Best Cheap Auto Insurance in Ross, TX (2021)

The average Ross, TX auto insurance rates are $288 per month. The minimum auto insurance in Ross is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Ross, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ross, TX for senior drivers are $2,110 per year
  • The most expensive auto insurance company in Ross for teen drivers is Allstate
  • The minimum auto insurance required in Ross, Texas is 30/60/25

Ross, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Ross can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ross, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Ross to other Texas cities, including Austin auto insurance rates, Laredo auto insurance rates, and Dallas auto insurance rates to see how Ross, Texas auto insurance rates stack up.

Before you buy Ross, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ross, Texas auto insurance quotes.

Minimum Auto Insurance in Ross, Texas

Ross, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ross, Texas.

Minimum Required Auto Insurance Coverage in Ross, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ross, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ross, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ross, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,392 $3,421 $3,352 $3,352 $8,936 $10,784 $4,192 $4,362
American Family $2,355 $2,609 $2,191 $2,496 $6,080 $7,989 $3,344 $3,814
GEICO $2,008 $2,158 $1,931 $2,174 $4,338 $4,505 $2,168 $2,168
Nationwide $2,189 $2,225 $1,937 $2,049 $6,166 $7,908 $2,568 $2,775
Progressive $2,008 $1,891 $1,787 $1,823 $8,304 $9,229 $2,353 $2,379
State Farm $1,967 $1,967 $1,758 $1,758 $4,827 $6,175 $2,146 $2,213
USAA $1,544 $1,551 $1,475 $1,462 $4,312 $4,693 $2,047 $2,192

Cheap Ross, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ross, Texas is a challenge. Take a look at the annual teen auto insurance rates in Ross, Texas.

Annual Auto Insurance Rates for Teen Drivers in Ross, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,936 $10,784
American Family $6,080 $7,989
GEICO $4,338 $4,505
Nationwide $6,166 $7,908
Progressive $8,304 $9,229
State Farm $4,827 $6,175
USAA $4,312 $4,693

Cheap Ross, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Ross, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ross, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,352 $3,352
American Family $2,191 $2,496
GEICO $1,931 $2,174
Nationwide $1,937 $2,049
Progressive $1,787 $1,823
State Farm $1,758 $1,758
USAA $1,475 $1,462

Cheap Ross, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ross, Texas compared to the annual auto insurance rates with a clean record in Ross, Texas.

Annual Ross, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,054 $6,268 $6,519 $4,054
American Family $3,526 $4,465 $3,922 $3,526
GEICO $2,281 $3,000 $2,518 $2,926
Nationwide $3,020 $3,020 $4,461 $3,407
Progressive $3,254 $4,192 $3,790 $3,651
State Farm $2,523 $2,908 $3,453 $2,523
USAA $1,799 $2,655 $3,120 $2,064

Cheap Ross, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ross, Texas is not easy. Compare the annual rates for DUI auto insurance in Ross, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ross, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,519
American Family $3,922
GEICO $2,518
Nationwide $4,461
Progressive $3,790
State Farm $3,453
USAA $3,120

Cheap Ross, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ross, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ross, Texas

Insurance Company Poor Fair Good
Allstate $6,657 $4,859 $4,155
American Family $5,335 $3,327 $2,917
GEICO $4,117 $2,348 $1,579
Nationwide $4,167 $3,350 $2,914
Progressive $4,188 $3,621 $3,356
State Farm $4,036 $2,514 $2,004
USAA $3,541 $2,044 $1,643

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Cheap Ross, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ross, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Ross, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ross, Texas

ZIP Code Average Annual Rates
76684 $5,089

Cheap Ross, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ross, Texas auto insurance. Find the cheapest annual Ross, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ross, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,098 $5,349
American Family $3,860 $3,860
GEICO $2,633 $2,730
Nationwide $3,477 $3,477
Progressive $3,722 $3,722
State Farm $2,851 $2,851
USAA $2,379 $2,440

Cheap Ross, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ross, Texas? Check out the comparison of annual Ross, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ross, Texas

Insurance Company Low Medium High
Allstate $5,089 $5,173 $5,410
American Family $3,620 $3,738 $4,222
GEICO $2,551 $2,654 $2,839
Nationwide $3,746 $3,330 $3,355
Progressive $3,561 $3,699 $3,905
State Farm $2,708 $2,846 $3,001
USAA $2,328 $2,400 $2,500

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Best By Category: Cheapest Auto Insurance in Ross, Texas

Compare the cheapest auto insurance companies in Ross, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ross, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Ross, Texas Auto Insurance Companies

What auto insurance companies in Ross, Texas are the cheapest? Compare the top Ross, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ross, Texas

Insurance Company Average Annual Rates
Allstate $5,224
American Family $3,860
GEICO $2,681
Nationwide $3,477
Progressive $3,722
State Farm $2,851
USAA $2,409

What affects auto insurance rates in Ross, Texas?

There are a lot of reasons why auto insurance rates in Ross, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ross, Texas. Many local factors may affect your Ross auto insurance rates.

Ross Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ross, Texas commute length is 28.3 minutes according to City-Data.

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Compare Ross, Texas Auto Insurance Quotes

Before you buy Ross, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ross, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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