Best Cheap Auto Insurance in Round Top, TX (2021)

The average Round Top, TX auto insurance rates are $317 per month. The minimum auto insurance in Round Top is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Round Top, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Round Top, TX for senior drivers are $2,301 per year
  • The most expensive auto insurance company in Round Top for teen drivers is Progressive
  • The minimum auto insurance required in Round Top, Texas is 30/60/25

Round Top, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Round Top can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Round Top, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Round Top to other Texas cities, including San Antonio auto insurance rates, Fort Worth auto insurance rates, and Houston auto insurance rates to see how Round Top, Texas auto insurance rates stack up.

Before you buy Round Top, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Round Top, Texas auto insurance quotes.

Minimum Auto Insurance in Round Top, Texas

Round Top, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Round Top, Texas.

Minimum Required Auto Insurance Coverage in Round Top, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Round Top, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Round Top, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Round Top, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,389 $3,418 $3,349 $3,349 $8,932 $10,779 $4,188 $4,358
American Family $2,627 $2,935 $2,494 $2,865 $7,230 $9,458 $3,822 $4,363
GEICO $2,406 $2,607 $2,337 $2,661 $5,310 $5,538 $2,605 $2,601
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,370 $2,241 $2,126 $2,158 $10,291 $11,482 $2,807 $2,838
State Farm $1,832 $1,832 $1,622 $1,622 $4,245 $5,384 $1,982 $2,046
USAA $1,478 $1,489 $1,408 $1,401 $4,127 $4,506 $1,970 $2,120

Cheap Round Top, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Round Top, Texas is a challenge. Take a look at the annual teen auto insurance rates in Round Top, Texas.

Annual Auto Insurance Rates for Teen Drivers in Round Top, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,932 $10,779
American Family $7,230 $9,458
GEICO $5,310 $5,538
Nationwide $7,582 $9,752
Progressive $10,291 $11,482
State Farm $4,245 $5,384
USAA $4,127 $4,506

Cheap Round Top, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Round Top, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Round Top, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,349 $3,349
American Family $2,494 $2,865
GEICO $2,337 $2,661
Nationwide $2,340 $2,481
Progressive $2,126 $2,158
State Farm $1,622 $1,622
USAA $1,408 $1,401

Cheap Round Top, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Round Top, Texas compared to the annual auto insurance rates with a clean record in Round Top, Texas.

Annual Round Top, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,051 $6,264 $6,515 $4,051
American Family $4,063 $5,214 $4,557 $4,063
GEICO $2,766 $3,669 $3,041 $3,555
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $3,955 $5,146 $4,610 $4,445
State Farm $2,299 $2,617 $3,067 $2,299
USAA $1,728 $2,542 $2,998 $1,982

Cheap Round Top, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Round Top, Texas is not easy. Compare the annual rates for DUI auto insurance in Round Top, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Round Top, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,515
American Family $4,557
GEICO $3,041
Nationwide $5,478
Progressive $4,610
State Farm $3,067
USAA $2,998

Cheap Round Top, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Round Top, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Round Top, Texas

Insurance Company Poor Fair Good
Allstate $6,652 $4,856 $4,153
American Family $6,117 $3,901 $3,405
GEICO $5,028 $2,847 $1,899
Nationwide $5,109 $4,093 $3,552
Progressive $5,082 $4,424 $4,111
State Farm $3,642 $2,265 $1,804
USAA $3,403 $1,960 $1,575

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Round Top, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Round Top, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Round Top, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Round Top, Texas

ZIP Code Average Annual Rates
78954 $5,691

Cheap Round Top, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Round Top, Texas auto insurance. Find the cheapest annual Round Top, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Round Top, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,095 $5,346
American Family $4,474 $4,474
GEICO $3,198 $3,318
Nationwide $4,252 $4,252
Progressive $4,539 $4,539
State Farm $2,571 $2,571
USAA $2,283 $2,342

Cheap Round Top, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Round Top, Texas? Check out the comparison of annual Round Top, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Round Top, Texas

Insurance Company Low Medium High
Allstate $5,085 $5,170 $5,406
American Family $4,179 $4,319 $4,925
GEICO $3,082 $3,214 $3,477
Nationwide $4,583 $4,068 $4,104
Progressive $4,310 $4,519 $4,788
State Farm $2,445 $2,563 $2,704
USAA $2,240 $2,304 $2,394

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Round Top, Texas

Compare the cheapest auto insurance companies in Round Top, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Round Top, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Round Top, Texas Auto Insurance Companies

What auto insurance companies in Round Top, Texas are the cheapest? Compare the top Round Top, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Round Top, Texas

Insurance Company Average Annual Rates
Allstate $5,220
American Family $4,474
GEICO $3,258
Nationwide $4,252
Progressive $4,539
State Farm $2,571
USAA $2,313

What affects auto insurance rates in Round Top, Texas?

There are a lot of reasons why auto insurance rates in Round Top, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Round Top, Texas. Many local factors may affect your Round Top auto insurance rates.

Round Top Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Round Top, Texas commute length is 34.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Round Top, Texas Auto Insurance Quotes

Before you buy Round Top, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Round Top, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption