Best Cheap Auto Insurance in Rocky Ford, CO (2021)

The average Rocky Ford, CO auto insurance rates are $321 per month. The minimum auto insurance in Rocky Ford is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Rocky Ford, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Rocky Ford is 17.0 minutes
  • The most expensive auto insurance company in Rocky Ford for teen drivers is Farmers
  • The cheapest auto insurance company in Rocky Ford is Liberty Mutual

Rocky Ford, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Rocky Ford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rocky Ford, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Rocky Ford to other Colorado cities, including Thornton auto insurance rates, Arvada auto insurance rates, and Westminster auto insurance rates to see how Rocky Ford, Colorado auto insurance rates stack up.

Before you buy Rocky Ford, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rocky Ford, Colorado auto insurance quotes.

Minimum Auto Insurance in Rocky Ford, Colorado

Rocky Ford, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rocky Ford, Colorado.

Minimum Required Auto Insurance Coverage in Rocky Ford, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Rocky Ford, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rocky Ford, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rocky Ford, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,534 $3,498 $3,220 $3,487 $12,749 $12,698 $3,845 $3,858
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,734 $1,697 $1,477 $1,620 $5,023 $5,466 $1,750 $1,770
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,600 $2,449 $2,222 $2,230 $8,137 $9,096 $2,936 $2,867
State Farm $1,743 $1,743 $1,555 $1,555 $4,871 $6,179 $1,945 $2,304
USAA $2,339 $2,352 $2,214 $2,238 $5,735 $6,602 $3,017 $3,309

Cheap Rocky Ford, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rocky Ford, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Rocky Ford, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Rocky Ford, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $12,749 $12,698
GEICO $6,808 $7,210
Liberty Mutual $5,023 $5,466
Nationwide $6,687 $8,617
Progressive $8,137 $9,096
State Farm $4,871 $6,179
USAA $5,735 $6,602

Cheap Rocky Ford, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Rocky Ford, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rocky Ford, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $3,220 $3,487
GEICO $2,320 $2,581
Liberty Mutual $1,477 $1,620
Nationwide $2,380 $2,529
Progressive $2,222 $2,230
State Farm $1,555 $1,555
USAA $2,214 $2,238

Cheap Rocky Ford, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rocky Ford, Colorado compared to the annual auto insurance rates with a clean record in Rocky Ford, Colorado.

Annual Rocky Ford, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,955 $6,358 $6,277 $5,855
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,246 $2,630 $2,735 $2,656
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,540 $4,848 $3,737 $4,145
State Farm $2,529 $2,945 $2,737 $2,737
USAA $2,543 $3,088 $5,401 $2,871

Cheap Rocky Ford, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rocky Ford, Colorado is not easy. Compare the annual rates for DUI auto insurance in Rocky Ford, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Rocky Ford, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $6,277
GEICO $4,302
Liberty Mutual $2,735
Nationwide $5,371
Progressive $3,737
State Farm $2,737
USAA $5,401

Cheap Rocky Ford, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rocky Ford, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rocky Ford, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $6,859 $5,500 $5,224
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,673 $2,242 $1,786
Nationwide $4,848 $3,820 $3,334
Progressive $4,664 $3,943 $3,595
State Farm $3,799 $2,443 $1,969
USAA $5,166 $2,924 $2,337

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Cheap Rocky Ford, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rocky Ford, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Rocky Ford, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rocky Ford, Colorado

ZIP Code Average Annual Rates
81067 $3,549

Cheap Rocky Ford, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Rocky Ford, Colorado auto insurance. Find the cheapest annual Rocky Ford, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rocky Ford, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,861 $5,861
GEICO $3,397 $3,562
Liberty Mutual $2,567 $2,567
Nationwide $4,001 $4,001
Progressive $4,067 $4,067
State Farm $2,671 $2,803
USAA $3,377 $3,575

Cheap Rocky Ford, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rocky Ford, Colorado? Check out the comparison of annual Rocky Ford, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rocky Ford, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $5,106 $5,775 $6,703
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,424 $2,556 $2,721
Nationwide $4,052 $4,001 $3,949
Progressive $3,792 $4,077 $4,332
State Farm $2,575 $2,737 $2,899
USAA $3,336 $3,475 $3,616

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Best By Category: Cheapest Auto Insurance in Rocky Ford, Colorado

Compare the cheapest auto insurance companies in Rocky Ford, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rocky Ford, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Rocky Ford, Colorado Auto Insurance Companies

What auto insurance companies in Rocky Ford, Colorado are the cheapest? Compare the top Rocky Ford, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rocky Ford, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,861
GEICO $3,480
Liberty Mutual $2,567
Nationwide $4,001
Progressive $4,067
State Farm $2,737
USAA $3,476

What affects auto insurance rates in Rocky Ford, Colorado?

There are a lot of reasons why auto insurance rates in Rocky Ford, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rocky Ford, Colorado. Many local factors may affect your Rocky Ford auto insurance rates.

Rocky Ford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rocky Ford, Colorado commute length is 17.0 minutes according to City-Data.

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Compare Rocky Ford, Colorado Auto Insurance Quotes

Before you buy Rocky Ford, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rocky Ford, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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