Best Cheap Auto Insurance in Royal, AR (2021)

The average Royal, AR auto insurance rates are $364 per month. The minimum auto insurance in Royal is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Royal, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Royal, Arkansas is 25/50/25
  • The most expensive auto insurance company in Royal for teen drivers is Travelers
  • The cheapest auto insurance company in Royal is USAA

Royal, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Royal can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Royal, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Royal to other Arkansas cities, including Bentonville auto insurance rates, North Little Rock auto insurance rates, and Springdale auto insurance rates to see how Royal, Arkansas auto insurance rates stack up.

Before you buy Royal, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Royal, Arkansas auto insurance quotes.

Minimum Auto Insurance in Royal, Arkansas

Royal, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Royal, Arkansas.

Minimum Required Auto Insurance Coverage in Royal, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Royal, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Royal, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Royal, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,955 $2,960 $2,648 $2,830 $11,167 $13,442 $3,242 $3,511
Farmers $2,481 $2,464 $2,211 $2,333 $10,757 $11,154 $2,835 $2,965
GEICO $2,641 $2,604 $2,429 $2,361 $7,174 $7,166 $2,616 $2,653
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,837 $2,888 $2,546 $2,687 $7,012 $8,924 $3,263 $3,516
Progressive $3,075 $2,895 $2,535 $2,651 $13,547 $15,248 $3,684 $4,002
State Farm $1,855 $1,855 $1,673 $1,673 $5,559 $6,972 $2,095 $2,411
Travelers $2,269 $2,309 $2,259 $2,263 $13,584 $21,880 $2,437 $2,783
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

Cheap Royal, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Royal, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Royal, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Royal, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,167 $13,442
Farmers $10,757 $11,154
GEICO $7,174 $7,166
Liberty Mutual $8,693 $9,570
Nationwide $7,012 $8,924
Progressive $13,547 $15,248
State Farm $5,559 $6,972
Travelers $13,584 $21,880
USAA $3,886 $4,077

Cheap Royal, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Royal, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Royal, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,648 $2,830
Farmers $2,211 $2,333
GEICO $2,429 $2,361
Liberty Mutual $2,330 $2,596
Nationwide $2,546 $2,687
Progressive $2,535 $2,651
State Farm $1,673 $1,673
Travelers $2,259 $2,263
USAA $1,166 $1,177

Cheap Royal, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Royal, Arkansas compared to the annual auto insurance rates with a clean record in Royal, Arkansas.

Annual Royal, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,374 $5,544 $6,193 $5,266
Farmers $3,932 $5,041 $4,934 $4,692
GEICO $2,527 $3,859 $5,717 $2,719
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $3,273 $4,231 $5,729 $3,604
Progressive $5,122 $7,170 $5,386 $6,141
State Farm $2,751 $3,272 $3,012 $3,012
Travelers $5,210 $5,382 $7,906 $6,394
USAA $1,561 $1,971 $2,842 $1,731

Cheap Royal, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Royal, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Royal, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Royal, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,193
Farmers $4,934
GEICO $5,717
Liberty Mutual $5,469
Nationwide $5,729
Progressive $5,386
State Farm $3,012
Travelers $7,906
USAA $2,842

Cheap Royal, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Royal, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Royal, Arkansas

Insurance Company Poor Fair Good
Allstate $6,707 $5,151 $4,175
Farmers $5,270 $4,445 $4,235
GEICO $4,437 $3,652 $3,028
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,979 $4,003 $3,645
Progressive $6,716 $5,767 $5,380
State Farm $4,365 $2,626 $2,043
Travelers $7,130 $5,963 $5,576
USAA $2,687 $1,831 $1,560

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Cheap Royal, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Royal, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Royal, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Royal, Arkansas

ZIP Code Average Annual Rates
71968 $4,491

Cheap Royal, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Royal, Arkansas auto insurance. Find the cheapest annual Royal, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Royal, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,344 $5,344
Farmers $4,650 $4,650
GEICO $3,675 $3,736
Liberty Mutual $4,220 $4,220
Nationwide $4,209 $4,209
Progressive $5,955 $5,955
State Farm $2,939 $3,085
Travelers $6,223 $6,223
USAA $1,968 $2,084

Cheap Royal, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Royal, Arkansas? Check out the comparison of annual Royal, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Royal, Arkansas

Insurance Company Low Medium High
Allstate $5,183 $5,342 $5,508
Farmers $4,401 $4,597 $4,952
GEICO $3,547 $3,704 $3,865
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $4,227 $4,121 $4,280
Progressive $5,450 $5,853 $6,561
State Farm $2,854 $3,010 $3,171
Travelers $5,896 $6,239 $6,533
USAA $1,947 $2,019 $2,112

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Best By Category: Cheapest Auto Insurance in Royal, Arkansas

Compare the cheapest auto insurance companies in Royal, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Royal, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Royal, Arkansas Auto Insurance Companies

What auto insurance companies in Royal, Arkansas are the cheapest? Compare the top Royal, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Royal, Arkansas

Insurance Company Average Annual Rates
Allstate $5,344
Farmers $4,650
GEICO $3,706
Liberty Mutual $4,220
Nationwide $4,209
Progressive $5,955
State Farm $3,012
Travelers $6,223
USAA $2,026

Compare Royal, Arkansas Auto Insurance Quotes

Before you buy Royal, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Royal, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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