Best Cheap Auto Insurance in Royal Center, IN (2021)

The average Royal Center, IN auto insurance rates are $274 per month. The minimum auto insurance in Royal Center is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Royal Center, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Royal Center is 23.9 minutes
  • The minimum auto insurance required in Royal Center, Indiana is 25/50/25
  • The cheapest auto insurance company in Royal Center is USAA

Royal Center, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Royal Center can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Royal Center, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Royal Center to other Indiana cities, including Gary auto insurance rates, Fort Wayne auto insurance rates, and Evansville auto insurance rates to see how Royal Center, Indiana auto insurance rates stack up.

Before you buy Royal Center, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Royal Center, Indiana auto insurance quotes.

Minimum Auto Insurance in Royal Center, Indiana

Royal Center, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Royal Center, Indiana.

Minimum Required Auto Insurance Coverage in Royal Center, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Royal Center, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Royal Center, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Royal Center, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,668 $2,747 $2,323 $2,545 $7,920 $9,941 $2,741 $2,986
American Family $2,207 $2,207 $1,982 $1,982 $6,087 $8,808 $2,207 $2,702
Farmers $1,501 $1,481 $1,286 $1,442 $7,933 $8,432 $1,967 $2,131
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,619 $1,539 $1,462 $1,474 $9,302 $10,477 $2,027 $2,076
State Farm $1,456 $1,456 $1,289 $1,289 $4,306 $5,528 $1,606 $1,787
Travelers $1,156 $1,177 $1,079 $1,080 $7,018 $11,092 $1,219 $1,420
USAA $1,030 $1,011 $965 $965 $2,940 $3,268 $1,391 $1,478

Cheap Royal Center, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Royal Center, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Royal Center, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Royal Center, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,920 $9,941
American Family $6,087 $8,808
Farmers $7,933 $8,432
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $5,292 $6,902
Progressive $9,302 $10,477
State Farm $4,306 $5,528
Travelers $7,018 $11,092
USAA $2,940 $3,268

Cheap Royal Center, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Royal Center, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Royal Center, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,323 $2,545
American Family $1,982 $1,982
Farmers $1,286 $1,442
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,583 $1,698
Progressive $1,462 $1,474
State Farm $1,289 $1,289
Travelers $1,079 $1,080
USAA $965 $965

Cheap Royal Center, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Royal Center, Indiana compared to the annual auto insurance rates with a clean record in Royal Center, Indiana.

Annual Royal Center, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,394 $4,955 $4,562 $4,024
American Family $2,427 $3,874 $4,898 $2,891
Farmers $2,925 $3,415 $3,515 $3,232
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,814 $4,904 $3,356 $3,913
State Farm $2,286 $2,499 $2,286 $2,286
Travelers $2,681 $3,311 $3,752 $2,876
USAA $1,227 $1,759 $2,018 $1,521

Cheap Royal Center, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Royal Center, Indiana is not easy. Compare the annual rates for DUI auto insurance in Royal Center, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Royal Center, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,562
American Family $4,898
Farmers $3,515
GEICO $3,115
Liberty Mutual $8,386
Nationwide $3,139
Progressive $3,356
State Farm $2,286
Travelers $3,752
USAA $2,018

Cheap Royal Center, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Royal Center, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Royal Center, Indiana

Insurance Company Poor Fair Good
Allstate $5,270 $3,896 $3,535
American Family $4,820 $3,129 $2,619
Farmers $3,824 $3,111 $2,880
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,363 $2,839 $2,651
Progressive $4,144 $3,656 $3,442
State Farm $3,409 $2,033 $1,576
Travelers $3,514 $2,977 $2,974
USAA $2,185 $1,456 $1,252

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Cheap Royal Center, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Royal Center, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Royal Center, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Royal Center, Indiana

ZIP Code Average Annual Rates
46978 $3,196

Cheap Royal Center, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Royal Center, Indiana auto insurance. Find the cheapest annual Royal Center, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Royal Center, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,234 $4,234
American Family $3,480 $3,566
Farmers $3,272 $3,272
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,951 $2,951
Progressive $3,747 $3,747
State Farm $2,273 $2,406
Travelers $3,155 $3,155
USAA $1,610 $1,653

Cheap Royal Center, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Royal Center, Indiana? Check out the comparison of annual Royal Center, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Royal Center, Indiana

Insurance Company Low Medium High
Allstate $4,058 $4,220 $4,423
American Family $3,477 $3,639 $3,452
Farmers $3,157 $3,263 $3,394
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $3,007 $2,927 $2,919
Progressive $3,540 $3,689 $4,012
State Farm $2,237 $2,339 $2,443
Travelers $3,098 $3,184 $3,183
USAA $1,562 $1,626 $1,705

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Best By Category: Cheapest Auto Insurance in Royal Center, Indiana

Compare the cheapest auto insurance companies in Royal Center, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Royal Center, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Royal Center, Indiana Auto Insurance Companies

What auto insurance companies in Royal Center, Indiana are the cheapest? Compare the top Royal Center, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Royal Center, Indiana

Insurance Company Average Annual Rates
Allstate $4,234
American Family $3,523
Farmers $3,272
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,951
Progressive $3,747
State Farm $2,340
Travelers $3,155
USAA $1,631

What affects auto insurance rates in Royal Center, Indiana?

There are a lot of reasons why auto insurance rates in Royal Center, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Royal Center, Indiana. Many local factors may affect your Royal Center auto insurance rates.

Royal Center Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Royal Center, Indiana commute length is 23.9 minutes according to City-Data.

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Compare Royal Center, Indiana Auto Insurance Quotes

Before you buy Royal Center, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Royal Center, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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