Best Cheap Auto Insurance in Rome, PA (2021)

The average Rome, PA auto insurance rates are $331 per month. The minimum auto insurance in Rome is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Rome, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Rome is 27.2 minutes
  • The minimum auto insurance required in Rome, Pennsylvania is 15/30/5
  • Average auto insurance rates in Rome, PA for senior drivers are $2,049 per year

Rome, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Rome can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rome, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Rome to other Pennsylvania cities, including Pittsburgh auto insurance rates, York auto insurance rates, and Philadelphia auto insurance rates to see how Rome, Pennsylvania auto insurance rates stack up.

Before you buy Rome, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rome, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Rome, Pennsylvania

Rome, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rome, Pennsylvania.

Minimum Required Auto Insurance Coverage in Rome, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Rome, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rome, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rome, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,333 $2,333 $2,127 $2,127 $7,265 $7,265 $2,589 $2,589
GEICO $2,348 $2,029 $2,181 $1,886 $5,861 $5,080 $2,386 $2,062
Liberty Mutual $4,040 $4,040 $3,696 $3,696 $11,916 $11,916 $5,145 $5,145
Nationwide $1,885 $1,885 $1,778 $1,778 $5,258 $5,258 $2,109 $2,109
Progressive $2,746 $2,746 $2,440 $2,440 $8,586 $8,586 $3,539 $3,539
State Farm $1,716 $1,716 $1,500 $1,500 $5,951 $5,951 $1,882 $1,882
Travelers $1,733 $1,733 $1,843 $1,843 $24,328 $24,328 $2,112 $2,112
USAA $1,086 $1,086 $978 $978 $3,146 $3,146 $1,447 $1,447

Cheap Rome, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rome, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Rome, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Rome, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $7,265
GEICO $5,861 $5,080
Liberty Mutual $11,916 $11,916
Nationwide $5,258 $5,258
Progressive $8,586 $8,586
State Farm $5,951 $5,951
Travelers $24,328 $24,328
USAA $3,146 $3,146

Cheap Rome, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Rome, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rome, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,127
GEICO $2,181 $1,886
Liberty Mutual $3,696 $3,696
Nationwide $1,778 $1,778
Progressive $2,440 $2,440
State Farm $1,500 $1,500
Travelers $1,843 $1,843
USAA $978 $978

Cheap Rome, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rome, Pennsylvania compared to the annual auto insurance rates with a clean record in Rome, Pennsylvania.

Annual Rome, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,432 $4,019 $3,432 $3,432
GEICO $2,186 $3,744 $2,945 $3,041
Liberty Mutual $5,702 $6,434 $6,330 $6,330
Nationwide $1,981 $2,649 $3,720 $2,679
Progressive $3,936 $5,381 $4,045 $3,949
State Farm $2,549 $2,975 $2,762 $2,762
Travelers $5,370 $7,579 $9,489 $7,579
USAA $1,345 $1,840 $1,969 $1,502

Cheap Rome, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rome, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Rome, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Rome, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,432
GEICO $2,945
Liberty Mutual $6,330
Nationwide $3,720
Progressive $4,045
State Farm $2,762
Travelers $9,489
USAA $1,969

Cheap Rome, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rome, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rome, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,593 $3,400 $2,743
GEICO $4,481 $2,516 $1,940
Liberty Mutual $7,916 $5,673 $5,008
Nationwide $3,242 $2,657 $2,374
Progressive $5,753 $4,013 $3,217
State Farm $3,934 $2,433 $1,919
Travelers $8,187 $7,371 $6,955
USAA $2,085 $1,543 $1,364

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Cheap Rome, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rome, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Rome, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rome, Pennsylvania

ZIP Code Average Annual Rates
18837 $4,881

Cheap Rome, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Rome, Pennsylvania auto insurance. Find the cheapest annual Rome, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rome, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,513 $3,644
GEICO $2,927 $3,031
Liberty Mutual $6,039 $6,360
Nationwide $2,758 $2,758
Progressive $4,328 $4,328
State Farm $2,681 $2,843
Travelers $7,504 $7,504
USAA $1,616 $1,712

Cheap Rome, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rome, Pennsylvania? Check out the comparison of annual Rome, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rome, Pennsylvania

Insurance Company Low Medium High
Allstate $3,407 $3,603 $3,726
GEICO $2,739 $3,007 $3,191
Liberty Mutual $5,965 $6,233 $6,399
Nationwide $2,804 $2,783 $2,685
Progressive $4,033 $4,352 $4,598
State Farm $2,620 $2,791 $2,875
Travelers $7,697 $7,481 $7,335
USAA $1,559 $1,677 $1,756

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Best By Category: Cheapest Auto Insurance in Rome, Pennsylvania

Compare the cheapest auto insurance companies in Rome, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rome, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Rome, Pennsylvania Auto Insurance Companies

What auto insurance companies in Rome, Pennsylvania are the cheapest? Compare the top Rome, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rome, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,579
GEICO $2,979
Liberty Mutual $6,199
Nationwide $2,758
Progressive $4,328
State Farm $2,762
Travelers $7,504
USAA $1,664

What affects auto insurance rates in Rome, Pennsylvania?

There are a lot of reasons why auto insurance rates in Rome, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rome, Pennsylvania. Many local factors may affect your Rome auto insurance rates.

Rome Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rome, Pennsylvania commute length is 27.2 minutes according to City-Data.

Rome Traffic

How does Rome, Pennsylvania rank for traffic? According to Inrix Rome, Pennsylvania is the 18th most congested worldwide.

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Compare Rome, Pennsylvania Auto Insurance Quotes

Before you buy Rome, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rome, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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