Best Cheap Auto Insurance in Romeoville, IL (2021)

The average Romeoville, IL auto insurance rates are $284 per month. The minimum auto insurance in Romeoville is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Romeoville, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Romeoville, IL for senior drivers are $1,895 per year
  • The most expensive auto insurance company in Romeoville for teen drivers is Farmers
  • The minimum auto insurance required in Romeoville, Illinois is 25/50/20

Romeoville, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Romeoville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Romeoville, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Romeoville to other Illinois cities, including Springfield auto insurance rates, Rockford auto insurance rates, and Champaign auto insurance rates to see how Romeoville, Illinois auto insurance rates stack up.

Before you buy Romeoville, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Romeoville, Illinois auto insurance quotes.

Minimum Auto Insurance in Romeoville, Illinois

Romeoville, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Romeoville, Illinois.

Minimum Required Auto Insurance Coverage in Romeoville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Romeoville, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Romeoville, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Romeoville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,456 $3,470 $3,625 $3,625 $9,125 $11,875 $4,160 $4,499
American Family $2,244 $2,244 $2,062 $2,062 $6,484 $8,932 $2,244 $2,901
Farmers $2,667 $2,671 $2,353 $2,498 $12,088 $12,646 $3,047 $3,170
GEICO $1,836 $1,898 $1,803 $2,032 $6,968 $7,203 $2,180 $2,250
Liberty Mutual $1,341 $1,445 $1,110 $1,244 $4,740 $5,281 $1,398 $1,468
Nationwide $1,513 $1,534 $1,357 $1,428 $4,118 $5,239 $1,760 $1,894
Progressive $2,059 $1,925 $1,704 $1,790 $7,831 $8,771 $2,448 $2,643
State Farm $1,661 $1,661 $1,506 $1,506 $5,314 $6,712 $1,884 $2,167
Travelers $1,599 $1,684 $1,484 $1,579 $4,896 $6,214 $1,688 $1,776
USAA $1,702 $1,717 $1,585 $1,544 $5,673 $6,225 $2,237 $2,435

Cheap Romeoville, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Romeoville, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Romeoville, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Romeoville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,125 $11,875
American Family $6,484 $8,932
Farmers $12,088 $12,646
GEICO $6,968 $7,203
Liberty Mutual $4,740 $5,281
Nationwide $4,118 $5,239
Progressive $7,831 $8,771
State Farm $5,314 $6,712
Travelers $4,896 $6,214
USAA $5,673 $6,225

Cheap Romeoville, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Romeoville, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Romeoville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,625 $3,625
American Family $2,062 $2,062
Farmers $2,353 $2,498
GEICO $1,803 $2,032
Liberty Mutual $1,110 $1,244
Nationwide $1,357 $1,428
Progressive $1,704 $1,790
State Farm $1,506 $1,506
Travelers $1,484 $1,579
USAA $1,585 $1,544

Cheap Romeoville, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Romeoville, Illinois compared to the annual auto insurance rates with a clean record in Romeoville, Illinois.

Annual Romeoville, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,863 $6,685 $6,236 $5,134
American Family $2,679 $3,810 $5,058 $3,038
Farmers $4,340 $5,612 $5,471 $5,146
GEICO $2,169 $3,461 $4,911 $2,544
Liberty Mutual $1,872 $2,675 $2,339 $2,127
Nationwide $1,917 $2,453 $2,864 $2,187
Progressive $2,994 $4,488 $3,323 $3,781
State Farm $2,540 $3,063 $2,801 $2,801
Travelers $2,072 $2,730 $3,055 $2,603
USAA $2,048 $2,969 $4,063 $2,477

Cheap Romeoville, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Romeoville, Illinois is not easy. Compare the annual rates for DUI auto insurance in Romeoville, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Romeoville, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,236
American Family $5,058
Farmers $5,471
GEICO $4,911
Liberty Mutual $2,339
Nationwide $2,864
Progressive $3,323
State Farm $2,801
Travelers $3,055
USAA $4,063

Cheap Romeoville, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Romeoville, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Romeoville, Illinois

Insurance Company Poor Fair Good
Allstate $6,968 $5,051 $4,420
American Family $4,834 $3,306 $2,800
Farmers $5,817 $4,925 $4,685
GEICO $5,268 $2,558 $1,987
Liberty Mutual $3,178 $1,996 $1,586
Nationwide $2,801 $2,274 $1,991
Progressive $4,142 $3,529 $3,269
State Farm $4,073 $2,439 $1,892
Travelers $3,175 $2,583 $2,088
USAA $3,835 $2,647 $2,187

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Cheap Romeoville, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Romeoville, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Romeoville, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Romeoville, Illinois

ZIP Code Average Annual Rates
60446 $3,376

Cheap Romeoville, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Romeoville, Illinois auto insurance. Find the cheapest annual Romeoville, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Romeoville, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,480 $5,480
American Family $3,600 $3,693
Farmers $5,142 $5,142
GEICO $3,216 $3,327
Liberty Mutual $2,253 $2,253
Nationwide $2,355 $2,355
Progressive $3,646 $3,646
State Farm $2,730 $2,873
Travelers $2,512 $2,718
USAA $2,809 $2,970

Cheap Romeoville, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Romeoville, Illinois? Check out the comparison of annual Romeoville, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Romeoville, Illinois

Insurance Company Low Medium High
Allstate $5,318 $5,475 $5,646
American Family $3,490 $3,781 $3,669
Farmers $4,859 $5,000 $5,569
GEICO $2,953 $3,266 $3,595
Liberty Mutual $2,108 $2,248 $2,404
Nationwide $2,322 $2,377 $2,367
Progressive $3,313 $3,631 $3,995
State Farm $2,615 $2,806 $2,983
Travelers $2,435 $2,612 $2,799
USAA $2,688 $2,888 $3,093

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Best By Category: Cheapest Auto Insurance in Romeoville, Illinois

Compare the cheapest auto insurance companies in Romeoville, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Romeoville, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Romeoville, Illinois Auto Insurance Companies

What auto insurance companies in Romeoville, Illinois are the cheapest? Compare the top Romeoville, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Romeoville, Illinois

Insurance Company Average Annual Rates
Allstate $5,480
American Family $3,646
Farmers $5,142
GEICO $3,271
Liberty Mutual $2,253
Nationwide $2,355
Progressive $3,646
State Farm $2,801
Travelers $2,615
USAA $2,890

What affects auto insurance rates in Romeoville, Illinois?

There are a lot of reasons why auto insurance rates in Romeoville, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Romeoville, Illinois. Many local factors may affect your Romeoville auto insurance rates.

Romeoville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Romeoville, Illinois commute length is 31.3 minutes according to City-Data.

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Compare Romeoville, Illinois Auto Insurance Quotes

Before you buy Romeoville, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Romeoville, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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