Best Cheap Auto Insurance in Rocky Hill, KY (2021)

The average Rocky Hill, KY auto insurance rates are $339 per month. The minimum auto insurance in Rocky Hill is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Rocky Hill, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • Average auto insurance rates in Rocky Hill, KY for senior drivers are $2,276 per year
  • The minimum auto insurance required in Rocky Hill, Kentucky is 25/50/25
  • The most expensive auto insurance company in Rocky Hill for teen drivers is Travelers

Rocky Hill, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Rocky Hill can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rocky Hill, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Rocky Hill to other Kentucky cities, including George auto insurance rates, Richmond auto insurance rates, and Covington auto insurance rates to see how Rocky Hill, Kentucky auto insurance rates stack up.

Before you buy Rocky Hill, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rocky Hill, Kentucky auto insurance quotes.

Minimum Auto Insurance in Rocky Hill, Kentucky

Rocky Hill, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rocky Hill, Kentucky.

Minimum Required Auto Insurance Coverage in Rocky Hill, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rocky Hill, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rocky Hill, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rocky Hill, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,059 $3,024 $2,772 $2,952 $11,304 $12,741 $3,376 $3,563
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,322 $2,512 $2,003 $2,228 $9,300 $10,244 $2,412 $2,481
Nationwide $2,635 $2,629 $2,392 $2,489 $5,759 $7,119 $2,971 $3,100
Progressive $2,041 $1,937 $1,836 $1,843 $10,034 $11,350 $2,529 $2,580
State Farm $2,049 $2,049 $1,815 $1,815 $5,537 $6,895 $2,283 $2,510
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,763 $1,764 $1,597 $1,621 $4,698 $4,941 $2,219 $2,425

Cheap Rocky Hill, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rocky Hill, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Rocky Hill, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Rocky Hill, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,304 $12,741
GEICO $6,851 $8,131
Liberty Mutual $9,300 $10,244
Nationwide $5,759 $7,119
Progressive $10,034 $11,350
State Farm $5,537 $6,895
Travelers $10,566 $16,949
USAA $4,698 $4,941

Cheap Rocky Hill, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Rocky Hill, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rocky Hill, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,772 $2,952
GEICO $3,510 $3,179
Liberty Mutual $2,003 $2,228
Nationwide $2,392 $2,489
Progressive $1,836 $1,843
State Farm $1,815 $1,815
Travelers $2,176 $2,182
USAA $1,597 $1,621

Cheap Rocky Hill, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rocky Hill, Kentucky compared to the annual auto insurance rates with a clean record in Rocky Hill, Kentucky.

Annual Rocky Hill, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,439 $5,782 $6,171 $5,005
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,497 $5,361 $4,176 $3,717
Nationwide $2,913 $3,737 $4,699 $3,197
Progressive $3,530 $5,232 $4,026 $4,287
State Farm $2,870 $3,368 $3,119 $3,119
Travelers $4,510 $4,640 $6,693 $4,835
USAA $1,984 $2,800 $3,342 $2,388

Cheap Rocky Hill, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rocky Hill, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Rocky Hill, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Rocky Hill, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,171
GEICO $6,731
Liberty Mutual $4,176
Nationwide $4,699
Progressive $4,026
State Farm $3,119
Travelers $6,693
USAA $3,342

Cheap Rocky Hill, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rocky Hill, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rocky Hill, Kentucky

Insurance Company Poor Fair Good
Allstate $7,072 $4,895 $4,080
GEICO $6,836 $3,413 $2,224
Liberty Mutual $5,967 $3,683 $2,913
Nationwide $4,414 $3,475 $3,021
Progressive $4,760 $4,162 $3,884
State Farm $4,505 $2,724 $2,128
Travelers $5,768 $4,880 $4,861
USAA $3,902 $2,194 $1,790

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Cheap Rocky Hill, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rocky Hill, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Rocky Hill, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rocky Hill, Kentucky

ZIP Code Average Annual Rates
42163 $3,647

Cheap Rocky Hill, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Rocky Hill, Kentucky auto insurance. Find the cheapest annual Rocky Hill, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rocky Hill, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,349 $5,349
GEICO $4,119 $4,197
Liberty Mutual $4,188 $4,188
Nationwide $3,637 $3,637
Progressive $4,269 $4,269
State Farm $3,040 $3,198
Travelers $5,169 $5,169
USAA $2,531 $2,726

Cheap Rocky Hill, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rocky Hill, Kentucky? Check out the comparison of annual Rocky Hill, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rocky Hill, Kentucky

Insurance Company Low Medium High
Allstate $5,007 $5,330 $5,711
GEICO $3,895 $4,144 $4,435
Liberty Mutual $3,983 $4,159 $4,421
Nationwide $3,682 $3,594 $3,634
Progressive $3,935 $4,216 $4,656
State Farm $2,964 $3,113 $3,281
Travelers $4,912 $5,194 $5,403
USAA $2,499 $2,622 $2,765

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Best By Category: Cheapest Auto Insurance in Rocky Hill, Kentucky

Compare the cheapest auto insurance companies in Rocky Hill, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rocky Hill, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Rocky Hill, Kentucky Auto Insurance Companies

What auto insurance companies in Rocky Hill, Kentucky are the cheapest? Compare the top Rocky Hill, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rocky Hill, Kentucky

Insurance Company Average Annual Rates
Allstate $5,349
GEICO $4,158
Liberty Mutual $4,188
Nationwide $3,637
Progressive $4,269
State Farm $3,119
Travelers $5,169
USAA $2,629

Compare Rocky Hill, Kentucky Auto Insurance Quotes

Before you buy Rocky Hill, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rocky Hill, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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