Best Cheap Auto Insurance in Rotan, TX (2021)

The average Rotan, TX auto insurance rates are $306 per month. The minimum auto insurance in Rotan is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Rotan, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Rotan is 15.1 minutes
  • The minimum auto insurance required in Rotan, Texas is 30/60/25
  • The cheapest auto insurance company in Rotan is USAA

Rotan, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Rotan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rotan, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Rotan to other Texas cities, including Austin auto insurance rates, Fort Worth auto insurance rates, and Dallas auto insurance rates to see how Rotan, Texas auto insurance rates stack up.

Before you buy Rotan, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rotan, Texas auto insurance quotes.

Minimum Auto Insurance in Rotan, Texas

Rotan, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rotan, Texas.

Minimum Required Auto Insurance Coverage in Rotan, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rotan, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rotan, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rotan, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $2,826 $3,101 $2,499 $2,824 $6,529 $8,663 $3,877 $4,418
GEICO $2,310 $2,440 $2,125 $2,328 $4,818 $5,062 $2,503 $2,554
Nationwide $2,413 $2,463 $2,126 $2,262 $6,718 $8,677 $2,821 $3,063
Progressive $2,400 $2,293 $2,128 $2,175 $9,731 $10,831 $2,842 $2,881
State Farm $1,785 $1,785 $1,578 $1,578 $4,088 $5,178 $1,928 $1,993
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

Cheap Rotan, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rotan, Texas is a challenge. Take a look at the annual teen auto insurance rates in Rotan, Texas.

Annual Auto Insurance Rates for Teen Drivers in Rotan, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $6,529 $8,663
GEICO $4,818 $5,062
Nationwide $6,718 $8,677
Progressive $9,731 $10,831
State Farm $4,088 $5,178
USAA $3,831 $4,232

Cheap Rotan, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Rotan, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rotan, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $2,499 $2,824
GEICO $2,125 $2,328
Nationwide $2,126 $2,262
Progressive $2,128 $2,175
State Farm $1,578 $1,578
USAA $1,368 $1,383

Cheap Rotan, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rotan, Texas compared to the annual auto insurance rates with a clean record in Rotan, Texas.

Annual Rotan, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $3,979 $5,010 $4,400 $3,979
GEICO $2,563 $3,308 $2,880 $3,319
Nationwide $3,302 $3,302 $4,928 $3,740
Progressive $3,849 $4,951 $4,498 $4,342
State Farm $2,232 $2,534 $2,959 $2,232
USAA $1,675 $2,433 $2,864 $1,922

Cheap Rotan, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rotan, Texas is not easy. Compare the annual rates for DUI auto insurance in Rotan, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Rotan, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,615
American Family $4,400
GEICO $2,880
Nationwide $4,928
Progressive $4,498
State Farm $2,959
USAA $2,864

Cheap Rotan, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rotan, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rotan, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $6,123 $3,688 $3,215
GEICO $4,648 $2,639 $1,766
Nationwide $4,590 $3,670 $3,194
Progressive $4,983 $4,284 $3,963
State Farm $3,528 $2,193 $1,746
USAA $3,300 $1,873 $1,498

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Cheap Rotan, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rotan, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Rotan, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rotan, Texas

ZIP Code Average Annual Rates
79546 $5,341

Cheap Rotan, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Rotan, Texas auto insurance. Find the cheapest annual Rotan, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rotan, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,248 $5,488
American Family $4,342 $4,342
GEICO $2,953 $3,082
Nationwide $3,818 $3,818
Progressive $4,410 $4,410
State Farm $2,489 $2,489
USAA $2,195 $2,252

Cheap Rotan, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rotan, Texas? Check out the comparison of annual Rotan, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rotan, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $4,133 $4,233 $4,660
GEICO $2,915 $2,996 $3,141
Nationwide $4,139 $3,653 $3,663
Progressive $4,187 $4,389 $4,654
State Farm $2,375 $2,482 $2,610
USAA $2,165 $2,217 $2,290

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Best By Category: Cheapest Auto Insurance in Rotan, Texas

Compare the cheapest auto insurance companies in Rotan, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rotan, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Rotan, Texas Auto Insurance Companies

What auto insurance companies in Rotan, Texas are the cheapest? Compare the top Rotan, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rotan, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $4,342
GEICO $3,018
Nationwide $3,818
Progressive $4,410
State Farm $2,489
USAA $2,224

What affects auto insurance rates in Rotan, Texas?

There are a lot of reasons why auto insurance rates in Rotan, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rotan, Texas. Many local factors may affect your Rotan auto insurance rates.

Rotan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rotan, Texas commute length is 15.1 minutes according to City-Data.

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Compare Rotan, Texas Auto Insurance Quotes

Before you buy Rotan, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rotan, Texas auto insurance quotes.

Free Auto Insurance Comparison

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