Best Cheap Auto Insurance in Ropesville, TX (2021)

The average Ropesville, TX auto insurance rates are $312 per month. The minimum auto insurance in Ropesville is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Ropesville, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ropesville, TX for senior drivers are $2,294 per year
  • The cheapest auto insurance company in Ropesville is USAA
  • The minimum auto insurance required in Ropesville, Texas is 30/60/25

Ropesville, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Ropesville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ropesville, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Ropesville to other Texas cities, including Plano auto insurance rates, Laredo auto insurance rates, and Austin auto insurance rates to see how Ropesville, Texas auto insurance rates stack up.

Before you buy Ropesville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ropesville, Texas auto insurance quotes.

Minimum Auto Insurance in Ropesville, Texas

Ropesville, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ropesville, Texas.

Minimum Required Auto Insurance Coverage in Ropesville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ropesville, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ropesville, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ropesville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,626 $3,673 $3,583 $3,583 $9,271 $11,241 $4,488 $4,701
American Family $2,571 $2,840 $2,334 $2,654 $6,290 $8,252 $3,592 $4,081
GEICO $2,395 $2,577 $2,284 $2,585 $5,246 $5,433 $2,598 $2,598
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,330 $2,236 $2,074 $2,114 $9,677 $10,803 $2,780 $2,840
State Farm $1,761 $1,761 $1,559 $1,559 $4,077 $5,172 $1,905 $1,969
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Ropesville, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ropesville, Texas is a challenge. Take a look at the annual teen auto insurance rates in Ropesville, Texas.

Annual Auto Insurance Rates for Teen Drivers in Ropesville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,271 $11,241
American Family $6,290 $8,252
GEICO $5,246 $5,433
Nationwide $7,378 $9,563
Progressive $9,677 $10,803
State Farm $4,077 $5,172
USAA $3,909 $4,372

Cheap Ropesville, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Ropesville, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ropesville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,583 $3,583
American Family $2,334 $2,654
GEICO $2,284 $2,585
Nationwide $2,331 $2,486
Progressive $2,074 $2,114
State Farm $1,559 $1,559
USAA $1,464 $1,501

Cheap Ropesville, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ropesville, Texas compared to the annual auto insurance rates with a clean record in Ropesville, Texas.

Annual Ropesville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,351 $6,564 $6,816 $4,351
American Family $3,732 $4,705 $4,138 $3,732
GEICO $2,728 $3,593 $3,020 $3,518
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,802 $4,900 $4,437 $4,287
State Farm $2,210 $2,515 $2,946 $2,210
USAA $1,787 $2,568 $3,006 $2,051

Cheap Ropesville, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ropesville, Texas is not easy. Compare the annual rates for DUI auto insurance in Ropesville, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ropesville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,816
American Family $4,138
GEICO $3,020
Nationwide $5,439
Progressive $4,437
State Farm $2,946
USAA $3,006

Cheap Ropesville, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ropesville, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ropesville, Texas

Insurance Company Poor Fair Good
Allstate $7,036 $5,137 $4,389
American Family $5,666 $3,507 $3,058
GEICO $4,959 $2,809 $1,875
Nationwide $5,059 $4,032 $3,507
Progressive $4,906 $4,237 $3,927
State Farm $3,500 $2,177 $1,734
USAA $3,528 $1,968 $1,564

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Cheap Ropesville, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ropesville, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Ropesville, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ropesville, Texas

ZIP Code Average Annual Rates
79358 $5,463

Cheap Ropesville, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ropesville, Texas auto insurance. Find the cheapest annual Ropesville, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ropesville, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,392 $5,649
American Family $4,077 $4,077
GEICO $3,153 $3,276
Nationwide $4,199 $4,199
Progressive $4,357 $4,357
State Farm $2,470 $2,470
USAA $2,322 $2,384

Cheap Ropesville, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ropesville, Texas? Check out the comparison of annual Ropesville, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ropesville, Texas

Insurance Company Low Medium High
Allstate $5,399 $5,475 $5,688
American Family $3,825 $3,944 $4,462
GEICO $3,052 $3,179 $3,413
Nationwide $4,557 $4,013 $4,028
Progressive $4,181 $4,342 $4,547
State Farm $2,356 $2,465 $2,591
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Ropesville, Texas

Compare the cheapest auto insurance companies in Ropesville, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ropesville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ropesville, Texas Auto Insurance Companies

What auto insurance companies in Ropesville, Texas are the cheapest? Compare the top Ropesville, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ropesville, Texas

Insurance Company Average Annual Rates
Allstate $5,521
American Family $4,077
GEICO $3,215
Nationwide $4,199
Progressive $4,357
State Farm $2,470
USAA $2,353

What affects auto insurance rates in Ropesville, Texas?

There are a lot of reasons why auto insurance rates in Ropesville, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ropesville, Texas. Many local factors may affect your Ropesville auto insurance rates.

Ropesville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ropesville, Texas commute length is 19.4 minutes according to City-Data.

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Compare Ropesville, Texas Auto Insurance Quotes

Before you buy Ropesville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ropesville, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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