Coverage in Royal Palm Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Royal Palm Beach, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Royal Palm Beach, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Royal Palm Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,436 $5,231 $4,796 $4,884 $19,287 $21,121 $5,371 $5,445
GEICO $4,211 $4,222 $3,943 $3,943 $7,537 $9,372 $4,632 $4,668
Liberty Mutual $4,468 $4,468 $4,075 $4,075 $9,684 $15,038 $4,468 $6,140
Nationwide $4,221 $4,149 $3,764 $3,890 $10,120 $12,388 $4,639 $4,800
Progressive $4,978 $4,619 $4,211 $4,538 $14,066 $15,211 $5,949 $5,550
State Farm $2,755 $2,755 $2,508 $2,508 $7,577 $9,644 $3,065 $3,228
USAA $2,042 $2,005 $1,915 $1,894 $7,162 $8,279 $2,557 $2,758

Cheap Royal Palm Beach, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Royal Palm Beach, Florida is a challenge. Take a look at the annual teen auto insurance rates in Royal Palm Beach, Florida.

Annual Auto Insurance Rates for Teen Drivers in Royal Palm Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,287 $21,121
GEICO $7,537 $9,372
Liberty Mutual $9,684 $15,038
Nationwide $10,120 $12,388
Progressive $14,066 $15,211
State Farm $7,577 $9,644
USAA $7,162 $8,279

Cheap Royal Palm Beach, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Royal Palm Beach, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Royal Palm Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,796 $4,884
GEICO $3,943 $3,943
Liberty Mutual $4,075 $4,075
Nationwide $3,764 $3,890
Progressive $4,211 $4,538
State Farm $2,508 $2,508
USAA $1,915 $1,894

Cheap Royal Palm Beach, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Royal Palm Beach, Florida compared to the annual auto insurance rates with a clean record in Royal Palm Beach, Florida.

Annual Royal Palm Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,681 $9,244 $10,306 $8,556
GEICO $3,669 $4,720 $7,081 $5,794
Liberty Mutual $4,631 $6,111 $9,020 $6,446
Nationwide $5,097 $5,615 $7,598 $5,674
Progressive $5,858 $8,607 $7,280 $7,815
State Farm $3,886 $4,624 $4,255 $4,255
USAA $2,787 $3,457 $5,137 $2,926

Cheap Royal Palm Beach, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Royal Palm Beach, Florida is not easy. Compare the annual rates for DUI auto insurance in Royal Palm Beach, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Royal Palm Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,306
GEICO $7,081
Liberty Mutual $9,020
Nationwide $7,598
Progressive $7,280
State Farm $4,255
USAA $5,137

Cheap Royal Palm Beach, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Royal Palm Beach, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Royal Palm Beach, Florida

Insurance Company Poor Fair Good
Allstate $12,549 $7,909 $6,382
GEICO $7,787 $4,675 $3,486
Liberty Mutual $8,505 $6,182 $4,969
Nationwide $7,558 $5,492 $4,938
Progressive $9,615 $6,867 $5,689
State Farm $5,839 $3,811 $3,116
USAA $5,821 $2,847 $2,062

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Cheap Royal Palm Beach, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Royal Palm Beach, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Royal Palm Beach, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Royal Palm Beach, Florida

ZIP Code Average Annual Rates
33411 $4,608
33414 $4,608

Cheap Royal Palm Beach, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Royal Palm Beach, Florida auto insurance. Find the cheapest annual Royal Palm Beach, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Royal Palm Beach, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,691 $9,203
GEICO $5,291 $5,341
Liberty Mutual $6,333 $6,771
Nationwide $5,996 $5,996
Progressive $7,390 $7,390
State Farm $4,102 $4,408
USAA $3,536 $3,617

Cheap Royal Palm Beach, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Royal Palm Beach, Florida? Check out the comparison of annual Royal Palm Beach, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Royal Palm Beach, Florida

Insurance Company Low Medium High
Allstate $6,464 $9,504 $10,872
GEICO $4,093 $5,537 $6,318
Liberty Mutual $6,003 $6,667 $6,987
Nationwide $4,562 $6,266 $7,162
Progressive $5,822 $7,607 $8,742
State Farm $3,572 $4,363 $4,830
USAA $3,023 $3,722 $3,985

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Best By Category: Cheapest Auto Insurance in Royal Palm Beach, Florida

Compare the cheapest auto insurance companies in Royal Palm Beach, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Royal Palm Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Royal Palm Beach, Florida Auto Insurance Companies

What auto insurance companies in Royal Palm Beach, Florida are the cheapest? Compare the top Royal Palm Beach, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Royal Palm Beach, Florida

Insurance Company Average Annual Rates
Allstate $8,947
GEICO $5,316
Liberty Mutual $6,552
Nationwide $5,996
Progressive $7,390
State Farm $4,255
USAA $3,577

What affects auto insurance rates in Royal Palm Beach, Florida?

There are a lot of reasons why auto insurance rates in Royal Palm Beach, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Royal Palm Beach, Florida. Many local factors may affect your Royal Palm Beach auto insurance rates.

Royal Palm Beach Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Royal Palm Beach, Florida auto theft statistics, there have been 45 auto thefts in the city.

Royal Palm Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Royal Palm Beach, Florida commute length is 26.8 minutes according to City-Data.

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Compare Royal Palm Beach, Florida Auto Insurance Quotes

Before you buy Royal Palm Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Royal Palm Beach, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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