Best Cheap Auto Insurance in Rothbury, MI (2021)

The average Rothbury, MI auto insurance rates are $771 per month. The minimum auto insurance in Rothbury is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Rothbury, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Rothbury, MI for senior drivers are $6,114 per year
  • The average commute length in Rothbury is 21.8 minutes
  • The cheapest auto insurance company in Rothbury is USAA

Rothbury, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Rothbury can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rothbury, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Rothbury to other Michigan cities, including Warren auto insurance rates, Troy auto insurance rates, and Dearborn auto insurance rates to see how Rothbury, Michigan auto insurance rates stack up.

Before you buy Rothbury, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rothbury, Michigan auto insurance quotes.

Minimum Auto Insurance in Rothbury, Michigan

Rothbury, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rothbury, Michigan.

Minimum Required Auto Insurance Coverage in Rothbury, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Rothbury, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rothbury, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rothbury, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,662 $14,662 $13,595 $13,595 $36,860 $36,860 $15,453 $15,453
Farmers $4,274 $4,274 $3,987 $3,987 $9,432 $9,432 $4,799 $4,799
GEICO $3,911 $3,911 $3,958 $3,958 $10,706 $10,706 $3,737 $3,737
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,204 $4,204 $3,741 $3,741 $11,040 $11,040 $4,607 $4,607
Progressive $3,021 $2,834 $2,667 $2,948 $11,243 $12,103 $3,533 $3,330
State Farm $6,420 $6,420 $5,943 $5,943 $22,358 $22,358 $7,534 $7,534
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,545 $2,413 $2,393 $2,263 $6,108 $5,799 $3,094 $2,971

Cheap Rothbury, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rothbury, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Rothbury, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Rothbury, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,860 $36,860
Farmers $9,432 $9,432
GEICO $10,706 $10,706
Liberty Mutual $35,785 $35,785
Nationwide $11,040 $11,040
Progressive $11,243 $12,103
State Farm $22,358 $22,358
Travelers $13,395 $13,395
USAA $6,108 $5,799

Cheap Rothbury, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Rothbury, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rothbury, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,595 $13,595
Farmers $3,987 $3,987
GEICO $3,958 $3,958
Liberty Mutual $14,804 $14,804
Nationwide $3,741 $3,741
Progressive $2,667 $2,948
State Farm $5,943 $5,943
Travelers $3,858 $3,858
USAA $2,393 $2,263

Cheap Rothbury, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rothbury, Michigan compared to the annual auto insurance rates with a clean record in Rothbury, Michigan.

Annual Rothbury, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,764 $13,040 $44,056 $13,710
Farmers $4,732 $6,017 $5,942 $5,802
GEICO $2,001 $4,157 $12,503 $3,652
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $5,048 $6,735 $6,124 $5,684
Progressive $4,434 $5,794 $5,203 $5,409
State Farm $6,742 $8,072 $17,376 $10,065
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,779 $3,458 $4,529 $3,027

Cheap Rothbury, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rothbury, Michigan is not easy. Compare the annual rates for DUI auto insurance in Rothbury, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Rothbury, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,056
Farmers $5,942
GEICO $12,503
Liberty Mutual $30,874
Nationwide $6,124
Progressive $5,203
State Farm $17,376
Travelers $10,331
USAA $4,529

Cheap Rothbury, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rothbury, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rothbury, Michigan

Insurance Company Poor Fair Good
Allstate $30,531 $16,920 $12,976
Farmers $7,432 $4,907 $4,530
GEICO $7,170 $5,273 $4,291
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,389 $5,569 $4,737
Progressive $5,991 $5,059 $4,580
State Farm $17,121 $8,673 $5,897
Travelers $6,813 $6,608 $6,525
USAA $5,157 $2,945 $2,243

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Cheap Rothbury, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rothbury, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Rothbury, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rothbury, Michigan

ZIP Code Average Annual Rates
49452 $6,475

Cheap Rothbury, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Rothbury, Michigan auto insurance. Find the cheapest annual Rothbury, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rothbury, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,143 $20,143
Farmers $5,623 $5,623
GEICO $5,449 $5,708
Liberty Mutual $19,417 $20,833
Nationwide $5,898 $5,898
Progressive $5,210 $5,210
State Farm $10,283 $10,844
Travelers $6,611 $6,686
USAA $3,409 $3,488

Cheap Rothbury, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rothbury, Michigan? Check out the comparison of annual Rothbury, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rothbury, Michigan

Insurance Company Low Medium High
Allstate $19,702 $20,181 $20,544
Farmers $5,481 $5,610 $5,779
GEICO $5,234 $5,531 $5,970
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,169 $5,799 $5,726
Progressive $5,067 $5,216 $5,346
State Farm $10,059 $10,626 $11,007
Travelers $6,575 $6,656 $6,715
USAA $3,352 $3,456 $3,537

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Best By Category: Cheapest Auto Insurance in Rothbury, Michigan

Compare the cheapest auto insurance companies in Rothbury, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rothbury, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Rothbury, Michigan Auto Insurance Companies

What auto insurance companies in Rothbury, Michigan are the cheapest? Compare the top Rothbury, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rothbury, Michigan

Insurance Company Average Annual Rates
Allstate $20,143
Farmers $5,623
GEICO $5,578
Liberty Mutual $20,125
Nationwide $5,898
Progressive $5,210
State Farm $10,564
Travelers $6,649
USAA $3,448

What affects auto insurance rates in Rothbury, Michigan?

There are a lot of reasons why auto insurance rates in Rothbury, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rothbury, Michigan. Many local factors may affect your Rothbury auto insurance rates.

Rothbury Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Rothbury, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Rothbury Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rothbury, Michigan commute length is 21.8 minutes according to City-Data.

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Compare Rothbury, Michigan Auto Insurance Quotes

Before you buy Rothbury, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rothbury, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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