Best Cheap Auto Insurance in Rogers City, MI (2021)

The average Rogers City, MI auto insurance rates are $747 per month. The minimum auto insurance in Rogers City is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Rogers City, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Rogers City is USAA
  • The most expensive auto insurance company in Rogers City for teen drivers is Allstate
  • Average auto insurance rates in Rogers City, MI for senior drivers are $5,902 per year

Rogers City, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Rogers City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rogers City, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Rogers City to other Michigan cities, including Dearborn auto insurance rates, Troy auto insurance rates, and Grand Rapids auto insurance rates to see how Rogers City, Michigan auto insurance rates stack up.

Before you buy Rogers City, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rogers City, Michigan auto insurance quotes.

Minimum Auto Insurance in Rogers City, Michigan

Rogers City, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rogers City, Michigan.

Minimum Required Auto Insurance Coverage in Rogers City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Rogers City, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rogers City, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rogers City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,129 $14,129 $13,111 $13,111 $35,093 $35,093 $14,886 $14,886
Farmers $4,068 $4,068 $3,812 $3,812 $8,791 $8,791 $4,562 $4,562
GEICO $3,727 $3,727 $3,771 $3,771 $10,306 $10,306 $3,565 $3,565
Liberty Mutual $12,193 $12,193 $12,069 $12,069 $29,083 $29,083 $12,193 $12,193
Nationwide $4,842 $4,842 $4,311 $4,311 $12,461 $12,461 $5,293 $5,293
Progressive $3,034 $2,827 $2,672 $2,988 $10,739 $11,398 $3,530 $3,262
State Farm $6,836 $6,836 $6,301 $6,301 $23,356 $23,356 $8,005 $8,005
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,315 $2,209 $2,178 $2,072 $5,527 $5,282 $2,821 $2,728

Cheap Rogers City, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rogers City, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Rogers City, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Rogers City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,093 $35,093
Farmers $8,791 $8,791
GEICO $10,306 $10,306
Liberty Mutual $29,083 $29,083
Nationwide $12,461 $12,461
Progressive $10,739 $11,398
State Farm $23,356 $23,356
Travelers $16,861 $16,861
USAA $5,527 $5,282

Cheap Rogers City, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Rogers City, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rogers City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,111 $13,111
Farmers $3,812 $3,812
GEICO $3,771 $3,771
Liberty Mutual $12,069 $12,069
Nationwide $4,311 $4,311
Progressive $2,672 $2,988
State Farm $6,301 $6,301
Travelers $4,792 $4,792
USAA $2,178 $2,072

Cheap Rogers City, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rogers City, Michigan compared to the annual auto insurance rates with a clean record in Rogers City, Michigan.

Annual Rogers City, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,442 $12,596 $42,000 $13,180
Farmers $4,468 $5,676 $5,615 $5,474
GEICO $1,921 $3,984 $11,963 $3,502
Liberty Mutual $11,669 $13,920 $25,146 $14,803
Nationwide $5,734 $7,704 $6,993 $6,475
Progressive $4,283 $5,621 $5,068 $5,253
State Farm $7,210 $8,571 $18,103 $10,614
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,536 $3,144 $4,126 $2,760

Cheap Rogers City, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rogers City, Michigan is not easy. Compare the annual rates for DUI auto insurance in Rogers City, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Rogers City, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,000
Farmers $5,615
GEICO $11,963
Liberty Mutual $25,146
Nationwide $6,993
Progressive $5,068
State Farm $18,103
Travelers $12,908
USAA $4,126

Cheap Rogers City, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rogers City, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rogers City, Michigan

Insurance Company Poor Fair Good
Allstate $29,308 $16,213 $12,393
Farmers $7,079 $4,606 $4,240
GEICO $6,865 $5,050 $4,112
Liberty Mutual $25,898 $14,972 $8,283
Nationwide $8,486 $6,332 $5,361
Progressive $5,855 $4,905 $4,409
State Farm $18,038 $9,131 $6,204
Travelers $8,534 $8,275 $8,170
USAA $4,680 $2,685 $2,060

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Cheap Rogers City, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rogers City, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Rogers City, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rogers City, Michigan

ZIP Code Average Annual Rates
49779 $6,396

Cheap Rogers City, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Rogers City, Michigan auto insurance. Find the cheapest annual Rogers City, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rogers City, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,304 $19,304
Farmers $5,308 $5,308
GEICO $5,218 $5,466
Liberty Mutual $15,810 $16,959
Nationwide $6,726 $6,726
Progressive $5,056 $5,056
State Farm $10,825 $11,424
Travelers $8,279 $8,375
USAA $3,106 $3,177

Cheap Rogers City, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rogers City, Michigan? Check out the comparison of annual Rogers City, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rogers City, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,343 $19,694
Farmers $5,171 $5,297 $5,457
GEICO $4,993 $5,295 $5,739
Liberty Mutual $15,988 $16,346 $16,819
Nationwide $7,083 $6,602 $6,494
Progressive $4,898 $5,063 $5,208
State Farm $10,588 $11,191 $11,595
Travelers $8,241 $8,334 $8,405
USAA $3,036 $3,150 $3,238

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Best By Category: Cheapest Auto Insurance in Rogers City, Michigan

Compare the cheapest auto insurance companies in Rogers City, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rogers City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Rogers City, Michigan Auto Insurance Companies

What auto insurance companies in Rogers City, Michigan are the cheapest? Compare the top Rogers City, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rogers City, Michigan

Insurance Company Average Annual Rates
Allstate $19,304
Farmers $5,308
GEICO $5,342
Liberty Mutual $16,384
Nationwide $6,726
Progressive $5,056
State Farm $11,124
Travelers $8,327
USAA $3,142

What affects auto insurance rates in Rogers City, Michigan?

There are a lot of reasons why auto insurance rates in Rogers City, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rogers City, Michigan. Many local factors may affect your Rogers City auto insurance rates.

Rogers City Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Rogers City, Michigan auto theft statistics, there have been 1 auto thefts in the city.

Rogers City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rogers City, Michigan commute length is 19.3 minutes according to City-Data.

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Compare Rogers City, Michigan Auto Insurance Quotes

Before you buy Rogers City, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rogers City, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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